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DappsAtlas index · 14,224 dApps

DappsAtlas

Best of · Hemi · Updated

The best Lending dApps on Hemi in 2026

We track 6 Lending dApps that run on Hemi and have reviewed 6 of them in full. Our top pick is Morpho Blue. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Morpho Blue logo

    Morpho Blue

    Lending · Ethereum, Base, Robinhood Chain +41

    Morpho Blue is a permissionless lending primitive with about $11.4 billion in TVL on DefiLlama, accessed mainly through curated vaults. It suits users who can assess curator and smart-contract risk themselves.

    Read the Morpho Blue reviewVisit Morpho Blue(opens in a new tab)
    ScoreScore 8.0 out of 10
    TVL $10.9B−0.5%
  2. 2
    Gearbox logo

    Gearbox

    Lending · Ethereum, Etherlink, Monad +8

    Gearbox is a credit protocol that lets users lend assets or borrow with up to 10x leverage through isolated credit accounts, and it is now pitching compliant credit for tokenised assets. It suits experienced DeFi users and institutions, not beginners.

    Read the Gearbox reviewVisit Gearbox(opens in a new tab)
    ScoreScore 7.4 out of 10
    TVL $22.2M+1.4%
  3. 3
    LayerBank logo

    LayerBank

    Lending · Robinhood Chain, Rsk, BOB +13

    LayerBank is a permissionless money market that lets users lend and borrow crypto across many networks, formerly known as LineaBank. It has a broad chain footprint but modest TVL of about 5.4 million USD.

    Read the LayerBank reviewVisit LayerBank(opens in a new tab)
    ScoreScore 6.0 out of 10
    TVL $5.36M−10.4%
  4. 4
    Solera logo

    Solera

    Lending · Plume, Hemi

    Solera is a lending and vault platform that routes deposits into curated vaults built on Morpho, with a focus on real-world asset yields. It is small and early, so treat the advertised APYs with caution.

    Read the Solera reviewVisit Solera(opens in a new tab)
    ScoreScore 6.0 out of 10
    TVL $1.11M−8.3%
  5. 5
    Sumer.money logo

    Sumer.money

    Lending · Berachain, Goat, Base +10

    Sumer.money is a cross-chain lending and borrowing protocol that issues synthetic assets called suTokens. It is live on 13 chains but holds a small amount of value, so treat it as a niche, higher-risk DeFi venue.

    Read the Sumer.money reviewVisit Sumer.money(opens in a new tab)
    ScoreScore 5.5 out of 10
    TVL $679K−0.8%
  6. 6
    ZeroLend Lending logo

    ZeroLend Lending

    Lending · zkSync Era, Manta, Abstract +8

    ZeroLend was an Aave V3-based lending protocol spread across several Layer 2 networks. Its team announced in February 2026 that it is permanently winding down, so this is now a record of the project rather than a recommendation.

    Read the ZeroLend Lending reviewVisit ZeroLend Lending(opens in a new tab)
    ScoreScore 3.0 out of 10
    TVL $819K−4.3%

Lending dApps on Hemi: the numbers

Tracked
6
Reviewed
6
Total TVL
$10.9B
Avg. score
6.0/10

The DappsAtlas index lists 6 lending dApps on Hemi. Every one of them has a full review. Together they hold $10.9B in total value locked, counting value on every chain they support. Morpho Blue dominates, with 100% of that total. The five largest make up 100% of the total; the median is $1.11M.

Ranked by TVL, Morpho Blue ($10.9B), Gearbox ($22.2M) and LayerBank ($5.36M) lead the field. The best-rated is Morpho Blue with 8.0/10, followed by Gearbox (7.4) and LayerBank (6.0). That makes Morpho Blue both the biggest and the best-rated. Across the 6 rated lending dApps, the average score is 6.0/10 and 1 score 8 or higher.

Beyond Hemi, these lending dApps most often also run on Ethereum (4), BNB Chain (4) and Base (3). Of the 6 with a confirmed status, 5 are active and 1 is inactive or wound down. In the past week, total value locked was roughly flat (−0.5%). Gearbox gained the most (+1.4%), while LayerBank dropped the most (−10.4%).

Largest by TVL

  1. 1Morpho Blue logoMorpho Blue$10.9B
  2. 2Gearbox logoGearbox$22.2M
  3. 3LayerBank logoLayerBank$5.36M
  4. 4Solera logoSolera$1.11M
  5. 5ZeroLend Lending logoZeroLend Lending$819K

Highest rated

  1. 1Morpho Blue logoMorpho Blue8.0
  2. 2Gearbox logoGearbox7.4
  3. 3LayerBank logoLayerBank6.0
  4. 4Solera logoSolera6.0
  5. 5Sumer.money logoSumer.money5.5

Method

How we ranked them

Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

Guides

Related guides

All guides

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Frequently asked questions

What is the largest lending dApp on Hemi by TVL?

Morpho Blue is the largest lending dApp on Hemi by total value locked, with $10.9B across all the chains it supports. It is followed by Gearbox ($22.2M) and LayerBank ($5.36M). TVL figures come from DefiLlama and change daily.

Which lending dApp on Hemi has the highest DappsAtlas score?

Morpho Blue has the highest score at 8.0/10, ahead of Gearbox (7.4) and LayerBank (6.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on Hemi has DappsAtlas reviewed?

DappsAtlas tracks 6 lending dApps on Hemi. Of these, 6 have a full review and 6 report value locked, $10.9B in total, counting value on every chain they support.

Which lending dApps on Hemi grew the most this week?

Among lending dApps with at least $1M locked, Gearbox had the biggest 7-day TVL gain (+1.4%) and LayerBank the biggest drop (−10.4%). Combined TVL moved −0.5% over the same seven days.

What is the average score for lending dApps on Hemi?

The 6 rated lending dApps on Hemi average 6.0 out of 10. Of these, 1 score 8 or higher and 1 score below 5.