DeFi · Category ranking
Best NFT Lending dApps in 2026
20 NFT Lending dApps ranked by DappsAtlas score and total value locked. Open any row for the full review.
- Listed
- 20
- Reviewed
- 20
- Page
- 1/1
NFT lending protocols let holders borrow crypto against an NFT without selling it, and let lenders earn interest by funding those loans. The NFT is locked as collateral through a smart contract or escrow arrangement. If the borrower repays on time, the NFT comes back. If not, the lender takes it or it is liquidated. This page lists 14 protocols, from Ethereum names like Gondi V3 and Blur Lending to Solana options like Sharky and Citrus and Avalanche-based Salvor.
Most of these dApps work in one of two ways. Peer-to-peer platforms such as Gondi V3 and Citrus match a borrower with a lender on agreed terms for a specific NFT. Pool or cross-margin designs, such as ParaSpace Lending V1 and Fungify, let people borrow from shared liquidity against a basket of assets. The protocols earn money through fees on interest or loan origination, and lenders earn the interest itself. Others, like MetaStreet, act as liquidity infrastructure that other lending platforms build on.
When comparing, look at current status first, since NFTfi has shut down and Blur Lending is reported to stop matching new loans on 12 November 2026. Then check chain support, which collections are accepted, loan terms and liquidation rules, and whether audits are listed. Total value locked (TVL) is a rough guide to activity: at the time of writing, Gondi V3 leads this list at about $3.1M, with Blur Lending at about $2.1M, while several others hold well under $100,000. Low liquidity can mean fewer offers and harder exits. NFT loans are high-risk, and you should only commit what you can afford to lose.
NFT Lending dApps at a glance
- Tracked
- 20
- Reviewed
- 20
- Total TVL
- $6.73M
- Avg. score
- 5.5/10
Largest by TVL
- 1
Gondi V3$2.89M
- 2
Blur Lending$1.83M
- 3
JPEG'd$502K
- 4
Salvor$414K
- 5
BendDAO Lending V1$398K
Highest rated
- 1
- 2
Metastreet6.3
- 3
- 4
- 5
Arcade.xyz5.5
| Chains | |||||
|---|---|---|---|---|---|
| 1 | Gondi V3Reviewed | Ethereum, Hyperliquid L1 +1 | $2.89M | +0.5% | 6.5 |
| 2 | MetastreetReviewed | — | — | — | 6.3 |
| 3 | SalvorReviewed | Avalanche | $414K | +0.2% | 5.8 |
| 4 | JPEG'dReviewed | Ethereum | $502K | −1.8% | 5.5 |
| 5 | Arcade.xyzReviewed | Ethereum | $191K | −1.1% | 5.5 |
| 6 | FungifyReviewed | Ethereum | $125K | −0.3% | 5.5 |
| 7 | Revest FinanceReviewed | Ethereum, Avalanche +4 | $92.6K | −4.2% | 5.5 |
| 8 | XCarnivalReviewed | Ethereum | $0 | — | 5.5 |
| 9 | StreamnftReviewed | — | — | — | 5.5 |
| 10 | Blur LendingReviewed | Ethereum | $1.83M | −24.7% | 5.3 |
| 11 | CitrusReviewed | Solana | $63.5K | +0.3% | 5.3 |
| 12 | SharkyReviewed | Solana | $78.7K | −15.8% | 5.2 |
| 13 | ParaSpace Lending V1Reviewed | Ethereum, Arbitrum +3 | $108K | −4.1% | 5.0 |
| 14 | PawnfiReviewed | — | — | — | 5.0 |
| 15 | Pine ProtocolReviewed | Ethereum, Polygon | $20.5K | +0.3% | 4.5 |
| 16 | BendDAO Lending V1Reviewed | Ethereum | $398K | −5.5% | — |
| 17 | NFTfiReviewed | Ethereum | $13.7K | −0.8% | — |
| 18 | DAOLamaReviewed | TON | $18 | −5.8% | — |
| 19 | CapsuleReviewed | Robinhood Chain | $0 | — | — |
| 20 | UnlockdReviewed | Ethereum | — | — | — |
Ranked by DappsAtlas score, then total value locked. Click a column to re-sort this page. TVL data via DefiLlama.
Where they run
NFT Lending dApps by chain
- 1Ethereum1260%
- 2Polygon315%
- 3Robinhood Chain210%
- 4Avalanche210%
- 5Arbitrum210%
- 6Solana210%
- 7Hyperliquid L115%
- 8Optimism15%
- 9Fantom15%
- 10zkSync Era15%
- 11Moonbeam15%
- 12TON15%
Guides
DeFi guides
DeFi
Gondi and the NFT Lending Slump: What the Data Shows in 2026NFT lending has shrunk sharply since its 2022 peak, and the 2026 shutdown of NFTfi's frontend shows how much the market has changed. This guide explains what the decline figures mean, where Gondi fits, and how to check current data yourself.
NFT
NiftEX Review: What the NFT Lending Platform Does and Its RisksNiftEX was an NFT lending and trading platform, and this guide explains what that model involves, what the risks are, and how to check whether a platform like it is still operating before you connect a wallet. Public reporting available for this guide did not confirm NiftEX's current status, so treat the status notes below as a checklist rather than a verdict.
Web3 gaming
Vulcan Forged NFT Lending in Play-to-Earn: How It Works (2026)Vulcan Forged has been linked to NFT lending in its play-to-earn ecosystem. This guide explains how NFT lending works in these games, what the public record shows so far, and what to check before lending or borrowing any asset.
DeFi
Best Crypto Lending Platforms in 2026: 7 DeFi PicksThe best crypto lending platform depends on what you need to borrow, which assets you can use as collateral, and how much protocol risk you can accept. Compare leading DeFi markets and learn how to check rates, liquidation rules and security before you deposit.
DeFi
Best Crypto Staking Platforms in 2026The best crypto staking platform depends on what you want to stake, whether you need to keep your tokens liquid, and how much control you want over custody. Compare leading liquid-staking protocols and exchange apps by their trade-offs, not by headline reward rates.
DeFi
Best Cryptocurrencies for Staking in 2026There is no single best cryptocurrency to stake: the right choice depends on how much risk, lockup time and technical work you can accept. Compare five established proof-of-stake assets and learn what to check before delegating.
Frequently asked questions
What is NFT lending?
NFT lending lets you pledge an NFT as collateral and receive a crypto loan against it, so you get cash-like liquidity without selling the NFT. If you repay the principal plus interest before the loan ends, you get the NFT back. If you don't, the lender can keep it.
What is the difference between peer-to-peer and pool-based NFT lending?
In peer-to-peer lending, a lender and a borrower agree on loan terms for a specific NFT, as on Gondi V3 or Sharky. In peer-to-pool lending, funds sit in a shared pool and borrowers draw from it at set terms. Pool designs are usually faster, while peer-to-peer designs allow more custom terms.
What are the main risks of borrowing against an NFT?
The main risk is losing the NFT if the loan is not repaid or the position is liquidated, and that can happen quickly if the NFT's floor price falls. Smart-contract bugs, thin liquidity and a protocol being wound down are further risks. Only borrow an amount you could repay if the NFT lost most of its value.
Are all of these NFT lending protocols still active?
Not every protocol in this category is active. NFTfi has shut down, and open loans there can only be settled directly on-chain. Blur Lending is reported to stop matching new loans on 12 November 2026. Check each protocol's current status before depositing an NFT or funds.
Which blockchains support NFT lending?
Gondi V3, Blur Lending, JPEG'd, Fungify and Pine Protocol are on Ethereum, and Gondi V3 also covers Hyperliquid and Robinhood Chain. Sharky and Citrus are on Solana, and Salvor is on Avalanche. ParaSpace Lending V1 spans Ethereum and several other chains. Pick the chain where your NFTs already sit.
How do lenders make money on NFT loans?
Lenders earn interest paid by borrowers, and the protocol usually takes a fee on interest or on loans. Lenders also carry the risk that the collateral is worth less than the loan when a borrower defaults. Higher yields generally reflect higher risk, so read the terms and liquidation rules first.
What is the largest NFT lending dApp by TVL?
Gondi V3 is the largest NFT lending dApp by total value locked, with $2.89M. It is followed by Blur Lending ($1.83M) and JPEG'd ($502K). TVL figures come from DefiLlama and change daily.
Which NFT lending dApp has the highest DappsAtlas score?
Gondi V3 has the highest score at 6.5/10, ahead of Metastreet (6.3) and Salvor (5.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many NFT lending dApps does DappsAtlas track?
DappsAtlas tracks 20 NFT lending dApps. Of these, 20 have a full review and 14 report value locked, $6.73M in total.
What chains do most NFT lending dApps run on?
Ethereum is the most common, with 12 of 20 NFT lending dApps, followed by Polygon (3) and Robinhood Chain (2). 24% are deployed on more than one chain.
Which NFT lending dApps grew the most this week?
Among NFT lending dApps with at least $1M locked, Gondi V3 had the biggest 7-day TVL gain (+0.5%) and Blur Lending the biggest drop (−24.7%). Combined TVL moved −8.8% over the same seven days.
What is the average score for NFT lending dApps?
The 15 rated NFT lending dApps average 5.5 out of 10. Of these, 0 score 8 or higher and 1 score below 5.