NFT Lending · Alternatives
The best Pawnfi alternatives in 2026
Pawnfi is an NFT finance protocol for trading, lending against, and staking NFTs through a P-Token lending market. If Pawnfi is not the right fit, these 12 reviewed NFT Lending options are the closest matches, ranked by DappsAtlas score. Read our full Pawnfi review
At a glance
Pawnfi vs the alternatives
| dApp | Score | TVL | Chains |
|---|---|---|---|
| Score 5.0 out of 10 | — | — | |
| Score 5.5 out of 10 | $192K | 1 | |
| Score 6.5 out of 10 | $2.94M | 3 | |
| Score 5.8 out of 10 | $417K | 1 | |
| Score 5.2 out of 10 | $76.5K | 1 | |
| Score 5.3 out of 10 | $63.0K | 1 | |
| Score 5.5 out of 10 | $125K | 1 | |
| Score 6.3 out of 10 | — | — | |
| Score 5.5 out of 10 | $506K | 1 | |
| Score 5.5 out of 10 | $93.3K | 6 | |
| Score 5.5 out of 10 | $0 | 1 | |
| Score 5.5 out of 10 | — | — | |
| Score 5.3 out of 10 | $1.82M | 1 |
Ranked
Top Pawnfi alternatives
- 1
Arcade.xyz
NFT Lending · Ethereum
Arcade.xyz is an Ethereum peer-to-peer marketplace for fixed-rate loans backed by NFTs. Its model gives NFT holders a way to seek liquidity, but loan terms and key safety details need checking before use.
ScoreScore 5.5 out of 10TVL $192K−0.5% - 2
Gondi V3
NFT Lending · Ethereum, Hyperliquid L1, Robinhood Chain
Gondi V3 is a peer-to-peer NFT lending protocol and marketplace on Ethereum, Hyperliquid and Robinhood Chain. Its main draw is loans without oracle-based liquidations, but a reported 2026 incident means users should check the current status first.
ScoreScore 6.5 out of 10TVL $2.94M−0.6% - 3
Salvor
NFT Lending · Avalanche
Salvor is an NFT marketplace on Avalanche that adds peer-to-peer lending, letting users borrow AVAX against their NFTs. It is a niche, small-TVL product, and key terms such as fees are not published publicly reviewed.
ScoreScore 5.8 out of 10TVL $417K+0.5% - 4
Sharky
NFT Lending · Solana
Sharky is a peer-to-peer NFT lending protocol on Solana where users borrow SOL against NFTs or lend SOL for interest. It is a niche product with small TVL and no listed audits.
ScoreScore 5.2 out of 10TVL $76.5K−16.0% - 5
Citrus
NFT Lending · Solana
Citrus is a peer-to-peer NFT lending platform on Solana from the Famous Fox Federation ecosystem. It is a niche tool with small TVL and no listed audits, so treat it with caution.
ScoreScore 5.3 out of 10TVL $63.0K−4.5% - 6
Fungify
NFT Lending · Ethereum
Fungify is an Ethereum protocol combining an NFT index token with cross-margin lending pools that accept NFTs as collateral. Activity is small, so it suits experienced NFT users rather than newcomers.
ScoreScore 5.5 out of 10TVL $125K+0.1% - 7
Metastreet
NFT Lending
MetaStreet is a protocol that supplies pooled liquidity to NFT-backed lending, built around Capital Vaults. It suits users who understand NFT collateral risk, but its fees, audits and chain support are not published in the sources reviewed.
ScoreScore 6.3 out of 10TVL — - 8
JPEG'd
NFT Lending · Ethereum
JPEG'd is an Ethereum lending protocol that lets NFT holders mint pETH or pUSD against their NFTs. It is a niche, small-TVL product, and borrowers should weigh liquidation and peg risk carefully.
ScoreScore 5.5 out of 10TVL $506K−0.5% - 9
Revest Finance
NFT Lending · Ethereum, Avalanche, Arbitrum +3
Revest Finance lets users lock ERC20 tokens inside transferable NFTs (FNFTs) with custom unlock conditions. It is an interesting vesting and composability tool, but current TVL is small.
ScoreScore 5.5 out of 10TVL $93.3K−4.5% - 10
XCarnival
NFT Lending · Ethereum
XCarnival is an NFT lending protocol on Ethereum where holders pledge NFTs to borrow USDxc, and lenders earn interest by funding those loans. It suits NFT owners and lenders who are comfortable with DeFi, but loan terms and fees are not published on its homepage.
ScoreScore 5.5 out of 10TVL $0 - 11
Streamnft
NFT Lending
StreamNFT is NFT utility infrastructure offering rentals, peer-to-peer NFT-backed loans and tools for adding utility after mint. Its use cases are clear, but chain support, fees, loan mechanics and audit details need closer confirmation before relying on it.
ScoreScore 5.5 out of 10TVL — - 12
Blur Lending
NFT Lending · Ethereum
Blur Lending, also called Blend, is a peer-to-peer NFT lending protocol on Ethereum that lets owners borrow ETH against NFTs. Reports say the Blur website closes and new loan matching stops on 12 November 2026.
ScoreScore 5.3 out of 10TVL $1.82M−24.7%