DeFi · Category ranking
Best Crypto Card Issuers in 2026
10 Crypto Card Issuers ranked by DappsAtlas score and total value locked. Open any row for the full review.
- Listed
- 10
- Reviewed
- 10
- Page
- 1/1
Crypto card issuers connect on-chain money to everyday payments. They give you a debit, prepaid or corporate card, physical or virtual, that can be used anywhere a standard card network is accepted. Behind the scenes, your crypto or stablecoins are converted to fiat so the merchant gets paid in normal currency.
The models differ. Some, like Holyheld and Tkn (Monolith), use a non-custodial wallet and convert holdings at checkout. EtherFi Cash Liquid lets you borrow against staked or deposited assets so you can spend without selling. Plasma One combines a stablecoin account with a Visa card on the Plasma chain. Reap and Laso Finance lean toward businesses, payouts and virtual cards. Revenue typically comes from card interchange fees, along with conversion spreads, account or card fees, and, for lending-based products, borrowing interest.
When comparing, look at custody and who controls your funds, which assets and chains are supported, and fees for conversion, transfers and foreign spending. Check cashback terms, regional availability, KYC requirements and whether the product suits individuals or companies. Of the six listed, EtherFi Cash Liquid has the largest TVL at the time of writing, at about $249.5M, and Plasma One follows at about $31.4M. TVL is only one signal, so also weigh the track record and the terms offered. Cards are payment tools, not gambling products, but if you plan to use one at online casinos, you must be 18+ (21+ where required) and confirm online gambling is legal where you live.
Crypto Card Issuers at a glance
- Tracked
- 10
- Reviewed
- 10
- Total TVL
- $270M
- Avg. score
- 6.1/10
Largest by TVL
- 1
EtherFi Cash Liquid$238M
- 2
Plasma One$31.6M
Highest rated
- 1
- 2
- 3Reap7.0
- 4
Laso Finance6.3
- 5
Holyheld5.8
| Chains | |||||
|---|---|---|---|---|---|
| 1 | Plasma OneReviewed | Plasma | $31.6M | +2.8% | 7.2 |
| 2 | EtherFi Cash LiquidReviewed | Optimism, Scroll | $238M | −2.0% | 7.0 |
| 3 | ReapReviewed | — | — | — | 7.0 |
| 4 | Laso FinanceReviewed | Ethereum, Solana +6 | — | — | 6.3 |
| 5 | HolyheldReviewed | — | — | — | 5.8 |
| 6 | Kiyomi FinanceReviewed | — | — | — | 5.5 |
| 7 | CryptoamuletsReviewed | Solana | — | — | 5.5 |
| 8 | TknReviewed | Ethereum | — | — | 4.5 |
| 9 | AnytapReviewed | Tron | — | — | — |
| 10 | Bit2card no Kyc Crypto CardReviewed | — | — | — | — |
Ranked by DappsAtlas score, then total value locked. Click a column to re-sort this page. TVL data via DefiLlama.
Where they run
Crypto Card Issuers by chain
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Frequently asked questions
What is a crypto card issuer?
A crypto card issuer lets you spend digital assets with a Visa or Mastercard-style card, or a virtual card number. Depending on the product, the provider converts crypto or stablecoins to fiat at checkout, or you spend from a balance you topped up beforehand. The merchant is paid in ordinary currency and never touches crypto.
Are crypto cards non-custodial?
Not always. Cards such as EtherFi Cash and Holyheld are described as non-custodial, meaning you keep control of your funds until a payment is made. Others, such as Plasma One or Laso Finance, work more like an account or prepaid balance. Check each provider's terms to see who holds your assets at each step.
Do I need to complete KYC to get a crypto card?
Usually yes for regulated card programs, though the rules depend on the provider and your country. Expect identity checks for many products, and some services are limited to businesses or specific regions. Always read the eligibility terms before you sign up.
Is spending crypto with a card taxable?
Spending crypto can be a taxable event in many countries, since converting an asset to fiat may count as a disposal. Rules differ by jurisdiction, so check local guidance or speak to a tax professional. Keeping records of your card transactions makes reporting easier.
Which cards let me spend without selling my crypto?
EtherFi Cash is built around borrowing against crypto holdings so you can spend without selling them. Plasma One focuses on stablecoin spending with cashback and yield. Both involve smart contract and platform risk, so look at how each one handles collateral, liquidation and fees.
Are any of these cards meant for businesses?
Reap is aimed at businesses, offering stablecoin-backed corporate cards and payout APIs for crypto-native and fintech companies. Laso Finance also offers payouts and an API for AI agents. Individual users are better served by the consumer-focused cards on this list.
What is the largest crypto card issuer by TVL?
EtherFi Cash Liquid is the largest crypto card issuer by total value locked, with $238M. It is followed by Plasma One ($31.6M). TVL figures come from DefiLlama and change daily.
Which crypto card issuer has the highest DappsAtlas score?
Plasma One has the highest score at 7.2/10, ahead of EtherFi Cash Liquid (7.0) and Reap (7.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many crypto card issuers does DappsAtlas track?
DappsAtlas tracks 10 crypto card issuers. Of these, 10 have a full review and 2 report value locked, $270M in total.
What chains do most crypto card issuers run on?
What is the average score for crypto card issuers?
The 8 rated crypto card issuers average 6.1 out of 10. Of these, 0 score 8 or higher and 1 score below 5.