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Pact Review 2026: Algorand AMM With Swap Aggregation

Pact is an Algorand-based automated market maker with a swap aggregator, several pool types and farms. Its liquidity is modest, so it suits Algorand users more than traders moving large size.

By the DappsAtlas editorial team · Updated

DappsAtlas score

6.8/10

Good

Our verdict on Pact

6.8/10

Pact suits Algorand users who want one interface for swaps, several pool types and farms, plus an aggregator that checks other DEXs for the best price. Its main strength is that breadth on a single chain. The main caveat is size: TVL near $0.9 million means thin liquidity, concentrated pools are still in testing, and fees are not published on the homepage. Check the audit reports and start small.

Score breakdown

How Pact scores

Security
6.5/10
Ease of use
7.0/10
Fees
n/a
Features
7.5/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Pact?

Pact is a decentralised exchange on Algorand. DefiLlama lists it under DEXs, describing it as an automated market maker with deep liquidity and low transaction fees. It has been tracked since February 2022 and links to the Twitter account pact_fi.

The current homepage presents Pact as a one-stop DeFi hub with four main areas: a swap aggregator, liquidity pools, farms, and analytics with portfolio tracking. It brands itself a cross-chain AMM and says it is built for Algorand and multi-chain ready, though only Algorand is listed in the data.

Total value locked is about $902,000, down 0.2% over seven days. That is small next to major DEXs, so Pact is best viewed as a niche venue in the Algorand ecosystem. DefiLlama also lists a token with the ticker POW and two audits.

How Pact works

Pact is an automated market maker. Instead of an order book, traders swap against pools of two or more tokens, and the price is set by the ratio of assets in the pool. Liquidity providers deposit tokens and earn a share of the trading fees.

Pact offers traditional AMM pools, stable-swap pools for similarly priced assets, and concentrated liquidity pools that are noted as entering testing. On top of the pools sits a swap aggregator that the homepage says checks every DEX on Algorand, including competitors, to find the best fill.

Farms add a second layer of rewards. Projects can create reward programs, and liquidity providers can stake their LP tokens to earn extra assets, which they harvest manually.

7 features

Key features

01

Swap aggregator

The swap tool routes across DEXs on Algorand, including competitors, aiming for the cheapest execution on each trade.

02

Multiple pool types

Pact offers concentrated, traditional AMM and stable-swap pools, each with multiple fee tiers so providers can match a strategy to an asset pair.

03

Concentrated liquidity (testing)

Concentrated Liquidity Pool testing is announced as starting soon, aimed at more capital-efficient liquidity provision.

04

Farms

Users can stake LP tokens into existing incentive programs or create their own reward programs, and harvest yield in additional assets.

05

Analytics and portfolio tracking

The interface includes a dashboard, analytics and portfolio tracking to follow positions and trades.

06

Migration tool

A Migrate section in the navigation suggests tools for moving liquidity positions, though public sources give no detail.

07

Developer SDK

A pactsdk documentation page appears in public reporting, indicating an SDK and API for developers integrating with Pact.

Pros and cons

What we like

  • Aggregator routes across Algorand DEXs, including competitors, to seek the best price.
  • Offers concentrated, traditional and stable-swap pool types with multiple fee tiers.
  • Farms let projects run reward programs and let LPs stake for extra yield.
  • Two audits are listed on DefiLlama and the protocol has been tracked since 2022.
  • Includes analytics and portfolio tracking inside the same interface.
  • Developer SDK documentation is available.

Watch out for

  • TVL of roughly $0.9 million is small, so large swaps in thin pools can see noticeable price impact.
  • Concentrated liquidity pools are still described as in testing, so that feature is not yet proven.
  • Almost all activity is on Algorand, so users on other chains have little to use today despite the cross-chain branding.
  • Fee levels for pools and the aggregator are not stated on the homepage.
  • Public reporting mix in unrelated products called Pact, which can make it harder to confirm the right site and token.

Pact fees

Pact's homepage says pools come with multiple fee tiers, but it does not publish the actual percentages. DefiLlama describes the protocol as offering low transaction fees, which is a general claim rather than a figure.

Users pay normal Algorand network fees on each transaction. Exact swap fees, pool fee tiers and any protocol take rate should be visible in the swap and pool screens inside the app before confirming a trade.

Is Pact safe?

DefiLlama lists two audits for Pact, but the project does not name the auditors or summarise findings, so readers should look up the reports themselves. Pact is a non-custodial AMM interface: users connect their own wallet and keep control of their keys, but they still carry smart-contract risk and impermanent loss when providing liquidity.

Public sources mention no hacks or incidents, and no regulatory status is stated. Be careful with the name: public reporting shows several unrelated products called Pact, including a stablecoin infrastructure project and various apps. Make sure you are on the official site before connecting a wallet.

6 steps

How to get started with Pact

  1. 1

    Set up an Algorand-compatible wallet and fund it with ALGO to cover network fees.

  2. 2

    Open the official Pact app and use the wallet connect button to link your wallet.

  3. 3

    Check the swap screen for the quoted route, price impact and fee before confirming.

  4. 4

    To provide liquidity, browse the pools list and compare pool type and fee tier for your pair.

  5. 5

    Review farms if you want to stake LP tokens for extra rewards, and read the reward terms first.

  6. 6

    Start with a small amount and monitor positions in the dashboard.

Who Pact is for

Pact is for Algorand users who swap tokens, provide liquidity or farm rewards and want aggregation and analytics in one place. It is less suited to traders moving large amounts, or to anyone who needs a proven multi-chain product today.

Pact FAQs

What is Pact?

Pact is a decentralised automated market maker on Algorand. Users swap tokens, provide liquidity to pools and stake LP tokens in farms. The homepage also describes a swap aggregator and analytics tools.

Which blockchains does Pact support?

DefiLlama lists Pact on Algorand only. The homepage calls it a cross-chain AMM and says it is multi-chain ready, but the project does not name any other live chain.

Does Pact have a token?

DefiLlama lists a token with the ticker POW for Pact. The project does not describe its utility, supply or distribution, so check the project's own channels before relying on it. Public reporting also show other unrelated projects using the PACT name.

Does Pact route swaps through other DEXs?

The homepage says the aggregator routes across every DEX on Algorand, including competitors, to find the cheapest swap. The claim comes from the project itself and the project does not include independent verification.

Is Pact audited?

DefiLlama shows two audits listed for Pact, but the project does not name the auditors or findings. As with any DeFi protocol, smart-contract risk remains, so only commit funds you can afford to lose.

What kinds of pools does Pact offer?

The homepage says it offers concentrated, traditional AMM and stable-swap pools, each with multiple fee tiers. Concentrated liquidity pools are noted as entering testing soon.

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Guides

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How we checked

Sources

  1. 1.defillama.com/protocol/pact

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