Infrastructure · Category ranking
Best On/Off Ramps in 2026
13 On/Off Ramps ranked by DappsAtlas score and total value locked. Open any row for the full review.
- Listed
- 13
- Reviewed
- 13
- Page
- 1/1
On/off ramps are the services that connect ordinary money to crypto. An on-ramp lets you pay with fiat, such as a bank transfer or a payment app, and receive digital assets. An off-ramp works in the other direction and pays out fiat when you sell crypto. Without them, moving between a bank account and a wallet would be much harder.
The dApps on this page take a peer-to-peer, non-custodial approach. Instead of a company holding your money, a smart contract escrows the crypto while a buyer sends fiat through a payment method. Peer (formerly Zkp2p) uses zero-knowledge proofs to confirm payments made through apps like Venmo, PayPal and Revolut. Unigox uses on-chain escrow and verified bank transfers, and also offers an API for businesses. Revenue typically comes from small protocol or service fees, spreads on the exchange rate, or API usage fees, so check how each one charges.
When comparing options, look at which payment methods and countries are supported, the total cost after rate and fees, and how quickly trades settle. Also check which chains are supported, how disputes are resolved, and whether identity checks apply. Peer is focused on Base and on app-based payments, while Unigox spans six networks and 40+ payment networks. Check the rules where you live before using any of them, and note that crypto trading carries risk. If you also use crypto for gambling, you must be 18+ (21+ where required) and confirm that online gambling is legal in your jurisdiction.
On/Off Ramps at a glance
- Tracked
- 13
- Reviewed
- 13
- Total TVL
- $105K
- Avg. score
- 6.2/10
| Chains | |||||
|---|---|---|---|---|---|
| 1 | PeerReviewed | Base | $105K | −4.5% | 7.0 |
| 2 | Zkp2pReviewed | — | — | — | 7.0 |
| 3 | UnigoxReviewed | Ethereum, Polygon +10 | — | — | 6.9 |
| 4 | FinchpayReviewed | — | — | — | 6.3 |
| 5 | BeaverReviewed | Bitcoin | — | — | 6.2 |
| 6 | Coinflip BitluckyReviewed | — | — | — | 6.2 |
| 7 | FlipReviewed | — | — | — | 5.8 |
| 8 | AlixReviewed | — | — | — | 5.8 |
| 9 | SpaceswapReviewed | Bitcoin, Litecoin +11 | — | — | 5.0 |
| 10 | Bit AccessReviewed | Bitcoin | — | — | — |
| 11 | BitzaroReviewed | — | — | — | — |
| 12 | FiatdexReviewed | Ethereum | — | — | — |
| 13 | IndaswapReviewed | — | — | — | — |
Ranked by DappsAtlas score, then total value locked. Click a column to re-sort this page. TVL data via DefiLlama.
Where they run
On/Off Ramps by chain
Guides
Infrastructure guides
Wallets and tools
Anchorage Digital: Crypto Custody and ServicesAnchorage Digital provides crypto custody and related services for institutions, not a general-purpose wallet for everyday users. Learn how its custody, staking, trading and regulatory setup work—and what to check before choosing a custodian.
Wallets and tools
Ballet Crypto Wallet Review: How Cold Storage WorksBallet is a physical, non-electronic cold-storage wallet rather than a conventional device that signs transactions. Here’s how its cards work, what to check before trusting one with crypto, and where the trade-offs lie.
Wallets and tools
Best Apps for Buying and Tracking Crypto in 2026The right crypto app depends on whether you want to make a first purchase, manage a portfolio, or monitor onchain activity. This guide compares practical choices and explains the fees, custody and privacy trade-offs to check before you use them.
Wallets and tools
Best Apps for Trading Cryptocurrency in 2026The right crypto trading app depends on where you live, what you want to trade and how much control you want over your assets. Compare leading exchange apps with self-custody and research tools, then check fees, security and local availability before depositing.
Wallets and tools
Best Bitcoin Wallets in 2026: Top Picks ComparedThe right Bitcoin wallet depends on how you balance convenience, control and security. Compare leading hardware and software options, then choose a setup that fits how you use BTC.
Wallets and tools
Best Cold Storage Crypto Wallets in 2026The best cold wallet depends on the coins you hold, how you want to approve transactions, and how you will protect your recovery backup. Compare leading hardware wallets and learn how to set one up without confusing offline key storage with risk-free storage.
Frequently asked questions
What is the difference between a crypto on-ramp and an off-ramp?
An on-ramp turns traditional money, such as dollars or euros, into crypto. An off-ramp does the reverse and converts crypto back into fiat, usually paid to a bank account or a payment app. Many services offer both directions.
How does Peer (Zkp2p) verify payments?
Peer, which is the new name for Zkp2p, uses zero-knowledge proofs to confirm that a fiat payment on an app like Venmo, PayPal or Revolut really happened. The check lets a seller release crypto without a company holding the funds. It is a peer-to-peer model, so you trade with another user and not with a central exchange.
Are Peer and Zkp2p the same thing?
Zkp2p is the earlier name of the protocol, and it was renamed Peer in 2026. We list both entries because people still search under each name. They describe the same peer-to-peer fiat-to-crypto protocol.
What does Unigox offer?
Unigox is a non-custodial peer-to-peer crypto-fiat exchange that also offers an on/off-ramp API. It uses on-chain escrow and verified bank transfers. According to the listing, it covers 40+ payment networks and runs on Ethereum, Polygon, Unichain, Base, Arbitrum and Optimism.
What fees should I expect when using an on/off ramp?
Fees depend on the service and show up in several places: a service charge, the exchange rate or spread, network gas, and sometimes a payment-provider fee. Peer-to-peer ramps often move costs into the rate that the counterparty quotes. Compare the final amount you would receive, not only the advertised fee.
Are non-custodial ramps safe?
Not necessarily. Non-custodial ramps reduce the risk of a company holding your funds, but you still face smart-contract risk, counterparty risk, payment reversals and scams. Start with small amounts, read how disputes are handled, and follow the rules in your country, including any identity checks that apply. Nothing here is financial advice.
What is the largest On/Off ramp by TVL?
Peer is the largest On/Off ramp by total value locked, with $105K. TVL figures come from DefiLlama and change daily.
Which On/Off ramp has the highest DappsAtlas score?
How many On/Off ramps does DappsAtlas track?
DappsAtlas tracks 13 On/Off ramps. Of these, 13 have a full review and 1 report value locked, $105K in total.
What chains do most On/Off ramps run on?
What is the average score for On/Off ramps?
The 9 rated On/Off ramps average 6.2 out of 10. Of these, 0 score 8 or higher and 0 score below 5.