Best of · Ethereum · Updated
The best Reserve Currency dApps on Ethereum in 2026
We track 6 Reserve Currency dApps that run on Ethereum and have reviewed 3 of them in full. Our top pick is Olympus DAO. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Olympus DAO
Reserve Currency · Ethereum
Olympus is an Ethereum protocol that supports OHM, a free-floating, treasury-backed token it calls a reserve currency. Its main draw is on-chain backing and protocol-owned liquidity, but the price is volatile and the mechanics are complex.
ScoreScore 6.9 out of 10TVL $0 - 2
The Idols
Reserve Currency · Ethereum
The Idols is a 10,000-piece Ethereum NFT collection tied to a staked ETH treasury and the VIRTUE token. It suffered a reported $340K stETH exploit in January 2025, so treat it as high risk.
ScoreScore 4.2 out of 10TVL $6.07M+0.1% - 3
Jade Protocol
Reserve Currency · Ethereum
Jade Protocol was a community-governed investment collective whose members voted in October 2023 to dissolve the DAO and return treasury value to JADE holders. This review covers what the project was and what the wind-down means for token holders.
ScoreScore 3.5 out of 10TVL — - 4
Rezerve Money
Reserve Currency · Ethereum, Sonic, BNB Chain +2
Rezerve Money is a decentralized treasury accumulation protocol with a stated goal of accumulating 1 million ETH. Its RZR token and multi-chain listings are known, but operational and token details remain unclear.
ScoreNot rated yetTVL $546K−0.8% - 5
Templar DAO
Reserve Currency · BNB Chain, Ethereum, Moonriver +1
Templar DAO describes itself as a cross-chain reserve-currency protocol and hedge fund centered on TEM. Its mechanism and operating details are not explained clearly enough to assess its risks.
ScoreNot rated yetTVL $0 - 6
Fantohm
Reserve Currency · Fantom, Moonriver, Ethereum +2
Fantohm is described as community-owned DeFi infrastructure associated with the FHM reserve-currency token. Its specific products and current activity are unclear.
ScoreNot rated yetTVL —
Reserve Currency dApps on Ethereum: the numbers
- Tracked
- 6
- Reviewed
- 6
- Total TVL
- $6.62M
- Avg. score
- 4.9/10
DappsAtlas tracks 6 reserve currency dApps on Ethereum. Every one of them has a full review. Across the 2 with TVL data, the combined value locked is $6.62M, counting value on every chain they support.
Ranked by TVL, The Idols ($6.07M) and Rezerve Money ($546K) lead the field. On DappsAtlas scores, Olympus DAO ranks first at 6.9/10, ahead of The Idols (4.2) and Jade Protocol (3.5). The 3 rated reserve currency dApps average 4.9/10, and none scores 8 or above yet.
Beyond Ethereum, these reserve currency dApps most often also run on BNB Chain (3), Moonriver (2) and Sonic (1). Of the 3 with a confirmed status, 2 are active and 1 is inactive or wound down.
Largest by TVL
- 1
The Idols$6.07M
- 2
Rezerve Money$546K
Highest rated
- 1
Olympus DAO6.9
- 2
- 3
Jade Protocol3.5
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
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Frequently asked questions
What is the largest reserve currency dApp on Ethereum by TVL?
The Idols is the largest reserve currency dApp on Ethereum by total value locked, with $6.07M across all the chains it supports. It is followed by Rezerve Money ($546K). TVL figures come from DefiLlama and change daily.
Which reserve currency dApp on Ethereum has the highest DappsAtlas score?
Olympus DAO has the highest score at 6.9/10, ahead of The Idols (4.2) and Jade Protocol (3.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many reserve currency dApps on Ethereum has DappsAtlas reviewed?
DappsAtlas tracks 6 reserve currency dApps on Ethereum. Of these, 6 have a full review and 2 report value locked, $6.62M in total, counting value on every chain they support.
What is the average score for reserve currency dApps on Ethereum?
The 3 rated reserve currency dApps on Ethereum average 4.9 out of 10. Of these, 0 score 8 or higher and 2 score below 5.