DEXes · Review
Tivel Finance Review 2026: What Is Known About This zkSync DEX
Tivel Finance is described as a lending-based decentralized exchange on zkSync. Its listing shows almost no locked funds, no audits and no confirmed official website, so it is hard to verify today.
By the DappsAtlas editorial team · Updated
DappsAtlas score
—/10
Not rated
Our verdict on Tivel Finance
Tivel Finance is a small lending-based DEX on zkSync, and its main draw is that it combines swaps with lending on a low-cost Layer 2 network. Its main caveats are serious: total value locked is recorded at about $1, no audits are listed, its homepage could not be reached, and its category label conflicts with its description. Fees, team details and licensing are not published in the sources available. Most readers should wait for an audit, a working official site and visible activity before using it, and should treat this review as a limited profile rather than a full assessment.
Score breakdown
How Tivel Finance scores
- Security
- 2.0/10
- Ease of use
- n/a
- Fees
- n/a
- Features
- n/a
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is Tivel Finance?
Tivel Finance is listed on a DeFi data aggregator as a lending-based decentralized exchange built on zkSync, with Scroll also listed as a chain. The same listing files it under the Options Vault category, which does not match its DEX description, so the product's exact purpose is unclear.
Total value locked is recorded at about $1, with a 0.4% change over seven days, and the listing dates from June 2024. The project's homepage could not be reached, so its own description of features, team and terms is not available. No official website could be confirmed.
How Tivel Finance works
A decentralized exchange (DEX) lets people swap tokens directly from their own wallets, without a company holding funds. Most DEXes do this with liquidity pools, where users deposit pairs of tokens and earn fees from trades that use those pools.
A lending-based DEX combines that idea with lending. Depositors can supply assets that others borrow, and the protocol typically sets interest rates and collateral rules in code. The project's own documentation would describe the exact pool design, collateral ratios and liquidation rules, and those details are not confirmed in the sources available.
Because the protocol runs on zkSync, transactions are processed on a Layer 2 network that settles to Ethereum. That generally lowers transaction costs, but it adds dependence on the bridge and sequencer infrastructure of that network.
Pros and cons
What we like
- It is described as a lending-based DEX, which combines swaps with lending in one protocol.
- It runs on zkSync and is listed on Scroll, two Layer 2 networks that aim to reduce transaction costs compared with Ethereum mainnet.
- The listing has been on record since June 2024, so the project is not new.
Watch out for
- Total value locked is recorded at about $1, so there is almost no measurable liquidity or user activity.
- No audits are listed for the protocol.
- The project's homepage could not be reached, so its own description of features and terms cannot be checked.
- The listing's Options Vault category does not match its lending-based DEX description, which leaves the product unclear.
- No token is listed, so there is no published tokenomics or governance model to review.
Tivel Finance fees
Tivel Finance does not publish its fee schedule in the sources available. Trading fees, lending interest and any protocol charges would normally be shown in the project's documentation or app, and none of those could be checked here.
No fee figures are given, so the fees score is left blank.
Is Tivel Finance safe?
No audits are listed for Tivel Finance in the sources available. The project does not publish custody arrangements, and because it is a DeFi protocol, users keep control of their funds but take on smart-contract risk. A contract bug or exploit could lead to permanent loss.
Counterparty risk also applies to the zkSync and Scroll networks, which depend on their own sequencers and bridges. Regulatory status for DeFi protocols varies by country, and this project does not publish any licence or legal entity details.
No security incidents are recorded in the sources reviewed, but that does not mean none have occurred.
6 steps
How to get started with Tivel Finance
- 1
Confirm the official website and social channels from a source you trust, since none could be verified here.
- 2
Check whether the protocol is deployed on zkSync Era or Scroll and find its contract addresses on that chain's block explorer.
- 3
Look for a published audit report and confirm whether any audit is actually listed.
- 4
Review the protocol's documentation for how lending, swaps and liquidity deposits work.
- 5
Start with an amount you can afford to lose, and test the withdrawal process before committing more.
- 6
Monitor total value locked and activity over time to judge whether the protocol is still in use.
Who Tivel Finance is for
This protocol is aimed at experienced DeFi users who already work on zkSync and want to try a lending-based DEX. Given the very low activity and missing audit, it is not a good fit for readers who want an established place to lend or trade, and newcomers should look at larger, audited protocols first.
Tivel Finance FAQs
What is Tivel Finance?
Tivel Finance is described in a DeFi data listing as a lending-based DEX built on zkSync. The sources reviewed do not include the project's own documentation, so its exact mechanics are not confirmed. Check the official channels directly before relying on any description.
Is Tivel Finance active?
The protocol's total value locked is recorded at about $1 in the listing, so there is very little capital in it. A protocol with almost no deposits offers little depth for trades or loans. Low activity can also signal that a project is no longer maintained.
Has Tivel Finance been audited?
No audit is listed for Tivel Finance in the sources reviewed. Smart contracts that have not been independently audited carry a higher risk of bugs or exploits. Users should look for a published audit from the project before depositing funds.
What fees does Tivel Finance charge?
Tivel Finance's fees are not published in the sources available. Lending-based DEXes typically charge trading fees and may take interest or borrowing spreads. Confirm any fee schedule in the project's own documentation before using the protocol.
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How we checked
Sources
Last updated . Spotted an error? Tell us and we will correct it.