Best of · Arbitrum · Updated
The best CDPs on Arbitrum in 2026
We track 16 CDPs that run on Arbitrum and have reviewed 13 of them in full. Our top pick is Reservoir Protocol. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Reservoir Protocol
CDPs · Monad, Ethereum, Plasma +14
Reservoir is a stablecoin protocol built around the rUSD stablecoin, with yield-bearing versions srUSD and trUSD, and about $69.7 million in TVL. It is multichain and relies partly on real-world assets, so reserve and counterparty details deserve a close read.
ScoreScore 7.0 out of 10TVL $69.6M−2.3% - 2
River Omni-CDP
CDPs · BNB Chain, BSquared, Ethereum +9
River is a multi-chain stablecoin protocol that lets users post collateral on one chain and mint the satUSD stablecoin without bridging. DefiLlama shows about $79 million in TVL, but fee and risk details are not published.
ScoreScore 6.8 out of 10TVL $74.3M−3.9% - 3
Angle
CDPs · Ethereum, Arbitrum, Polygon +5
Angle is an over-collateralized stablecoin protocol that mints the euro stablecoin agEUR, offers perpetuals and borrowing, and lets users earn yield. It is a niche, small-TVL protocol that suits users who want euro-denominated DeFi and accept smart-contract risk.
ScoreScore 6.7 out of 10TVL $1.61M−6.9% - 4
Decentralized Euro
CDPs · Ethereum, Polygon, Arbitrum +2
Decentralized Euro (dEURO) is a euro stablecoin minted against crypto collateral on Ethereum, with lending, savings and shareholder modules. It is a small, young protocol whose headline 10% yield depends on borrower demand.
ScoreScore 6.5 out of 10TVL $1.11M+8.8% - 5
Abracadabra Spell
CDPs · Ethereum, Arbitrum, BNB Chain +5
Abracadabra lets users deposit collateral and borrow its MIM stablecoin, with the SPELL token tied to the ecosystem. It runs on eight chains, but its TVL is modest and the smart-contract and peg risks are real.
ScoreScore 6.0 out of 10TVL $4.46M−2.1% - 6
QiDao
CDPs · Polygon, Base, Ethereum +11
QiDao is a CDP protocol that lets users borrow stablecoins against crypto collateral without selling it, advertising 0% interest. It is multi-chain but small by TVL, and key details are not.
ScoreScore 6.0 out of 10TVL $2.10M−1.4% - 7
The Standard
CDPs · Arbitrum
The Standard is an over-collateralized stablecoin protocol on Arbitrum that offers 0% interest borrowing against yield-earning smart vaults. Its TVL is very small, so treat it as a niche, higher-risk product.
ScoreScore 5.8 out of 10TVL $9.73K−1.4% - 8
Preon Finance
CDPs · Arbitrum, Polygon, Base
Preon Finance is a collateralised debt position (CDP) protocol on Arbitrum, Polygon and Base that lets users borrow the STAR stablecoin against crypto at 0% interest. It is a low-TVL protocol where the main trade-off is a tight 110% collateral floor.
ScoreScore 5.5 out of 10TVL $211K−0.9% - 9
xDollar
CDPs · IoTeX, Ethereum, Arbitrum +2
xDollar is a cross-chain collateralized borrowing platform that lets users mint its XIM stablecoin from vaults. Zero interest and a stated 110% minimum collateral ratio are notable, but collateral and security details need closer scrutiny.
ScoreScore 5.5 out of 10TVL $158K−6.9% - 10
Gravita Protocol
CDPs · Ethereum, Optimism, Arbitrum +4
Gravita Protocol is an ETH-centric borrowing protocol where users lock liquid staking tokens and yield-bearing assets to mint the GRAI debt token. It is live on several chains but holds a small amount of value, so treat it as a niche, higher-risk CDP.
ScoreScore 5.4 out of 10TVL $363K−1.0% - 11
Button Wrappers
CDPs · Base, Ethereum, Avalanche +1
Button Wrappers is a small DeFi protocol listed for splitting crypto assets into senior and junior tranches. Its app now presents Buttonwood lending pools, and with low TVL and no listed audits it suits experienced users only.
ScoreScore 5.0 out of 10TVL $26.5K−1.5% - 12
Davos Protocol
CDPs · BNB Chain, Ethereum, Polygon +5
Davos Protocol is a CDP platform where users borrow the DUSD stablecoin against liquid staking and restaking tokens. It is a niche, low-TVL product that suits experienced DeFi users who accept the risk.
ScoreScore 5.0 out of 10TVL $23.0K+0.7% - 13
3A DAO
CDPs · Linea, Polygon, Arbitrum
3A DAO is a small collateralised-lending protocol on Linea and Polygon that advertises leverage with no recurring interest. Its tiny TVL and missing audit listings call for caution.
ScoreScore 4.3 out of 10TVL $7.36K+0.6% - 14
Yama Finance
CDPs · Arbitrum, Polygon zkEVM
Yama Finance is described as an omnichain stablecoin and CDP project focused on leverage and liquidity. Its operating details are unclear, so users should verify the product and its risks before interacting.
ScoreNot rated yetTVL $80.1K+0.1% - 15
Nerite
CDPs · Arbitrum
Nerite is an Arbitrum-based collateralized debt protocol for USND, a crypto-backed stablecoin that also supports token streaming. Key details about collateral, fees, liquidations and security are not published.
ScoreNot rated yetTVL $54.4K−1.1% - 16
DSU Money
CDPs · Ethereum, Arbitrum
DSU Money describes DSU as a fully backed, collateral-efficient stablecoin and is listed on Ethereum and Arbitrum. Key details about its collateral, operation and security are not established.
ScoreNot rated yetTVL $21.7K−0.4%
CDPs on Arbitrum: the numbers
- Tracked
- 16
- Reviewed
- 16
- Total TVL
- $154M
- Avg. score
- 5.8/10
There are 16 CDPs on Arbitrum in the DappsAtlas index. Every one of them has a full review. Together they hold $154M in total value locked, counting value on every chain they support. River Omni-CDP is the clear leader, holding 48% of it. The five largest make up 99% of the total; the median is $158K.
By value locked, the largest CDPs on Arbitrum are River Omni-CDP ($74.3M), Reservoir Protocol ($69.6M) and Abracadabra Spell ($4.46M). The best-rated is Reservoir Protocol with 7.0/10, followed by River Omni-CDP (6.8) and Angle (6.7). The 13 rated CDPs average 5.8/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Ethereum (11), Optimism (7) and Polygon (7). All 12 with a confirmed status are active. Over the last seven days, combined TVL fell 3.1%. Decentralized Euro gained the most (+8.8%), while Angle dropped the most (−6.9%).
Largest by TVL
- 1
River Omni-CDP$74.3M
- 2
Reservoir Protocol$69.6M
- 3
Abracadabra Spell$4.46M
- 4
QiDao$2.10M
- 5
Angle$1.61M
Highest rated
- 1
- 2
- 3
- 4
Decentralized Euro6.5
- 5
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest CDP on Arbitrum by TVL?
River Omni-CDP is the largest CDP on Arbitrum by total value locked, with $74.3M across all the chains it supports. It is followed by Reservoir Protocol ($69.6M) and Abracadabra Spell ($4.46M). TVL figures come from DefiLlama and change daily.
Which CDP on Arbitrum has the highest DappsAtlas score?
Reservoir Protocol has the highest score at 7.0/10, ahead of River Omni-CDP (6.8) and Angle (6.7). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many CDPs on Arbitrum has DappsAtlas reviewed?
DappsAtlas tracks 16 CDPs on Arbitrum. Of these, 16 have a full review and 16 report value locked, $154M in total, counting value on every chain they support.
Which CDPs on Arbitrum grew the most this week?
Among CDPs with at least $1M locked, Decentralized Euro had the biggest 7-day TVL gain (+8.8%) and Angle the biggest drop (−6.9%). Combined TVL moved −3.1% over the same seven days.
What is the average score for CDPs on Arbitrum?
The 13 rated CDPs on Arbitrum average 5.8 out of 10. Of these, 0 score 8 or higher and 1 score below 5.