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NIOB Finance Review 2026: BNB Chain DEX With a Wider Ecosystem

NIOB Finance is a BNB Chain DEX and yield farm that has grown into a four-part ecosystem with a swap and farm app, a wallet in development, a market information app and a dashboard with an academy. The main caveat is its small liquidity and the lack of listed audits.

BNB Chain

By the DappsAtlas editorial team · Updated Nov 5, 2026

DappsAtlas score

5.5/10

Mixed

Visit Niob Finance

Our verdict on Niob Finance

5.5/10

NIOB Finance suits experienced BNB Chain users who want swap, V3 liquidity, farms and a bridge in one interface and accept small-protocol risk. Its main strength is the breadth of modules and its clear in-app previews. The main caveat is that no audits are listed, liquidity is small at roughly $116,000 TVL, and parts of the ecosystem such as pools and the wallet are not yet live. Start small and read the risk terms first.

Score breakdown

How Niob Finance scores

Security: 3.5/10
Ease of use: 6.5/10
Fees: 4.5/10
Features: 7.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Niob Finance?

NIOB Finance is a decentralized exchange and yield farm on BNB Chain, listed with DeFiLlama since December 2021. It has its own token, NIOB, and about $116,000 in total value locked, which makes it a small protocol.

The homepage presents four products. Exchange & Invest holds eight modules: Swap, Farms, Pools, Liquidity, Bridge, Baskets, BTC CoreX and Predictions. NIWA is a multichain wallet still in development. NIOB Finance Insights is a finished mobile app with market information that does not execute trades. Dashboard & Academy offers an overview and educational content.

The site names Chîffre IT Solutions UL, registered in North Macedonia, as the operator in its footer. It links legal pages including an imprint, privacy policy and terms and risk notes. No audits are listed.

How Niob Finance works

NIOB Exchange is a decentralized exchange on BNB Chain. Users connect a wallet and swap tokens directly through smart contracts, with no account held by the exchange. Prices come from liquidity that other users supply to token pairs.

Liquidity providers choose a token pair, a fee tier and a price range for a V3-style position, and earn a share of trading fees. DeFiLlama describes the project as a DEX combined with an automatic-liquidity-acquisition yield farm, where farms reward users for staking positions or tokens.

Other modules add a cross-chain bridge, baskets of bundled assets, BTC CoreX and time-limited prediction rounds. The homepage notes that which functions are usable depends on the current module and offer.

8 features

Key features

Token swap

Users pick tokens and review the route, fees and amount received before confirming a swap.

V3 liquidity positions

Liquidity provision uses a V3-style position where users choose a token pair, a fee tier and a price range.

Yield farms

Farming offers are listed in the app, with availability and terms varying by pair.

Built-in bridge

An integrated cross-chain section lets users check supported assets and source and destination networks.

Baskets and BTC CoreX

Bundled crypto assets are shown with the terms of each basket, plus a BTC CoreX area that lists the asset, term, payout conditions and risks.

Predictions rounds

Time-limited forecast rounds that can be joined only while a round is active.

NIOB Finance Insights

A mobile app with crypto and stock market overviews, analysis and signals. It does not execute trades or financial transactions.

Dashboard and Academy

A central overview of NIOB activity and product access with an integrated education section on markets, DeFi and blockchain.

Pros and cons

What we like

Several DeFi functions in one interface: swap, farms, liquidity, bridge and baskets
V3-style liquidity with fee tier and price range selection
Swap screen shows route, fees and amount received before confirmation
Legal, imprint, privacy and risk pages are linked and a company name and address are shown
Educational academy and a separate market information app that does not touch user funds
Running since late 2021

Watch out for

No audits are listed, so smart-contract risk is unquantified
TVL is small at about $116,000, which suggests thin liquidity and potentially high slippage on larger swaps
The Pools section was marked 'Coming Soon' on the homepage, and the NIWA wallet is still in development
Fees, tokenomics and team details are not published on the homepage
Availability of markets, networks and offers varies by module, so features may change
The Predictions module is a betting-style feature, which adds risk and may be restricted in some places

Niob Finance fees

Fees are not published on the homepage in specific figures. The swap screen is described as showing the route, fees and amount received before confirmation, and the liquidity module lets users choose a fee tier for V3 positions.

As on any BNB Chain DEX, users also pay network gas in BNB. Check the fee preview in each module before signing, and see the terms and risk page for details.

Is Niob Finance safe?

DeFiLlama lists no audits for NIOB Finance, and its homepage does not link an audit report. Using the DEX, farms or bridge means interacting with smart contracts, so bugs, price slippage, impermanent loss and bridge risk all apply. Trades are made from your own wallet, so you keep custody until you approve a transaction.

The site names an operating company in North Macedonia and links an imprint, privacy policy and a terms and risk page. It does not state a financial licence. The homepage also says some features, such as pools, are marked 'Coming Soon' and the wallet is not yet downloadable. Predictions are a betting-style feature: check that they are legal where you live. Gambling is for adults 18+; play responsibly.

6 steps

How to get started with Niob Finance

1
Install a compatible wallet and add BNB for gas.
2
Open the NIOB Exchange from the official site and connect the wallet.
3
Choose a module such as Swap, Liquidity or Farms.
4
Review the route, fees, fee tier or terms shown in the app.
5
Start with a small amount to check how the interface behaves.
6
Read the terms and risk page before using farms, BTC CoreX or predictions.

Open Niob Finance

Who Niob Finance is for

NIOB Finance is for DeFi users on BNB Chain who are comfortable with small, unaudited protocols and want an all-in-one DEX and farm interface. The Insights app and academy also suit readers who want market information and education without trading.

Niob Finance FAQs

What is NIOB Finance?

NIOB Finance is a decentralized exchange and automatic-liquidity yield farm on BNB Chain. Its Exchange & Invest app combines swap, farms, pools, liquidity, bridge, baskets, BTC CoreX and predictions in one interface. The ecosystem also includes a wallet in development, an information app and a dashboard with an academy.

What is the NIOB token?

The project's token is NIOB. Its homepage does not describe its supply, distribution or utility, so check the in-app and official documentation before buying.

Is NIOB Finance audited?

DeFiLlama lists no audits for the protocol. The homepage says it avoids invented seals or security promises but does not link an audit report in the text provided. Treat smart-contract risk as unquantified and only commit money you can afford to lose.

Is the NIWA wallet available?

The wallet is described as in development. The homepage says the product page explains the planned direction and that no public download is linked yet. Do not assume it is available.

How do I use the NIOB exchange?

Connect a compatible wallet, choose a module such as Swap or Liquidity, set your parameters and confirm the transaction in your wallet. The swap screen shows the route, fees and amount received before you confirm.

Are the Predictions legal to use?

The homepage says availability depends on the module and the current offer, and that predictions require an active round. Online prediction and betting-style products can be restricted by local law, so check the rules where you live. Gambling is for adults 18+ only; play responsibly.

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