Best of · BOB · Updated
The best Lending dApps on BOB in 2026
We track 5 Lending dApps that run on BOB and have reviewed 5 of them in full. Our top pick is Euler V2. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Euler V2
Lending · Monad, Ethereum, Base +13
Euler V2 is a modular lending protocol where anyone can launch a lending market, listed on DefiLlama with about $268 million in TVL across 16 chains. Its strengths are its security work and flexibility. Risk varies by market.
ScoreScore 8.0 out of 10TVL $283M+5.5% - 2
Avalon Finance
Lending · IoTeX, BNB Chain, Bitlayer +18
Avalon Finance, run by Avalon Labs, is a Bitcoin-focused lending protocol with on-chain markets and a CeDeFi credit line. Its marketing numbers are large, but DefiLlama shows a small current TVL of about $1.14M.
ScoreScore 6.8 out of 10TVL $861K−26.5% - 3
Segment Finance
Lending · BOB, BNB Chain, BSquared +3
Segment Finance is a decentralized lending and borrowing protocol aimed at Superchain and BTCFi users across six chains. It is audited and has a bug bounty, but its TVL is small, so size and liquidity are the main caveats.
ScoreScore 6.3 out of 10TVL $306K−19.4% - 4
LayerBank
Lending · Robinhood Chain, Rsk, BOB +13
LayerBank is a permissionless money market that lets users lend and borrow crypto across many networks, formerly known as LineaBank. It has a broad chain footprint but modest TVL of about 5.4 million USD.
ScoreScore 6.0 out of 10TVL $5.36M−10.4% - 5
Shoebill V2
Lending · Manta, Mode, Wemix +7
Shoebill V2 is a lending protocol built around liquid staking tokens, letting users deposit them as collateral and borrow against them to lever up staking yield. It is a niche, small-scale protocol spread across many smaller chains.
ScoreScore 5.5 out of 10TVL $192K−0.3%
Lending dApps on BOB: the numbers
- Tracked
- 5
- Reviewed
- 5
- Total TVL
- $290M
- Avg. score
- 6.5/10
DappsAtlas tracks 5 lending dApps on BOB. Every one of them has a full review. Together they hold $290M in total value locked, counting value on every chain they support. Euler V2 dominates, with 98% of that total.
By value locked, the largest lending dApps on BOB are Euler V2 ($283M), LayerBank ($5.36M) and Avalon Finance ($861K). The best-rated is Euler V2 with 8.0/10, followed by Avalon Finance (6.8) and Segment Finance (6.3). That makes Euler V2 both the biggest and the best-rated. Across the 5 rated lending dApps, the average score is 6.5/10 and 1 score 8 or higher.
Many also deploy elsewhere, most often on BNB Chain (4), BSquared (4) and Mode (3). All 5 with a confirmed status are active. In the past week, total value locked rose 5.0%. Euler V2 gained the most (+5.5%), while LayerBank dropped the most (−10.4%).
Largest by TVL
- 1
Euler V2$283M
- 2
LayerBank$5.36M
- 3
Avalon Finance$861K
- 4
Segment Finance$306K
- 5
Shoebill V2$192K
Highest rated
- 1
- 2
- 3
- 4
- 5
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest lending dApp on BOB by TVL?
Euler V2 is the largest lending dApp on BOB by total value locked, with $283M across all the chains it supports. It is followed by LayerBank ($5.36M) and Avalon Finance ($861K). TVL figures come from DefiLlama and change daily.
Which lending dApp on BOB has the highest DappsAtlas score?
Euler V2 has the highest score at 8.0/10, ahead of Avalon Finance (6.8) and Segment Finance (6.3). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on BOB has DappsAtlas reviewed?
DappsAtlas tracks 5 lending dApps on BOB. Of these, 5 have a full review and 5 report value locked, $290M in total, counting value on every chain they support.
Which lending dApps on BOB grew the most this week?
What is the average score for lending dApps on BOB?
The 5 rated lending dApps on BOB average 6.5 out of 10. Of these, 1 score 8 or higher and 0 score below 5.