Best of · Fantom · Updated
The best Lending dApps on Fantom in 2026
We track 12 Lending dApps that run on Fantom and have reviewed 10 of them in full. Our top pick is Aave V3. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Aave V3
Lending · Ethereum, Base, Arbitrum +18
Aave V3 is a non-custodial lending protocol where users earn interest on deposits or borrow against collateral, live on 21 chains with about $16B in TVL. It is a long-running, widely used venue, but borrowing carries liquidation and smart-contract risk.
ScoreScore 8.6 out of 10TVL $15.8B+5.1% - 2
Impermax V2
Lending · Polygon, Ethereum, Base +12
Impermax V2 is a permissionless lending protocol where liquidity providers borrow against their LP tokens to run leveraged yield farms. It is a niche, higher-risk tool with a small current TVL.
ScoreScore 6.2 out of 10TVL $514K−1.5% - 3
Tarot
Lending · Base, Optimism, Fantom +10
Tarot is a DeFi lending and leveraged yield protocol where users deposit LP tokens into auto-compounding vaults. It runs on many chains but holds a small amount of value, so the main caution is size and limited published detail.
ScoreScore 5.5 out of 10TVL $478K−6.0% - 4
Trava Finance
Lending · BNB Chain, Fantom
Trava Finance is a decentralized lending marketplace on BNB Chain and Fantom that pitches AI-assisted pool tuning and batched transactions. Its total value locked is now very small, so the main takeaway is caution.
ScoreScore 5.2 out of 10TVL $60.9K−0.8% - 5
Iron Bank
Lending · Ethereum, Optimism, Fantom +1
Iron Bank is a DeFi lending protocol that lets whitelisted protocols borrow without collateral. Its capital-efficient model comes with meaningful counterparty risk, and current rates and borrower terms are not published.
ScoreScore 5.0 out of 10TVL $171K−2.8% - 6
Sturdy V1
Lending · Ethereum, Fantom
Sturdy V1 is a DeFi lending protocol listed since March 2022 that says it charges borrowers no interest and pays lenders from the yield on their staked collateral. The public record on its current activity is thin, so treat the model as unverified until you check live data.
ScoreScore 5.0 out of 10TVL — - 7
Granary Finance
Lending · Optimism, Metis, Arbitrum +5
Granary Finance is an Aave-inspired lending market that was deployed on eight chains, but it now holds only about $160,300 in TVL and lists no audits. Treat it as a small, high-risk protocol.
ScoreScore 3.5 out of 10TVL $155K−1.0% - 8
Hundred Finance
Lending · Arbitrum, Fantom, Polygon +5
Hundred Finance is a multi-chain lending and borrowing protocol forked from Compound V2. A roughly $7.4 million exploit in 2023 and a tiny remaining TVL make it a high-risk place to deposit funds.
ScoreScore 3.0 out of 10TVL $66.7K+0.6% - 9
Geist
Lending · Fantom
Geist Finance was an Aave-style lending market on Fantom that announced its permanent closure in July 2023 after the Multichain exploit left its collateral badly mispriced.
ScoreScore 2.0 out of 10TVL — - 10
88mph
Lending · Ethereum, Fantom, Avalanche +1
88mph is a DeFi lending protocol that lets users earn fixed-rate interest on crypto. Current TVL is small, and we could not verify the live site, so treat it with caution.
ScoreNot rated yetTVL $401K−0.4% - 11
Fuji V1
Lending · Ethereum, Arbitrum, Polygon +2
Fuji V1 is described as a DeFi borrowing aggregator associated with five networks. Its product details, fees and audit information are unclear, so borrowers cannot readily assess how it works or what using it costs.
ScoreNot rated yetTVL $185K−0.1% - 12
Scream
Lending · Fantom
Scream is described as a decentralized lending protocol on Fantom, with SCREAM as its token. Current markets, operating status and key lending terms are unclear.
ScoreNot rated yetTVL —
Lending dApps on Fantom: the numbers
- Tracked
- 12
- Reviewed
- 12
- Total TVL
- $15.8B
- Avg. score
- 4.9/10
The DappsAtlas index lists 12 lending dApps on Fantom. Every one of them has a full review. The 9 that report TVL hold $15.8B between them, counting value on every chain they support. Aave V3 dominates, with 100% of that total. The top five account for 100%, while the median lending dApp holds $185K.
Ranked by TVL, Aave V3 ($15.8B), Impermax V2 ($514K) and Tarot ($478K) lead the field. On DappsAtlas scores, Aave V3 ranks first at 8.6/10, ahead of Impermax V2 (6.2) and Tarot (5.5). That makes Aave V3 both the biggest and the best-rated. Across the 9 rated lending dApps, the average score is 4.9/10 and 1 score 8 or higher.
Many also deploy elsewhere, most often on Ethereum (9), Optimism (7) and Arbitrum (6). Of the 5 with a confirmed status, 4 are active and 1 is inactive or wound down. Over the last seven days, combined TVL rose 5.1%. Aave V3 gained the most (+5.1%).
Largest by TVL
- 1
Aave V3$15.8B
- 2
Impermax V2$514K
- 3
Tarot$478K
- 4
88mph$401K
- 5
Fuji V1$185K
Highest rated
- 1
- 2
- 3
- 4
Trava Finance5.2
- 5Iron Bank5.0
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
Related guides
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Aave Guide 2026: How the DeFi Lending Protocol WorksAave is a non-custodial lending protocol where you can earn interest on crypto you deposit or borrow against your collateral. This guide explains how it works, what can go wrong, and how to use it with care in 2026.
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Aave in 2026: How the Lending Protocol Grew and What Comes NextAave is one of the longest-running lending markets in decentralised finance. This guide explains how it works, how it grew, what the AAVE token and GHO do, the risks to weigh, and how to follow its next version.
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ADALend Review 2026: What the Cardano Lending Project OffersADALend was a Cardano lending project that drew attention in 2021 for putting idle assets to work. This guide sets out what the sources confirm, what they leave open, and how to check a lending protocol's current status and risks before depositing funds.
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BiFi and Next-Generation DeFi Lending: What Is Confirmed in 2026Public public reporting do not confirm the details of a BiFi lending launch, so this guide separates what is documented about BIFI and Beefy Finance from what still needs an official source. It also explains how DeFi lending works and how to judge any new lending product before you deposit.
Frequently asked questions
What is the largest lending dApp on Fantom by TVL?
Aave V3 is the largest lending dApp on Fantom by total value locked, with $15.8B across all the chains it supports. It is followed by Impermax V2 ($514K) and Tarot ($478K). TVL figures come from DefiLlama and change daily.
Which lending dApp on Fantom has the highest DappsAtlas score?
Aave V3 has the highest score at 8.6/10, ahead of Impermax V2 (6.2) and Tarot (5.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on Fantom has DappsAtlas reviewed?
DappsAtlas tracks 12 lending dApps on Fantom. Of these, 12 have a full review and 9 report value locked, $15.8B in total, counting value on every chain they support.
Which lending dApps on Fantom grew the most this week?
Among lending dApps with at least $1M locked, Aave V3 had the biggest 7-day TVL gain (+5.1%). Combined TVL moved +5.1% over the same seven days.
What is the average score for lending dApps on Fantom?
The 9 rated lending dApps on Fantom average 4.9 out of 10. Of these, 1 score 8 or higher and 3 score below 5.