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Best of · Celo · Updated

The best Lending dApps on Celo in 2026

We track 6 Lending dApps that run on Celo and have reviewed 4 of them in full. Our top pick is Aave V3. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Aave V3 logo

    Aave V3

    Lending · Ethereum, Base, Arbitrum +18

    Aave V3 is a non-custodial lending protocol where users earn interest on deposits or borrow against collateral, live on 21 chains with about $16B in TVL. It is a long-running, widely used venue, but borrowing carries liquidation and smart-contract risk.

    Read the Aave V3 reviewVisit Aave V3(opens in a new tab)
    ScoreScore 8.6 out of 10
    TVL $15.8B+5.1%
  2. 2
    Morpho Blue logo

    Morpho Blue

    Lending · Ethereum, Base, Robinhood Chain +41

    Morpho Blue is a permissionless lending primitive with about $11.4 billion in TVL on DefiLlama, accessed mainly through curated vaults. It suits users who can assess curator and smart-contract risk themselves.

    Read the Morpho Blue reviewVisit Morpho Blue(opens in a new tab)
    ScoreScore 8.0 out of 10
    TVL $10.9B−0.5%
  3. 3
    Prime Protocol logo

    Prime Protocol

    Lending · Celo, Arbitrum, Base +6

    Prime Protocol is a cross-chain lending platform that lets users borrow against assets held across supported networks. Its unified collateral approach is useful, but key details on rates, assets, and security controls are not clearly published.

    Read the Prime Protocol reviewVisit Prime Protocol(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $250+0.6%
  4. 4
    Moola Market logo

    Moola Market

    Lending · Celo

    Moola Market is a Celo lending protocol modelled on Aave, with about $1.08M in TVL. A Medium snippet says the protocol is paused for all actions, so check its current status before using it.

    Read the Moola Market reviewVisit Moola Market(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $1.06M−2.6%
  5. 5
    Poof Cash logo

    Poof Cash

    Lending · Celo

    Poof Cash is described as private DeFi for EVM networks and is listed under lending on Celo. Its specific lending features and privacy protections are not clear.

    Read the Poof Cash review
    ScoreNot rated yet
    TVL $24.1K−1.1%
  6. 6
    Chee Finance logo

    Chee Finance

    Lending · Celo, BNB Chain, Meter +1

    Chee Finance is described as a web3 money market for lending and borrowing across several chains. Its current status, markets, and safety details are unclear, so users should verify these before considering it.

    Read the Chee Finance review
    ScoreNot rated yet
    TVL —

Lending dApps on Celo: the numbers

Tracked
6
Reviewed
6
Total TVL
$26.7B
Avg. score
6.5/10

The DappsAtlas index lists 6 lending dApps on Celo. Every one of them has a full review. The 5 that report TVL hold $26.7B between them, counting value on every chain they support. Aave V3 dominates, with 59% of that total.

By value locked, the largest lending dApps on Celo are Aave V3 ($15.8B), Morpho Blue ($10.9B) and Moola Market ($1.06M). On DappsAtlas scores, Aave V3 ranks first at 8.6/10, ahead of Morpho Blue (8.0) and Prime Protocol (5.0). That makes Aave V3 both the biggest and the best-rated. The 4 rated lending dApps average 6.5/10; 2 reach 8 or above.

Beyond Celo, these lending dApps most often also run on Ethereum (4), BNB Chain (4) and Base (3). All 3 with a confirmed status are active. In the past week, total value locked rose 2.7%. Aave V3 gained the most (+5.1%), while Moola Market dropped the most (−2.6%).

Largest by TVL

  1. 1Aave V3 logoAave V3$15.8B
  2. 2Morpho Blue logoMorpho Blue$10.9B
  3. 3Moola Market logoMoola Market$1.06M
  4. 4Poof Cash logoPoof Cash$24.1K
  5. 5Prime Protocol logoPrime Protocol$250

Highest rated

  1. 1Aave V3 logoAave V38.6
  2. 2Morpho Blue logoMorpho Blue8.0
  3. 3Prime Protocol logoPrime Protocol5.0
  4. 4Moola Market logoMoola Market4.5

Method

How we ranked them

Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

Guides

Related guides

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Frequently asked questions

What is the largest lending dApp on Celo by TVL?

Aave V3 is the largest lending dApp on Celo by total value locked, with $15.8B across all the chains it supports. It is followed by Morpho Blue ($10.9B) and Moola Market ($1.06M). TVL figures come from DefiLlama and change daily.

Which lending dApp on Celo has the highest DappsAtlas score?

Aave V3 has the highest score at 8.6/10, ahead of Morpho Blue (8.0) and Prime Protocol (5.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on Celo has DappsAtlas reviewed?

DappsAtlas tracks 6 lending dApps on Celo. Of these, 6 have a full review and 5 report value locked, $26.7B in total, counting value on every chain they support.

Which lending dApps on Celo grew the most this week?

Among lending dApps with at least $1M locked, Aave V3 had the biggest 7-day TVL gain (+5.1%) and Moola Market the biggest drop (−2.6%). Combined TVL moved +2.7% over the same seven days.

What is the average score for lending dApps on Celo?

The 4 rated lending dApps on Celo average 6.5 out of 10. Of these, 2 score 8 or higher and 1 score below 5.