Best of · Arbitrum · Updated
The best Payments dApps on Arbitrum in 2026
We track 10 Payments dApps that run on Arbitrum and have reviewed 10 of them in full. Our top pick is Sablier Lockup. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Sablier Lockup
Payments · Ethereum, Polygon, Arbitrum +25
Sablier Lockup is a permissionless protocol for onchain token vesting and airdrops, used by DAOs and businesses on many EVM chains. It is a focused, audited tool, though fees and some chain details need checking before use.
ScoreScore 8.0 out of 10TVL $1.76M−4.2% - 2
LlamaPay
Payments · BNB Chain, Arbitrum, Ethereum +19
LlamaPay is a multi-chain protocol that streams crypto payments by the second, so recipients can withdraw what they have earned at any time. It suits DAOs and crypto-native teams that pay in stablecoins and want to skip manual monthly transfers.
ScoreScore 7.4 out of 10TVL $2.07M+5.2% - 3
Superfluid
Payments · Optimism, Base, Polygon +7
Superfluid is a money streaming protocol that moves tokens between addresses continuously, by the second, across ten EVM networks. It suits builders and crypto-native teams, while casual users should expect a learning curve.
ScoreScore 7.3 out of 10TVL $5.35M−5.0% - 4
Sablier Flow
Payments · Ethereum, Arbitrum, Base +23
Sablier Flow lets a sender pay a recipient at a constant per-second rate and top up the balance over time. It suits recurring pay such as salaries and contributor budgets, but usage is still modest.
ScoreScore 7.2 out of 10TVL $485K−16.3% - 5
PagCrypto
Payments · Solana, Ethereum, Stellar +5
PagCrypto, branded PagFinance, lets users pay Brazilian PIX transfers and boletos from a self-custody wallet using stablecoins and other crypto. Fees run 1% to 2% with a minimum, and KYC is required.
ScoreScore 7.0 out of 10TVL — - 6
Node Runners
Payments · Arbitrum, Base, Ethereum +3
NodeRails offers merchants crypto checkout, payment links, subscriptions, invoicing, payouts, and bank settlement. Its broad payment toolkit is appealing, but pricing and the details behind its dispute and escrow protections need clarification.
ScoreScore 6.5 out of 10TVL — - 7
Papayaswap
Payments · Ethereum, BNB Chain, Polygon +4
Papaya is a protocol for recurring stablecoin payments, with continuous streaming or fixed-period subscriptions. Its no-per-cycle transaction model may suit payment providers and crypto products, but contract and integration details matter.
ScoreScore 6.5 out of 10TVL — - 8
Sablier Legacy
Payments · Ethereum, Polygon, BNB Chain +4
Sablier Legacy is the original 2019 version of Sablier's token streaming protocol, kept online so recipients can still reach older streams. It suits existing users rather than newcomers looking to start new vesting or payroll.
ScoreScore 6.0 out of 10TVL $496K−0.3% - 9
UniVoucher
Payments · Base, Polygon, Ethereum +4
UniVoucher is a gift card protocol where a card is funded with ETH or an ERC20 token on an EVM chain and redeemed by anyone holding its secret code. Its on-chain footprint is very small, and the protocol's own fees and team are not published.
ScoreScore 5.5 out of 10TVL $197+0.0% - 10
Aryze
Payments · Arbitrum
Aryze is a Danish fintech company offering Pay by Bank, or account-to-account payments, for UK merchants. Its pitch is direct bank payments with practical payment operations, but fees and technical details are not published.
ScoreScore 5.0 out of 10TVL —
Payments dApps on Arbitrum: the numbers
- Tracked
- 10
- Reviewed
- 10
- Total TVL
- $10.2M
- Avg. score
- 6.6/10
There are 10 payments dApps on Arbitrum in the DappsAtlas index. Every one of them has a full review. The 6 that report TVL hold $10.2M between them, counting value on every chain they support. Superfluid dominates, with 53% of that total. The top five account for 100%, while the median payments dApp holds $496K.
Ranked by TVL, Superfluid ($5.35M), LlamaPay ($2.07M) and Sablier Lockup ($1.76M) lead the field. On DappsAtlas scores, Sablier Lockup ranks first at 8.0/10, ahead of LlamaPay (7.4) and Superfluid (7.3). The 10 rated payments dApps average 6.6/10; 1 reach 8 or above.
Beyond Arbitrum, these payments dApps most often also run on Ethereum (9), Polygon (9) and Base (8). All 10 with a confirmed status are active. Over the last seven days, combined TVL fell 3.3%. LlamaPay gained the most (+5.2%), while Superfluid dropped the most (−5.0%).
Largest by TVL
- 1
Superfluid$5.35M
- 2
LlamaPay$2.07M
- 3
Sablier Lockup$1.76M
- 4
- 5
Sablier Flow$485K
Highest rated
- 1
- 2
- 3
- 4
- 5
PagCrypto7.0
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest payments dApp on Arbitrum by TVL?
Superfluid is the largest payments dApp on Arbitrum by total value locked, with $5.35M across all the chains it supports. It is followed by LlamaPay ($2.07M) and Sablier Lockup ($1.76M). TVL figures come from DefiLlama and change daily.
Which payments dApp on Arbitrum has the highest DappsAtlas score?
Sablier Lockup has the highest score at 8.0/10, ahead of LlamaPay (7.4) and Superfluid (7.3). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many payments dApps on Arbitrum has DappsAtlas reviewed?
DappsAtlas tracks 10 payments dApps on Arbitrum. Of these, 10 have a full review and 6 report value locked, $10.2M in total, counting value on every chain they support.
Which payments dApps on Arbitrum grew the most this week?
Among payments dApps with at least $1M locked, LlamaPay had the biggest 7-day TVL gain (+5.2%) and Superfluid the biggest drop (−5.0%). Combined TVL moved −3.3% over the same seven days.
What is the average score for payments dApps on Arbitrum?
The 10 rated payments dApps on Arbitrum average 6.6 out of 10. Of these, 1 score 8 or higher and 0 score below 5.