Best of · zkSync Era · Updated Nov 6, 2026

The best Lending dApps on zkSync Era in 2026

We track 9 Lending dApps that run on zkSync Era and have reviewed 7 of them in full. Our top pick is Aave V3. Each one is scored on security, ease of use, fees and features.

1
Aave V3
Lending · Ethereum, Base, Arbitrum +18
Aave V3 is a non-custodial lending protocol where users earn interest on deposits or borrow against collateral, live on 21 chains with about $16B in TVL. It is a long-running, widely used venue, but borrowing carries liquidation and smart-contract risk.
Read the Aave V3 review Visit Aave V3(opens in a new tab)
ScoreScore 8.6 out of 10
TVL $15.8B+5.1%
2
Venus Core Pool
Lending · BNB Chain, Ethereum, Arbitrum +5
Venus Core Pool is a decentralized money market where users supply crypto to earn interest or borrow against collateral, with about $1.18 billion in TVL across eight networks. It is established and widely used, but it carries normal DeFi lending risks.
Read the Venus Core Pool review Visit Venus Core Pool(opens in a new tab)
ScoreScore 7.6 out of 10
TVL $1.08B−6.6%
3
Impermax V2
Lending · Polygon, Ethereum, Base +12
Impermax V2 is a permissionless lending protocol where liquidity providers borrow against their LP tokens to run leveraged yield farms. It is a niche, higher-risk tool with a small current TVL.
Read the Impermax V2 review Visit Impermax V2(opens in a new tab)
ScoreScore 6.2 out of 10
TVL $514K−1.5%
4
Tarot
Lending · Base, Optimism, Fantom +10
Tarot is a DeFi lending and leveraged yield protocol where users deposit LP tokens into auto-compounding vaults. It runs on many chains but holds a small amount of value, so the main caution is size and limited published detail.
Read the Tarot review Visit Tarot(opens in a new tab)
ScoreScore 5.5 out of 10
TVL $478K−6.0%
5
ReactorFusion
Lending · zkSync Era, Telos
ReactorFusion is a Compound-based lending and borrowing market on zkSync Era and Telos, with a bribe-style reward system built around its RF token. It is a small protocol, so liquidity and activity are the main things to weigh.
Read the ReactorFusion review Visit ReactorFusion(opens in a new tab)
ScoreScore 4.5 out of 10
TVL $246K−0.8%
6
ZeroLend Lending
Lending · zkSync Era, Manta, Abstract +8
ZeroLend was an Aave V3-based lending protocol spread across several Layer 2 networks. Its team announced in February 2026 that it is permanently winding down, so this is now a record of the project rather than a recommendation.
Read the ZeroLend Lending review Visit ZeroLend Lending(opens in a new tab)
ScoreScore 3.0 out of 10
TVL $819K−4.3%
7
EraLend
Lending · Telos, zkSync Era
EraLend, formerly Nexon Finance, was a lending protocol on zkSync Era that lost $3.4 million in a 2023 exploit. Its TVL is now about $36, so it should be treated as inactive.
Read the EraLend review
ScoreScore 2.0 out of 10
TVL $36+0.0%
8
Basilisk
Lending · zkSync Era
Basilisk is described as a lending and borrowing protocol on zkSync Era, built on Compound code. Its current markets, fees and security details are unclear.
Read the Basilisk review Visit Basilisk(opens in a new tab)
ScoreNot rated yet
TVL $102K−0.1%
9
0xLend
Lending · zkSync Era, Kucoin, Blast
0xLend is a crypto lending protocol for supplying assets and borrowing against collateral. Its listed TVL is very low, and current access and loan terms are unclear.
Read the 0xLend review
ScoreNot rated yet
TVL $140+0.1%

Lending dApps on zkSync Era: the numbers

Tracked: 9
Reviewed: 9
Total TVL: $16.9B
Avg. score: 5.3/10

The DappsAtlas index lists 9 lending dApps on zkSync Era. Every one of them has a full review. Combined, they lock $16.9B, counting value on every chain they support. Aave V3 dominates, with 94% of that total. The five largest make up 100% of the total; the median is $478K.

By value locked, the largest lending dApps on zkSync Era are Aave V3 ($15.8B), Venus Core Pool ($1.08B) and ZeroLend Lending ($819K). The best-rated is Aave V3 with 8.6/10, followed by Venus Core Pool (7.6) and Impermax V2 (6.2). That makes Aave V3 both the biggest and the best-rated. Across the 7 rated lending dApps, the average score is 5.3/10 and 1 score 8 or higher.

Many also deploy elsewhere, most often on Ethereum (5), Base (5) and Arbitrum (4). Of the 6 with a confirmed status, 4 are active and 2 are inactive or wound down. Over the last seven days, combined TVL rose 4.3%. Aave V3 gained the most (+5.1%), while Venus Core Pool dropped the most (−6.6%).

Largest by TVL

1Aave V3$15.8B
2Venus Core Pool$1.08B
3ZeroLend Lending$819K
4Impermax V2$514K
5Tarot$478K

Highest rated

Method

How we ranked them

Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

Guides

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Frequently asked questions

What is the largest lending dApp on zkSync Era by TVL?

Aave V3 is the largest lending dApp on zkSync Era by total value locked, with $15.8B across all the chains it supports. It is followed by Venus Core Pool ($1.08B) and ZeroLend Lending ($819K). TVL figures come from DefiLlama and change daily.

Which lending dApp on zkSync Era has the highest DappsAtlas score?

Aave V3 has the highest score at 8.6/10, ahead of Venus Core Pool (7.6) and Impermax V2 (6.2). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on zkSync Era has DappsAtlas reviewed?

DappsAtlas tracks 9 lending dApps on zkSync Era. Of these, 9 have a full review and 9 report value locked, $16.9B in total, counting value on every chain they support.

Which lending dApps on zkSync Era grew the most this week?

Among lending dApps with at least $1M locked, Aave V3 had the biggest 7-day TVL gain (+5.1%) and Venus Core Pool the biggest drop (−6.6%). Combined TVL moved +4.3% over the same seven days.

What is the average score for lending dApps on zkSync Era?

The 7 rated lending dApps on zkSync Era average 5.3 out of 10. Of these, 1 score 8 or higher and 3 score below 5.

Ranked list