K613 Review 2026: Monad Lending Protocol

K613 is described as an over-collateralized lending protocol forked from Aave V3 and running on Monad. Its limited published details and lack of listed audits make it difficult to assess before use.

Monad

By the DappsAtlas editorial team · Updated Nov 6, 2026

DappsAtlas score

—/10

Not rated

Visit K613

Our verdict on K613

K613 may interest Monad users looking for an over-collateralized lending protocol based on Aave V3. That familiar model is its clearest strength, but the project has not published enough detail about markets, rates, fees, or liquidation settings to compare its lending conditions. No audits are listed, and its listed TVL is only $378. Treat K613 as difficult to assess until its terms and security disclosures are clearer, and verify the application and transaction details before committing funds.

Score breakdown

How K613 scores

Security: n/a
Ease of use: n/a
Fees: n/a
Features: n/a

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is K613?

K613 is described as an over-collateralized lending protocol on Monad, forked from Aave V3. It has no named token, and its markets, borrowing terms, fees, and team details are not published. Its listed TVL is $378.

How K613 works

K613 is described as an over-collateralized lending protocol forked from Aave V3. In this model, lenders supply assets to pools, while borrowers deposit collateral to borrow from them. Borrowing less than the value of the collateral helps protect lenders from losses if a borrower does not repay.

If collateral value falls too far relative to a loan, the position may be liquidated. K613 has not published details about its specific markets, collateral limits, interest-rate rules, or liquidation parameters, so users should not assume these match another Aave-based protocol.

2 features

Key features

Over-collateralized lending

K613 is described as an over-collateralized lending protocol, where borrowers must provide collateral against their loans.

Monad deployment

The protocol is listed on Monad and described as a fork of Aave V3.

Pros and cons

What we like

The protocol's stated purpose and chain are identified.
Over-collateralized lending is a familiar DeFi model.
Its Aave V3 fork provides a recognizable starting point for the protocol design.

Watch out for

The project has little publicly described detail about its markets or how users access them.
No audits are listed.
Fees and borrowing terms are not published.
The listed TVL is very small, which may limit available liquidity.

K613 fees

K613 has not published its fees or borrowing terms. Check the protocol interface, if available, before supplying assets or taking out a loan; lending protocols may charge borrowing interest and other transaction costs.

Is K613 safe?

No audits are listed for K613. A fork of an established protocol is not automatically safe: changes to the code, deployment, or configuration can introduce separate risks. Lending also exposes users to smart-contract failures, liquidation, and insufficient liquidity. K613's regulatory status and custody details are not published.

4 steps

How to get started with K613

1
Confirm that you are using K613's official application and the Monad network.
2
Review the available lending markets, collateral requirements, interest rates, and liquidation conditions.
3
Connect a wallet that supports Monad and check the transaction details before approving anything.
4
If you choose to participate, start with an amount you can afford to lose and monitor your collateral and loan position.

Open K613

Who K613 is for

K613 may suit experienced Monad users who understand over-collateralized lending and are prepared to investigate a protocol with sparse disclosures. It is a poor fit for anyone who needs clearly published rates, market parameters, or audit information before depositing assets.

K613 FAQs

What is K613?

K613 is described as an over-collateralized lending protocol on Monad, forked from Aave V3. In this type of protocol, borrowers generally deposit collateral worth more than the assets they borrow.

Which blockchain does K613 use?

K613 is listed on Monad. Check that any wallet or application you use is connected to the correct network before interacting with the protocol.

Is K613 safe to use?

K613 has no audits listed, and its fees and market terms are not published. DeFi lending also carries smart-contract, liquidation, and liquidity risks; only interact with the protocol if you understand those risks.

Compare

K613 alternatives

All alternatives

Morpho Blue

Lending

Morpho Blue is a permissionless lending primitive with about $11.4 billion in TVL on DefiLlama, accessed mainly through curated vaults.

TVL $10.9B−0.5%Ethereum · Base · Robinhood Chain +41

Aave V3

Lending

Aave V3 is a non-custodial DeFi lending protocol on 21 chains where users earn interest on deposits or borrow against collateral.

TVL $15.8B+5.1%Ethereum · Base · Arbitrum +18

Euler V2

Lending

Euler V2 is a modular DeFi lending protocol for lenders, borrowers and market curators, with about $268M TVL across 16 chains.

TVL $283M+5.5%Monad · Ethereum · Base +13

Gearbox

Lending

Gearbox is a credit protocol that lets users lend assets or borrow with up to 10x leverage through isolated credit accounts, and it is now pitching compliant cr

TVL $22.2M+1.4%Ethereum · Etherlink · Monad +8