Top dApps on Stellar

Stellar is a layer-1 blockchain built mainly for moving money and tokenized assets, such as cross-border payments and stablecoins. Its token is XLM, which pays network fees. It also supports smart contracts through Soroban, which has made room for lending, swaps and yield apps.

No. Stellar is not EVM-compatible. Smart contracts run on Soroban and are written for WebAssembly, commonly in Rust, so Ethereum apps need to be rebuilt for Stellar rather than copied over. Some multi-chain projects, such as Spectra V2 and Upshift, run on both Stellar and EVM chains.

Stellar transaction fees are paid in XLM and are very small compared with many other networks. Some apps also use stablecoins for the value being moved, but the network fee itself is still paid in XLM. Individual dApps can add their own swap or service fees on top, so check each app's fee page.

On this site, the Stellar-native DeFi list includes Blend Pools V2 and Blend Pools for lending, Stellar DEX, Stellar AMM, Sushi Stellar, Aqua and Phoenix DeFi Hub for swaps and liquidity, and DeFindex for stablecoin yield vaults. Upshift, Spectra V2 and Defa by InvoiceMate also support Stellar alongside other chains.

The TVL figure on a chain page can be inflated by exchanges and bridges that list Stellar among many networks. Binance, Bitget and Gate, for example, report large multi-chain totals that are not Stellar DeFi deposits. At the time of writing, Stellar's DeFi TVL is about $214.5M, and Blend Pools V2 accounts for a large share of it.

Lending and yield apps carry smart contract, oracle and market risks, and stablecoin-based products can lose their peg. Blend Pools V2 has a reported 2026 oracle exploit noted in our data, which is a good reminder to read recent incident reports before depositing. Start with small amounts, understand the withdrawal terms, and never put in money you cannot afford to lose.

Binance CEX is the largest dApp on Stellar by total value locked, with $127B across all the chains it supports. It is followed by Bitget ($5.93B) and Gate ($5.91B). TVL figures come from DefiLlama and change daily.

Gate has the highest score at 7.7/10, ahead of Bitget (7.6) and USDT0 (7.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

DappsAtlas tracks 50 dApps on Stellar. Of these, 50 have a full review and 25 report value locked, $145B in total, counting value on every chain they support.

DEXes (9), Centralized Exchanges (8) and Cross Chain Bridge (5) are the largest categories on Stellar, by number of projects.

Among dApps with at least $1M locked, USDT0 had the biggest 7-day TVL gain (+7.4%) and CEX.IO the biggest drop (−21.2%). Combined TVL moved −5.2% over the same seven days.

The 43 rated dApps on Stellar average 6.3 out of 10. Of these, 0 score 8 or higher and 4 score below 5.