Best of · Moonbeam · Updated
The best Lending dApps on Moonbeam in 2026
We track 6 Lending dApps that run on Moonbeam and have reviewed 4 of them in full. Our top pick is Moonwell Lending. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Moonwell Lending
Lending · Base, Ethereum, Optimism +1
Moonwell is an open lending and borrowing protocol on Base, Optimism, Ethereum and Moonbeam, with its own WELL token. DefiLlama lists about 9.1 million USD in TVL, so it is a modest-sized market with two audits listed.
ScoreScore 7.0 out of 10TVL $8.48M−3.7% - 2
Moonwell Apollo
Lending · Moonriver, Base, Optimism +1
Moonwell Apollo is a lending and borrowing protocol where users supply crypto to earn interest or borrow against collateral. Its networks are described differently across sources, and the project does not publish a clear fee schedule.
ScoreScore 6.0 out of 10TVL $0 - 3
Moonwell
Lending · Base, Optimism, Moonbeam
Moonwell is a decentralized lending and borrowing protocol that runs on Base, Optimism and Moonbeam, with a WELL token. Its core product is supply-and-borrow markets, and its card programme has reportedly closed.
ScoreScore 5.5 out of 10TVL — - 4
Prime Protocol
Lending · Celo, Arbitrum, Base +6
Prime Protocol is a cross-chain lending platform that lets users borrow against assets held across supported networks. Its unified collateral approach is useful, but key details on rates, assets, and security controls are not clearly published.
ScoreScore 5.0 out of 10TVL $250+0.6% - 5
Midas Capital
Lending · BNB Chain, Arbitrum, Polygon +1
Midas Capital is listed as a permissionless lending protocol, while its documentation describes tokenized investment products. That mismatch makes it difficult to confirm what users can currently do.
ScoreNot rated yetTVL $96.9K−0.8% - 6
Orbiter One
Lending · Moonbeam
Orbiter One is described as a peer-to-peer lending protocol on Moonbeam, but orbiter.finance currently presents a cross-chain bridge and swap service. Its lending features and their relationship to that site are unclear.
ScoreNot rated yetTVL $0
Lending dApps on Moonbeam: the numbers
- Tracked
- 6
- Reviewed
- 6
- Total TVL
- $8.57M
- Avg. score
- 5.9/10
DappsAtlas tracks 6 lending dApps on Moonbeam. Every one of them has a full review. The 3 that report TVL hold $8.57M between them, counting value on every chain they support. Moonwell Lending dominates, with 99% of that total.
By value locked, the largest lending dApps on Moonbeam are Moonwell Lending ($8.48M), Midas Capital ($96.9K) and Prime Protocol ($250). On DappsAtlas scores, Moonwell Lending ranks first at 7.0/10, ahead of Moonwell Apollo (6.0) and Moonwell (5.5). That makes Moonwell Lending both the biggest and the best-rated. The 4 rated lending dApps average 5.9/10, and none scores 8 or above yet.
Beyond Moonbeam, these lending dApps most often also run on Base (4), Optimism (4) and Ethereum (2). All 4 with a confirmed status are active. In the past week, total value locked fell 3.6%.
Largest by TVL
- 1
Moonwell Lending$8.48M
- 2
Midas Capital$96.9K
- 3
Prime Protocol$250
Highest rated
- 1
- 2
Moonwell Apollo6.0
- 3Moonwell5.5
- 4
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest lending dApp on Moonbeam by TVL?
Moonwell Lending is the largest lending dApp on Moonbeam by total value locked, with $8.48M across all the chains it supports. It is followed by Midas Capital ($96.9K) and Prime Protocol ($250). TVL figures come from DefiLlama and change daily.
Which lending dApp on Moonbeam has the highest DappsAtlas score?
Moonwell Lending has the highest score at 7.0/10, ahead of Moonwell Apollo (6.0) and Moonwell (5.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on Moonbeam has DappsAtlas reviewed?
DappsAtlas tracks 6 lending dApps on Moonbeam. Of these, 6 have a full review and 3 report value locked, $8.57M in total, counting value on every chain they support.
Which lending dApps on Moonbeam grew the most this week?
Among lending dApps with at least $1M locked, . Combined TVL moved −3.6% over the same seven days.
What is the average score for lending dApps on Moonbeam?
The 4 rated lending dApps on Moonbeam average 5.9 out of 10. Of these, 0 score 8 or higher and 0 score below 5.