0xLend Review 2026: Crypto Lending and Risks

0xLend is a crypto lending protocol for supplying assets and borrowing against collateral. Its listed TVL is very low, and current access and loan terms are unclear.

By the DappsAtlas editorial team · Updated Nov 6, 2026

DappsAtlas score

—/10

Not rated

Our verdict on 0xLend

0xLend may interest users looking for a protocol to supply crypto or borrow against collateral across its listed networks. Its main appeal is the combination of deposits and collateralized loans. The major caveats are more important: listed TVL is only $139, down 83.2% over seven days, while supported assets, rates, fees, and liquidation terms are not published. Two audits are listed, but their details are unclear. Verify an active deployment and all terms before considering any deposit or loan.

Score breakdown

How 0xLend scores

Security: n/a
Ease of use: n/a
Fees: n/a
Features: n/a

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is 0xLend?

0xLend is a crypto lending protocol described as supporting deposits to earn interest and borrowing against collateral. Its listed networks are KuCoin Community Chain, Blast, and zkSync Era.

The listed TVL is $139, with a reported 83.2% decrease over seven days. Supported assets, rates, loan terms, fees, and current access are not established. Treat the low listed liquidity as a significant concern and verify deployment details before interacting.

How 0xLend works

0xLend is described as a crypto lending protocol. In a typical lending market, suppliers deposit assets into a pool and may earn interest as borrowers use available liquidity. The specific supported assets and rate-setting mechanism for 0xLend are not published.

Borrowers pledge crypto collateral to access another asset. Collateral value can fall, and a loan may face liquidation if it no longer meets the protocol’s requirements. 0xLend’s collateral factors and liquidation rules are not specified, so users would need to verify them before borrowing.

2 features

Key features

Asset deposits

Users can supply supported crypto assets to earn interest, though supported assets and rates are not specified.

Collateralized borrowing

Users can borrow assets by pledging crypto collateral; collateral factors and liquidation terms are not specified.

Pros and cons

What we like

Offers both asset deposits and collateralized borrowing.
Listed across KuCoin Community Chain, Blast, and zkSync Era.
Two audits are listed.

Watch out for

The project’s homepage could not be confirmed, making it difficult to verify current access or supported markets.
The listed TVL is just $139 and is reported to have fallen 83.2% over seven days, which may indicate very limited liquidity.
Fees and loan terms are not published.
Two audits are listed, but their reports and scope are not identified.

0xLend fees

Fees and interest rates are not published. Check any available 0xLend interface and transaction details before supplying assets or borrowing; confirm the applicable terms for the specific market.

Is 0xLend safe?

Two audits are listed, but the audit firms, reports, scope, and findings are not identified. This does not establish that the protocol is safe. Lending protocols carry smart-contract risk, and borrowers can face liquidation if collateral value falls; 0xLend’s specific liquidation rules are not published. The listed TVL is very low and has fallen sharply over the reported seven-day period, raising liquidity concerns. Regulatory status is not specified.

4 steps

How to get started with 0xLend

1
Confirm that an official 0xLend app and an active deployment are available before connecting a wallet.
2
Check that your wallet is connected to the intended network: KuCoin Community Chain, Blast, or zkSync Era.
3
Review the available markets, supported assets, rates, collateral requirements, and liquidation terms if shown.
4
If you proceed, supply assets or borrow only after checking the transaction details and risks.

Who 0xLend is for

0xLend is aimed at crypto users seeking lending or borrowing markets on KuCoin Community Chain, Blast, or zkSync Era. It is a poor fit for anyone who needs clearly published rates, loan terms, or evidence of substantial available liquidity.

0xLend FAQs

What is 0xLend?

0xLend is described as a protocol where users supply crypto assets to earn interest and borrow by pledging collateral. The assets, rates, and loan terms are not specified.

Which chains does 0xLend support?

The listed networks are zkSync Era, KuCoin Community Chain, and Blast. Confirm that a deployment is active and that your wallet supports it before interacting.

What are 0xLend’s fees and interest rates?

The protocol’s fees and current lending rates are not published. Check any available app or transaction details before supplying assets or borrowing.

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