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ScrubVault Review 2026: 15% Delta-Neutral Stablecoin Vault

ScrubVault is a delta-neutral stablecoin vault on Arbitrum and Kava that runs a funding-rate strategy off-chain and advertises a 15% APR. The yield claim is clear, but the off-chain custody, missing audits and unpublished fees are the main things to weigh.

By the DappsAtlas editorial team · Updated Nov 5, 2026

DappsAtlas score

5.4/10

Mixed

Visit ScrubVault

Our verdict on ScrubVault

5.4/10

ScrubVault suits stablecoin holders who understand funding-rate strategies and accept operator and exchange risk in exchange for a stated 15% APR. Its strength is a clear, market-neutral design with simple share-token accounting and stablecoin-only deposits on Arbitrum and Kava. The main caveat is trust: capital runs off-chain, no audits are listed, fees and team details are not published, and the project is new with small TVL. Start small and verify withdrawals before committing more.

Score breakdown

How ScrubVault scores

Security: 4.2/10
Ease of use: 7.5/10
Fees: n/a
Features: 5.5/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is ScrubVault?

ScrubVault is the delta-neutral vault in the Scrub Invest product line from Scrub Money. It takes USDC on Arbitrum or USDt on Kava and aims to earn from funding rates on perpetual markets rather than from price direction. The homepage advertises a steady 15% APR.

The vault issues share tokens, and the capital is deployed off-chain across centralised and decentralised exchanges. DefiLlama lists it under basis trading, with about $166,000 in TVL across Kava and Arbitrum and a listing date of May 2026. The project is new and small.

Scrub Invest also offers AI trading vaults. An AI model trades a perp venue so depositors can build exposure to a possible airdrop. The site says no rewards programme has been published, so those vaults carry no promised payout.

The pitch is simple, but it asks depositors to trust the operator with off-chain execution. The project does not publish audits, a fee schedule or team details on its homepage.

How ScrubVault works

You deposit USDC on Arbitrum or USDt on Kava and receive vault shares that represent your proportional ownership. The operator then deploys the pooled capital off-chain across centralised and decentralised exchanges. It runs a delta-neutral funding-rate and market-making strategy.

On perpetual futures markets, one side of a trade pays the other a funding rate. The vault holds offsetting positions, such as a long in the spot asset and a short in the perpetual, so price moves cancel out. The funding it captures is what the vault earns.

As the strategy earns, each share is worth more, so the balance grows without staking or claiming. The site states that you can withdraw at any time back to your wallet. The AI trading vaults work differently: a model trades a perp venue to generate volume and open interest, and depositors hold a claim on whatever airdrop that venue may pay.

6 features

Key features

Delta-neutral strategy

The strategy holds offsetting positions so price moves cancel out and the vault earns from perpetual-market funding payments.

Two stablecoin options

Deposits are USDC on Arbitrum or USDt on Kava, so depositors hold stablecoins rather than volatile assets.

Share-token accounting

A deposit mints vault shares that rise in value as the strategy earns. There is nothing to stake or claim.

Restricted transfers

The contracts are described as allowing deposits to move only between a fixed set of pre-approved addresses, not to arbitrary wallets.

Liquidation monitoring

The operator says it watches the hedge's liquidation risk and manages it by deleveraging and rebalancing.

AI trading vaults

A separate set of vaults where an AI model trades a perp venue and depositors hold exposure to a possible venue airdrop.

Pros and cons

What we like

The strategy is easy to understand: a market-neutral hedge that earns funding rather than betting on price direction.
Deposits are plain stablecoins, USDC on Arbitrum or USDt on Kava, which avoids direct exposure to volatile assets.
Share-token accounting means no staking or claiming, and the homepage says you can withdraw whenever you want.
The site is candid about the AI trading vaults: it says no rewards programme exists yet and no payout is promised.
The contracts are described as restricting deposits to a pre-approved set of addresses.

Watch out for

Capital is deployed off-chain on centralised and decentralised exchanges, so depositors take counterparty and custody risk that on-chain data cannot fully verify.
The 15% APR is presented as steady, but funding rates change with market conditions and the page does not explain how the rate is sustained or what happens if funding turns negative.
No audits are listed, and the team, custody setup and legal entity are not named on the homepage.
Fees, such as management, performance or withdrawal charges, are not published on the homepage.
TVL is small at about $166,000 and the product is new, so there is little track record through a stressed market.
The AI trading vaults pay in a possible future airdrop. The page says no rewards programme has been published yet, so no payout is promised.

ScrubVault fees

ScrubVault does not publish a fee schedule on its homepage. There is no stated management fee, performance fee or withdrawal fee, so check the vault page and contract details before depositing.

The homepage says the strategy's yield pays depositors, funds ongoing development and powers the wider Scrub ecosystem. That suggests the operator takes a share of returns, but the split is not given. You will also pay normal network gas on Arbitrum or Kava when depositing and withdrawing.

Is ScrubVault safe?

No audits are listed for ScrubVault. The homepage describes protections such as transfers limited to approved addresses and continuous monitoring of liquidation risk. Those are design claims, and the page names no audit firm. The AI trading vaults are described as holding no hedge, so the liquidation controls do not apply to them.

Because funds run off-chain across exchanges, you rely on the operator's execution and on the exchanges holding the positions. Risks include exchange failure, liquidation of one leg, negative funding and operator error. The homepage does not name the team, the custody arrangement or a regulatory status. The project is new, with TVL around $166,000. Only deposit what you can afford to lose, and check that using such a product is allowed where you live.

6 steps

How to get started with ScrubVault

1
Check that the vault is available and legal for you where you live, and read any terms on the vault page.
2
Decide between the delta-neutral vault and the AI trading vaults, noting that the trading vaults pay in a possible airdrop rather than a fixed APR.
3
Get USDC on Arbitrum or USDt on Kava in a self-custody wallet, plus a small amount of the native gas token.
4
Connect the wallet on the Scrub Invest site and pick the vault that matches your chain.
5
Deposit a small test amount first and confirm you receive vault share tokens.
6
Track the share value and the vault's live TVL, and test a small withdrawal before adding more.

Open ScrubVault

Who ScrubVault is for

ScrubVault is for crypto users who hold USDC or USDt and want yield without price exposure, and who are comfortable with a managed, off-chain strategy. It is not for people who want fully on-chain, trust-minimised yield, or for anyone who cannot tolerate operator and exchange risk.

ScrubVault FAQs

What is ScrubVault?

ScrubVault is a managed vault from Scrub Money. You deposit USDC on Arbitrum or USDt on Kava and receive share tokens. The operator runs a delta-neutral funding-rate and market-making strategy on exchanges with that capital.

What APR does ScrubVault pay?

The homepage advertises a steady 15% APR on the delta-neutral vault. It is a stated figure rather than a guarantee, and the page does not say how it is calculated or what happens when funding rates fall. Treat it as a target and check the live vault data.

What does delta-neutral mean here?

Delta-neutral means the strategy holds offsetting positions, so price moves in the underlying asset cancel out. The vault earns from funding payments on perpetual markets rather than from price direction. Risks remain, including exchange failure, liquidation of a leg and negative funding.

Which tokens and chains are supported?

The delta-neutral vault accepts USDC on Arbitrum and USDt on Kava. The vault share tokens you receive represent proportional ownership and rise in value as the strategy earns.

Can I withdraw at any time?

The homepage says you can withdraw whenever you want, with funds going back to your wallet. Because capital is deployed off-chain, practical withdrawal speed may depend on the operator unwinding positions. The page does not publish withdrawal terms or limits.

Has ScrubVault been audited?

No. DefiLlama lists no audits for the project, and the homepage describes design constraints rather than naming an audit firm. Read the vault contracts and documentation yourself and size any deposit accordingly.

What are the AI trading vaults?

They are a separate product. An AI model trades a perpetual-futures venue to build the volume that venue reward programmes measure, and depositors share in any airdrop. The page says no rewards programme has been published yet, so no payout is promised and it is not an APR.

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