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Best of · Plume · Updated

The best Lending dApps on Plume in 2026

We track 6 Lending dApps that run on Plume and have reviewed 6 of them in full. Our top pick is Morpho Blue. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Morpho Blue logo

    Morpho Blue

    Lending · Ethereum, Base, Robinhood Chain +41

    Morpho Blue is a permissionless lending primitive with about $11.4 billion in TVL on DefiLlama, accessed mainly through curated vaults. It suits users who can assess curator and smart-contract risk themselves.

    Read the Morpho Blue reviewVisit Morpho Blue(opens in a new tab)
    ScoreScore 8.0 out of 10
    TVL $10.9B+4.0%
  2. 2
    Mystic Finance Lending logo

    Mystic Finance Lending

    Lending · Flare, Citrea, Plume +2

    Mystic Finance is a modular lending market built on Morpho that lets users supply, borrow, stake and swap, with a focus on tokenized real-world assets. It has meaningful deposits, but its risk depends heavily on curators and RWA collateral.

    Read the Mystic Finance Lending reviewVisit Mystic Finance Lending(opens in a new tab)
    ScoreScore 7.3 out of 10
    TVL $31.8M+2.8%
  3. 3
    Avalon Finance logo

    Avalon Finance

    Lending · IoTeX, BNB Chain, Bitlayer +18

    Avalon Finance, run by Avalon Labs, is a Bitcoin-focused lending protocol with on-chain markets and a CeDeFi credit line. Its marketing numbers are large, but DefiLlama shows a small current TVL of about $1.14M.

    Read the Avalon Finance reviewVisit Avalon Finance(opens in a new tab)
    ScoreScore 6.8 out of 10
    TVL $898K−23.3%
  4. 4
    LayerBank logo

    LayerBank

    Lending · Robinhood Chain, Rsk, BOB +13

    LayerBank is a permissionless money market that lets users lend and borrow crypto across many networks, formerly known as LineaBank. It has a broad chain footprint but modest TVL of about 5.4 million USD.

    Read the LayerBank reviewVisit LayerBank(opens in a new tab)
    ScoreScore 6.0 out of 10
    TVL $5.31M−7.9%
  5. 5
    Solera logo

    Solera

    Lending · Plume, Hemi

    Solera is a lending and vault platform that routes deposits into curated vaults built on Morpho, with a focus on real-world asset yields. It is small and early, so treat the advertised APYs with caution.

    Read the Solera reviewVisit Solera(opens in a new tab)
    ScoreScore 6.0 out of 10
    TVL $1.11M−8.2%
  6. 6
    MultichainZ logo

    MultichainZ

    Lending · Ethereum, Plume, Base +1

    MultichainZ was an omnichain money market for NFTs, real-world assets and liquid staking derivatives. Its lending and liquid staking dApps are now closing, and users must withdraw by 30 December 2026.

    Read the MultichainZ reviewVisit MultichainZ(opens in a new tab)
    ScoreScore 3.5 out of 10
    TVL $11.5K−5.3%

Lending dApps on Plume: the numbers

Tracked
6
Reviewed
6
Total TVL
$10.9B
Avg. score
6.3/10

DappsAtlas tracks 6 lending dApps on Plume. Every one of them has a full review. Together they hold $10.9B in total value locked, counting value on every chain they support. Morpho Blue dominates, with 100% of that total. The five largest make up 100% of the total; the median is $1.11M.

By value locked, the largest lending dApps on Plume are Morpho Blue ($10.9B), Mystic Finance Lending ($31.8M) and LayerBank ($5.31M). On DappsAtlas scores, Morpho Blue ranks first at 8.0/10, ahead of Mystic Finance Lending (7.3) and Avalon Finance (6.8). That makes Morpho Blue both the biggest and the best-rated. Across the 6 rated lending dApps, the average score is 6.3/10 and 1 score 8 or higher.

Beyond Plume, these lending dApps most often also run on Ethereum (4), Base (4) and Arbitrum (3). Of the 6 with a confirmed status, 5 are active and 1 is inactive or wound down. In the past week, total value locked rose 4.0%. Morpho Blue gained the most (+4.0%), while Solera dropped the most (−8.2%).

Largest by TVL

  1. 1Morpho Blue logoMorpho Blue$10.9B
  2. 2Mystic Finance Lending logoMystic Finance Lending$31.8M
  3. 3LayerBank logoLayerBank$5.31M
  4. 4Solera logoSolera$1.11M
  5. 5Avalon Finance logoAvalon Finance$898K

Highest rated

  1. 1Morpho Blue logoMorpho Blue8.0
  2. 2Mystic Finance Lending logoMystic Finance Lending7.3
  3. 3Avalon Finance logoAvalon Finance6.8
  4. 4LayerBank logoLayerBank6.0
  5. 5Solera logoSolera6.0

Method

How we ranked them

Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

Guides

Related guides

All guides

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Frequently asked questions

What is the largest lending dApp on Plume by TVL?

Morpho Blue is the largest lending dApp on Plume by total value locked, with $10.9B across all the chains it supports. It is followed by Mystic Finance Lending ($31.8M) and LayerBank ($5.31M). TVL figures come from DefiLlama and change daily.

Which lending dApp on Plume has the highest DappsAtlas score?

Morpho Blue has the highest score at 8.0/10, ahead of Mystic Finance Lending (7.3) and Avalon Finance (6.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on Plume has DappsAtlas reviewed?

DappsAtlas tracks 6 lending dApps on Plume. Of these, 6 have a full review and 6 report value locked, $10.9B in total, counting value on every chain they support.

Which lending dApps on Plume grew the most this week?

Among lending dApps with at least $1M locked, Morpho Blue had the biggest 7-day TVL gain (+4.0%) and Solera the biggest drop (−8.2%). Combined TVL moved +4.0% over the same seven days.

What is the average score for lending dApps on Plume?

The 6 rated lending dApps on Plume average 6.3 out of 10. Of these, 1 score 8 or higher and 1 score below 5.