Best of · Aptos · Updated
The best Lending dApps on Aptos in 2026
We track 11 Lending dApps that run on Aptos and have reviewed 10 of them in full. Our top pick is Aave Aptos. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Aave Aptos
Lending · Aptos
Aave Aptos is the Aave V3 lending market on the Aptos blockchain, launched in August 2025 as Aave's first non-EVM deployment. It is a small market with about $293,000 in TVL.
ScoreScore 6.8 out of 10TVL $279K−9.4% - 2
Echelon Market
Lending · Aptos, Movement, Initia
Echelon Market is a non-custodial lending protocol deployed on Aptos, Movement and Initia. Its Move-based markets offer overcollateralized borrowing and lending, but users need to understand collateral, oracle and liquidation risks.
ScoreScore 6.5 out of 10TVL $5.42M - 3
Joule Finance
Lending · Aptos
Joule Finance is a small Aptos lending protocol that adds a bridge, leveraged yield strategies and liquidity anchors. Its TVL is low and its top yields come from leverage, so it suits experienced users only.
ScoreScore 5.8 out of 10TVL $178K−0.4% - 4
Aries Markets
Lending · Aptos
Aries Markets is an Aptos-based protocol that combines lending, borrowing, leveraged swaps and margin trading under one account. Its on-chain TVL is now very small, so users should treat liquidity depth as a main concern.
ScoreScore 5.8 out of 10TVL $71.0K−0.8% - 5
Aptin Finance
Lending · Aptos, Sui
Aptin Finance is an algorithmic, non-custodial lending and borrowing protocol built on Aptos. Its docs are detailed on interest, liquidations and oracles, but they look dated and key figures are not published up front.
ScoreScore 5.5 out of 10TVL — - 6
Superposition
Lending · Aptos
Superposition is a small Aptos lending and borrowing protocol that uses Concordia's adaptive risk model. Its TVL is only about $149K and no audits are listed, so it suits experimenters, not large deposits.
ScoreScore 5.2 out of 10TVL $147K−1.3% - 7
Aptin Finance V2
Lending · Aptos
Aptin Finance V2 is a non-custodial lending and borrowing protocol on Aptos, listed on DeFiLlama since October 2023. The model is familiar, but the project does not publish a fee schedule or team details, so check its contracts and terms before depositing.
ScoreScore 5.0 out of 10TVL — - 8
Meso Finance
Lending · Aptos
Meso Finance is a non-custodial, pool-based money market on Aptos that adds E-Mode and Isolation Mode. Its liquidity is very small, so it suits experimenters rather than size.
ScoreScore 4.8 out of 10TVL $37.8K−0.9% - 9
Aptin Finance V1
Lending · Aptos
Aptin Finance V1 is a lending and borrowing protocol on Aptos. Its basic supply-and-borrow model is clear, but current market details and operating status are not.
ScoreScore 4.5 out of 10TVL — - 10
Echo Lending
Lending · Aptos
Echo Lending was a lending market on Aptos for Bitcoin-linked and stablecoin assets, part of a wider Echo Protocol that bridged and staked BTC. Echo has announced it is winding down, so this page is a record of what the product was rather than a recommendation to use it.
ScoreScore 1.5 out of 10TVL $2.40K−4.6% - 11
ABEL Finance
Lending · Aptos, Sui
ABEL Finance is described as a cross-chain lending protocol built for Aptos and Sui, with ABEL as its token. Its lending terms, fees and current availability are not clear.
ScoreNot rated yetTVL $223K+4.8%
Lending dApps on Aptos: the numbers
- Tracked
- 11
- Reviewed
- 11
- Total TVL
- $6.36M
- Avg. score
- 5.1/10
DappsAtlas tracks 11 lending dApps on Aptos. Every one of them has a full review. Across the 8 with TVL data, the combined value locked is $6.36M, counting value on every chain they support. Echelon Market dominates, with 85% of that total. The top five account for 98%, while the median lending dApp holds $147K.
Ranked by TVL, Echelon Market ($5.42M), Aave Aptos ($279K) and ABEL Finance ($223K) lead the field. The best-rated is Aave Aptos with 6.8/10, followed by Echelon Market (6.5) and Joule Finance (5.8). The 10 rated lending dApps average 5.1/10, and none scores 8 or above yet.
Beyond Aptos, these lending dApps most often also run on Sui (2), Movement (1) and Initia (1). Of the 7 with a confirmed status, 6 are active and 1 is inactive or wound down. In the past week, total value locked fell 2.3%.
Largest by TVL
- 1
Echelon Market$5.42M
- 2
Aave Aptos$279K
- 3
ABEL Finance$223K
- 4
Joule Finance$178K
- 5
Superposition$147K
Highest rated
- 1
- 2
- 3
- 4
Aries Markets5.8
- 5
Aptin Finance5.5
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
Related guides
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BiFi and Next-Generation DeFi Lending: What Is Confirmed in 2026Public public reporting do not confirm the details of a BiFi lending launch, so this guide separates what is documented about BIFI and Beefy Finance from what still needs an official source. It also explains how DeFi lending works and how to judge any new lending product before you deposit.
Frequently asked questions
What is the largest lending dApp on Aptos by TVL?
Echelon Market is the largest lending dApp on Aptos by total value locked, with $5.42M across all the chains it supports. It is followed by Aave Aptos ($279K) and ABEL Finance ($223K). TVL figures come from DefiLlama and change daily.
Which lending dApp on Aptos has the highest DappsAtlas score?
Aave Aptos has the highest score at 6.8/10, ahead of Echelon Market (6.5) and Joule Finance (5.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on Aptos has DappsAtlas reviewed?
DappsAtlas tracks 11 lending dApps on Aptos. Of these, 11 have a full review and 8 report value locked, $6.36M in total, counting value on every chain they support.
What is the average score for lending dApps on Aptos?
The 10 rated lending dApps on Aptos average 5.1 out of 10. Of these, 0 score 8 or higher and 3 score below 5.