Skip to content

DappsAtlas index · 14,224 dApps

DappsAtlas

Best of · Ethereum · Updated

The best NFT Lending dApps on Ethereum in 2026

We track 12 NFT Lending dApps that run on Ethereum and have reviewed 11 of them in full. Our top pick is Gondi V3. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Gondi V3 logo

    Gondi V3

    NFT Lending · Ethereum, Hyperliquid L1, Robinhood Chain

    Gondi V3 is a peer-to-peer NFT lending protocol and marketplace on Ethereum, Hyperliquid and Robinhood Chain. Its main draw is loans without oracle-based liquidations, but a reported 2026 incident means users should check the current status first.

    Read the Gondi V3 reviewVisit Gondi V3(opens in a new tab)
    ScoreScore 6.5 out of 10
    TVL $2.89M+0.5%
  2. 2
    JPEG'd logo

    JPEG'd

    NFT Lending · Ethereum

    JPEG'd is an Ethereum lending protocol that lets NFT holders mint pETH or pUSD against their NFTs. It is a niche, small-TVL product, and borrowers should weigh liquidation and peg risk carefully.

    Read the JPEG'd review
    ScoreScore 5.5 out of 10
    TVL $502K−1.8%
  3. 3
    Arcade.xyz logo

    Arcade.xyz

    NFT Lending · Ethereum

    Arcade.xyz is an Ethereum peer-to-peer marketplace for fixed-rate loans backed by NFTs. Its model gives NFT holders a way to seek liquidity, but loan terms and key safety details need checking before use.

    Read the Arcade.xyz review
    ScoreScore 5.5 out of 10
    TVL $191K−1.1%
  4. 4
    Fungify logo

    Fungify

    NFT Lending · Ethereum

    Fungify is an Ethereum protocol combining an NFT index token with cross-margin lending pools that accept NFTs as collateral. Activity is small, so it suits experienced NFT users rather than newcomers.

    Read the Fungify reviewVisit Fungify(opens in a new tab)
    ScoreScore 5.5 out of 10
    TVL $125K−0.3%
  5. 5
    Revest Finance logo

    Revest Finance

    NFT Lending · Ethereum, Avalanche, Arbitrum +3

    Revest Finance lets users lock ERC20 tokens inside transferable NFTs (FNFTs) with custom unlock conditions. It is an interesting vesting and composability tool, but current TVL is small.

    Read the Revest Finance reviewVisit Revest Finance(opens in a new tab)
    ScoreScore 5.5 out of 10
    TVL $92.6K−4.2%
  6. 6
    XCarnival logo

    XCarnival

    NFT Lending · Ethereum

    XCarnival is an NFT lending protocol on Ethereum where holders pledge NFTs to borrow USDxc, and lenders earn interest by funding those loans. It suits NFT owners and lenders who are comfortable with DeFi, but loan terms and fees are not published on its homepage.

    Read the XCarnival reviewVisit XCarnival(opens in a new tab)
    ScoreScore 5.5 out of 10
    TVL $0
  7. 7
    Blur Lending logo

    Blur Lending

    NFT Lending · Ethereum

    Blur Lending, also called Blend, is a peer-to-peer NFT lending protocol on Ethereum that lets owners borrow ETH against NFTs. Reports say the Blur website closes and new loan matching stops on 12 November 2026.

    Read the Blur Lending reviewVisit Blur Lending(opens in a new tab)
    ScoreScore 5.3 out of 10
    TVL $1.83M−24.7%
  8. 8
    ParaSpace Lending V1 logo

    ParaSpace Lending V1

    NFT Lending · Ethereum, Arbitrum, Polygon +2

    ParaSpace Lending V1 is a permissionless, cross-margin lending protocol that lets users post NFTs and tokens as collateral in one portfolio. Its TVL is small, so treat it as a niche, higher-risk venue.

    Read the ParaSpace Lending V1 reviewVisit ParaSpace Lending V1(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $108K−4.1%
  9. 9
    Pine Protocol logo

    Pine Protocol

    NFT Lending · Ethereum, Polygon

    Pine Protocol is a non-custodial NFT lending protocol on Ethereum and Polygon that lets borrowers take token loans against NFTs. Its liquidity is very small and no audits are listed, so it suits only experienced users who accept high risk.

    Read the Pine Protocol reviewVisit Pine Protocol(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $20.5K+0.3%
  10. 10
    BendDAO Lending V1 logo

    BendDAO Lending V1

    NFT Lending · Ethereum

    BendDAO Lending V1 is an Ethereum NFT lending protocol that uses a peer-to-pool model. Its basic purpose is clear, but current availability, borrowing terms, and audit details are not.

    Read the BendDAO Lending V1 reviewVisit BendDAO Lending V1(opens in a new tab)
    ScoreNot rated yet
    TVL $398K−5.5%
  11. 11
    NFTfi logo

    NFTfi

    NFT Lending · Ethereum

    NFTfi was a peer-to-peer NFT lending protocol on Ethereum. It has shut down: the dApp is no longer in operation, though the contracts remain deployed so open loans can still be settled on-chain.

    Read the NFTfi reviewVisit NFTfi(opens in a new tab)
    ScoreNot rated yet
    TVL $13.7K−0.8%
  12. 12

    Unlockd

    NFT Lending · Ethereum

    Unlockd is an NFT lending protocol on Ethereum that lets holders borrow against their NFTs and has also promoted RWA liquidity and staking rewards. The main takeaway is that the public record on its fees, team and official domain is too thin to rely on without independent checks.

    Read the Unlockd review
    ScoreNot rated yet
    TVL —

NFT Lending dApps on Ethereum: the numbers

Tracked
12
Reviewed
12
Total TVL
$6.17M
Avg. score
5.4/10

The DappsAtlas index lists 12 NFT lending dApps on Ethereum. Every one of them has a full review. The 10 that report TVL hold $6.17M between them, counting value on every chain they support. Gondi V3 is the clear leader, holding 47% of it. The top five account for 94%, while the median NFT lending dApp holds $125K.

By value locked, the largest NFT lending dApps on Ethereum are Gondi V3 ($2.89M), Blur Lending ($1.83M) and JPEG'd ($502K). The best-rated is Gondi V3 with 6.5/10, followed by JPEG'd (5.5) and Arcade.xyz (5.5). That makes Gondi V3 both the biggest and the best-rated. The 9 rated NFT lending dApps average 5.4/10, and none scores 8 or above yet.

Beyond Ethereum, these NFT lending dApps most often also run on Polygon (3), Arbitrum (2) and Hyperliquid L1 (1). Of the 9 with a confirmed status, 7 are active and 2 are inactive or wound down. Over the last seven days, combined TVL fell 9.3%. Gondi V3 gained the most (+0.5%), while Blur Lending dropped the most (−24.7%).

Largest by TVL

  1. 1Gondi V3 logoGondi V3$2.89M
  2. 2Blur Lending logoBlur Lending$1.83M
  3. 3JPEG'd logoJPEG'd$502K
  4. 4BendDAO Lending V1 logoBendDAO Lending V1$398K
  5. 5Arcade.xyz logoArcade.xyz$191K

Highest rated

  1. 1Gondi V3 logoGondi V36.5
  2. 2JPEG'd logoJPEG'd5.5
  3. 3Arcade.xyz logoArcade.xyz5.5
  4. 4Fungify logoFungify5.5
  5. 5Revest Finance logoRevest Finance5.5

Method

How we ranked them

Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

Guides

Related guides

All guides

  • DeFi

    Augur Review 2026: Ethereum Prediction Markets Explained

    Augur is one of the older Ethereum prediction market protocols, where outcomes are settled by REP token holders who stake on reported results. This guide explains how it works, what its oracle model means for users, and what to check before using it.

  • Blockchain

    Can Ethereum Classic Support dApps? A 2026 Evaluation

    Ethereum Classic can run smart contracts and host dapps, but its path is narrower than Ethereum's. This guide explains the factors that matter, from security and tooling to liquidity, and how to check each one yourself.

  • Blockchain

    Can Ethereum Classic Support dApps? A 2026 Explainer

    Ethereum Classic can run Solidity smart contracts, so it can host dapps, but its smaller user base, thinner tooling and proof-of-work security trade-offs shape what a builder should expect. This explainer covers how it works, where it fits, and how to check its current state.

  • Blockchain

    Celo as an Ethereum Layer 2: What Changed and What to Know (2026)

    Celo, once a standalone mobile-focused Layer 1, completed its move to an Ethereum Layer 2 on March 26, 2025. This guide explains what changed, how the network works now, and how to check its current activity.

  • DeFi

    Clash of Coins on Ethereum: How the Base Launch Works in 2026

    Clash of Coins is a free-to-play real-time strategy game connected to Base, an Ethereum layer-2 network. This explainer covers how the game links to Ethereum, how seasons and tokens work, and how to check current facts before you take part.

  • DeFi

    Compound Explained: Ethereum DeFi Lending Guide for 2026

    Compound is one of the oldest and most studied lending markets on Ethereum, so learning how it works gives a clear view of the wider DeFi lending, borrowing and stablecoin landscape. This guide explains the mechanics, the risks and the related protocols to compare.

Frequently asked questions

What is the largest NFT lending dApp on Ethereum by TVL?

Gondi V3 is the largest NFT lending dApp on Ethereum by total value locked, with $2.89M across all the chains it supports. It is followed by Blur Lending ($1.83M) and JPEG'd ($502K). TVL figures come from DefiLlama and change daily.

Which NFT lending dApp on Ethereum has the highest DappsAtlas score?

Gondi V3 has the highest score at 6.5/10, ahead of JPEG'd (5.5) and Arcade.xyz (5.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many NFT lending dApps on Ethereum has DappsAtlas reviewed?

DappsAtlas tracks 12 NFT lending dApps on Ethereum. Of these, 12 have a full review and 10 report value locked, $6.17M in total, counting value on every chain they support.

Which NFT lending dApps on Ethereum grew the most this week?

Among NFT lending dApps with at least $1M locked, Gondi V3 had the biggest 7-day TVL gain (+0.5%) and Blur Lending the biggest drop (−24.7%). Combined TVL moved −9.3% over the same seven days.

What is the average score for NFT lending dApps on Ethereum?

The 9 rated NFT lending dApps on Ethereum average 5.4 out of 10. Of these, 0 score 8 or higher and 1 score below 5.