xPortal Review 2026: A Non-Custodial MultiversX Wallet Under Scrutiny

xPortal is a mobile crypto wallet and app that presents itself as a super app. It combines a non-custodial wallet with token buying, staking, a debit card and prediction markets. Its listings are tied to the MultiversX ecosystem, and it shows up in public reporting both as a wallet and as a broader financial app.

The product's main pitch is breadth. Listings say users can buy major tokens, hold more than 50,000 tokens and NFTs, earn projected yield on stablecoins, spend from a card and trade on real-world events. The app also has a Discover tab for dApps, which makes it a gateway to other services rather than a single product.

Some details are not published in the material available, including a full fee schedule, licensing for the card and prediction features, and any independent audit. Those gaps matter more here than in a plain wallet, because the extra services depend on partners and on rules that differ by country.

xPortal is a non-custodial wallet. When you create one, the app generates a set of keys and a recovery phrase on your device. Those keys control your assets on the blockchains the wallet supports. Because the provider does not hold the keys, your balance is controlled by you, and transactions are signed on your device before they are broadcast to the network.

The app sits on top of that wallet layer and adds services. Buying tokens and staking are usually handled through partner providers, so the app acts as the interface while the trade or stake is executed elsewhere. The staking screen projects earnings from the yield it shows, and the debit card links crypto balances to spending through a card partner. Prediction markets let users take positions on outcomes, with settlement depending on how each market is set up.

The Discover tab is a list of dApps that users can open from inside the wallet. Connecting a dApp gives it permission to request transactions, which is why each approval matters. The app's name and packaging suggest it was previously known as Maiar, and it is tied to the MultiversX network, whose native token is EGLD.

The material available does not publish a fee schedule for xPortal. Costs for buying, swapping, staking, card spending and prediction market trades would normally appear in the app at the point of each action, so check those screens before you commit funds.

One user post from around 2022 describes a one-time activation cost of about $50. That is a single account and should not be read as the current price. Network fees on the chains involved also apply to transfers and are set by those networks.

xPortal is non-custodial, so the main custody risk is your own recovery phrase. Losing it or exposing it to a phishing page can mean losing access to funds, and the provider cannot reverse a transaction you signed.

The material available does not name an independent audit of the app or its smart contracts, and it does not state a regulator or licence for the card or prediction market services. Staking, card and prediction features add counterparty risk through their partners, and those partners' rules and locations may differ from the wallet's.

Prediction markets carry real financial risk and may be restricted or treated as gambling in some places. The service is for adults only, and anyone who finds trading difficult to control should use the responsible gambling tools and support lines offered by their local services.

xPortal is best suited to users who already hold MultiversX assets or want a mobile wallet that also offers staking, a card and dApp access. It is less suited to people who want a simple wallet with fully published fees and audits, or who plan to use prediction markets without reading the terms first.