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Best of · Berachain · Updated

The best Lending dApps on Berachain in 2026

We track 6 Lending dApps that run on Berachain and have reviewed 5 of them in full. Our top pick is Euler V2. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Euler V2 logo

    Euler V2

    Lending · Monad, Ethereum, Base +13

    Euler V2 is a modular lending protocol where anyone can launch a lending market, listed on DefiLlama with about $268 million in TVL across 16 chains. Its strengths are its security work and flexibility. Risk varies by market.

    Read the Euler V2 reviewVisit Euler V2(opens in a new tab)
    ScoreScore 8.0 out of 10
    TVL $264M−1.8%
  2. 2
    Dolomite logo

    Dolomite

    Lending · Ethereum, Arbitrum, Berachain +4

    Dolomite is a DeFi money market that lets users lend, borrow and run leveraged strategies across a very wide range of assets. It holds about $185 million in TVL and lists six audits, but leveraged features carry real liquidation risk.

    Read the Dolomite reviewVisit Dolomite(opens in a new tab)
    ScoreScore 7.8 out of 10
    TVL $132M−23.8%
  3. 3
    TermMax logo

    TermMax

    Lending · Ethereum, Berachain, BNB Chain +6

    TermMax is a DeFi lending protocol offering fixed-rate borrowing and lending with set maturity dates, plus curator-run vaults. It has a visible security stack, but TVL is small.

    Read the TermMax reviewVisit TermMax(opens in a new tab)
    ScoreScore 7.0 out of 10
    TVL $693K−0.8%
  4. 4
    BEND logo

    BEND

    Lending · Berachain

    Bend is a Morpho-style lending protocol on Berachain that lets users supply assets to curated vaults and borrow against collateral. It is small and new, with about $10M in TVL, so treat it as an ecosystem tool rather than an established lender.

    Read the BEND reviewVisit BEND(opens in a new tab)
    ScoreScore 6.3 out of 10
    TVL $9.48M−5.5%
  5. 5
    Sumer.money logo

    Sumer.money

    Lending · Berachain, Goat, Base +10

    Sumer.money is a cross-chain lending and borrowing protocol that issues synthetic assets called suTokens. It is live on 13 chains but holds a small amount of value, so treat it as a niche, higher-risk DeFi venue.

    Read the Sumer.money reviewVisit Sumer.money(opens in a new tab)
    ScoreScore 5.5 out of 10
    TVL $675K−1.5%
  6. 6
    Vendor V2 logo

    Vendor V2

    Lending · Arbitrum, Base, Berachain +1

    Vendor Finance V2 is a multichain lending protocol that offers borrowing and strategies for idle funds. Its basic purpose is clear, but key details about markets, fees, and risk controls are not published on its site.

    Read the Vendor V2 reviewVisit Vendor V2(opens in a new tab)
    ScoreNot rated yet
    TVL $76.1K−0.2%

Lending dApps on Berachain: the numbers

Tracked
6
Reviewed
6
Total TVL
$406M
Avg. score
6.9/10

DappsAtlas tracks 6 lending dApps on Berachain. Every one of them has a full review. Combined, they lock $406M, counting value on every chain they support. Euler V2 dominates, with 65% of that total. The top five account for 100%, while the median lending dApp holds $693K.

Ranked by TVL, Euler V2 ($264M), Dolomite ($132M) and BEND ($9.48M) lead the field. The best-rated is Euler V2 with 8.0/10, followed by Dolomite (7.8) and TermMax (7.0). That makes Euler V2 both the biggest and the best-rated. Across the 5 rated lending dApps, the average score is 6.9/10 and 1 score 8 or higher.

Many also deploy elsewhere, most often on Arbitrum (5), Ethereum (4) and Base (4). All 5 with a confirmed status are active. In the past week, total value locked fell 10.3%. Dolomite dropped the most (−23.8%).

Largest by TVL

  1. 1Euler V2 logoEuler V2$264M
  2. 2Dolomite logoDolomite$132M
  3. 3BEND logoBEND$9.48M
  4. 4TermMax logoTermMax$693K
  5. 5Sumer.money logoSumer.money$675K

Highest rated

  1. 1Euler V2 logoEuler V28.0
  2. 2Dolomite logoDolomite7.8
  3. 3TermMax logoTermMax7.0
  4. 4BEND logoBEND6.3
  5. 5Sumer.money logoSumer.money5.5

Method

How we ranked them

Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

Guides

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Frequently asked questions

What is the largest lending dApp on Berachain by TVL?

Euler V2 is the largest lending dApp on Berachain by total value locked, with $264M across all the chains it supports. It is followed by Dolomite ($132M) and BEND ($9.48M). TVL figures come from DefiLlama and change daily.

Which lending dApp on Berachain has the highest DappsAtlas score?

Euler V2 has the highest score at 8.0/10, ahead of Dolomite (7.8) and TermMax (7.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on Berachain has DappsAtlas reviewed?

DappsAtlas tracks 6 lending dApps on Berachain. Of these, 6 have a full review and 6 report value locked, $406M in total, counting value on every chain they support.

Which lending dApps on Berachain grew the most this week?

Among lending dApps with at least $1M locked, Dolomite the biggest drop (−23.8%). Combined TVL moved −10.3% over the same seven days.

What is the average score for lending dApps on Berachain?

The 5 rated lending dApps on Berachain average 6.9 out of 10. Of these, 1 score 8 or higher and 0 score below 5.