Best of · Arbitrum · Updated
The best Real-World Assets dApps on Arbitrum in 2026
We track 13 Real-World Assets dApps that run on Arbitrum and have reviewed 13 of them in full. Our top pick is VNX. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
VNX
Real-World Assets · Ethereum, Polygon, Solana +3
VNX issues fully backed Swiss franc and British pound stablecoins and a tokenized gold product under a Bermuda Monetary Authority licence. It suits users who want non-USD or physical-metal exposure onchain, with fee details left to the platform.
ScoreScore 7.4 out of 10TVL — - 2
USD AI
Real-World Assets · Arbitrum
USD.AI is an Arbitrum-based protocol that funds GPU loans for AI compute operators and offers a yield-bearing synthetic dollar, USDai, backed by those real-world assets. Its yield depends on GPU credit performance, and its TVL dropped sharply in the latest week.
ScoreScore 7.0 out of 10TVL $158M−41.9% - 3
Tangible RWA
Real-World Assets · Polygon, Arbitrum, Optimism +2
Tangible is a tokenization protocol and marketplace for real-world assets, including real estate and US Treasury-backed tokens. It shows about $42 million in TVL, but yields depend on off-chain assets and public sources leave fees and redemption terms unstated.
ScoreScore 6.8 out of 10TVL $42.0M+0.1% - 4
Boson Protocol
Real-World Assets · Polygon, Ethereum, Base +2
Boson Protocol is an escrow and commitment protocol for exchanging physical, digital and tokenised real-world assets, now pitched at AI-agent commerce. Its TVL is small, so treat it as an early infrastructure project.
ScoreScore 6.8 out of 10TVL $230K+0.1% - 5
Stobox
Real-World Assets · Base, Arbitrum
Stobox is a US tokenization company that prepares companies' records and offering documents, then issues compliant security tokens for real-world assets. It targets issuers rather than retail DeFi users, and its main caveat is that pricing and audit details are mostly not published.
ScoreScore 6.8 out of 10TVL — - 6
Theo Network thBill
Real-World Assets · Ethereum, Stable, Arbitrum +3
thBILL is Theo's yield-bearing basket of tokenized U.S. Treasury bills from regulated issuers, available on six chains. It suits users who want Treasury exposure onchain, but audits and fee terms are not published.
ScoreScore 6.3 out of 10TVL $11.8M+0.1% - 7
Zivoe
Real-World Assets · Ethereum, Pharos, Base +8
Zivoe is a KYC-gated private credit platform that gives stablecoin holders exposure to curated real-world lending strategies through on-chain vaults. It is a small, early-stage product with clear redemption terms but real credit and liquidity risk.
ScoreScore 6.3 out of 10TVL $3.04K+1.1% - 8
Solv Vesting
Real-World Assets · Ethereum, BNB Chain, Polygon +1
Solv Vesting is the part of Solv Protocol that turns token vesting and custom bonds into tradable on-chain vouchers. Its own TVL is tiny, and most of the brand's attention has moved to Bitcoin products.
ScoreScore 6.0 out of 10TVL $21.4K−5.9% - 9
Fortunafi
Real-World Assets · Ethereum, Arbitrum, Canto +1
Fortunafi tokenizes U.S. Treasury bills and private and public debt funds, and targets stablecoin issuers, protocol treasuries and traditional entities. Onchain TVL is small and key terms are not published publicly.
ScoreScore 5.2 out of 10TVL $144K0.0% - 10
Florence Finance
Real-World Assets · Ethereum, Arbitrum, Base
Florence Finance aims to route funding to SME loans through tokenized real-world credit and DeFi loan vaults. Its model offers a route to offchain credit exposure, but vault terms, fees, and key counterparty details need closer scrutiny.
ScoreScore 5.0 out of 10TVL $0 - 11
Estate Protocol
Real-World Assets · Arbitrum
Estate Protocol offers fractional access to tokenized real estate, with investments advertised from $50. The concept is accessible, but the property rights, fees, and exit terms need closer scrutiny before investing.
ScoreScore 4.0 out of 10TVL $13.9M - 12
Ledgity Yield
Real-World Assets · Base, Linea, Arbitrum +2
Ledgity Yield is a real-world-asset yield protocol offering USDC and EURC vaults backed by institutional fixed-income strategies. It is small and lightly documented publicly, so treat it with caution.
ScoreNot rated yetTVL $2.37M+0.4% - 13
Credbull
Real-World Assets · Polygon, Arbitrum, Plume +1
Credbull is a DeFi platform that markets fixed-yield products funded by private credit, with its CBL token listed on DefiLlama across four chains. Public descriptions are inconsistent and key terms are unpublished, so treat it as high risk until the official documents are checked.
ScoreNot rated yetTVL —
Real-World Assets dApps on Arbitrum: the numbers
- Tracked
- 13
- Reviewed
- 13
- Total TVL
- $229M
- Avg. score
- 6.1/10
There are 13 real-world assets dApps on Arbitrum in the DappsAtlas index. Every one of them has a full review. Across the 9 with TVL data, the combined value locked is $229M, counting value on every chain they support. USD AI dominates, with 69% of that total. The five largest make up 100% of the total; the median is $2.37M.
By value locked, the largest real-world assets dApps on Arbitrum are USD AI ($158M), Tangible RWA ($42.0M) and Estate Protocol ($13.9M). The best-rated is VNX with 7.4/10, followed by USD AI (7.0) and Tangible RWA (6.8). The 11 rated real-world assets dApps average 6.1/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Ethereum (9), Base (8) and Polygon (5). All 13 with a confirmed status are active. In the past week, total value locked fell 34.6%. Ledgity Yield gained the most (+0.4%), while USD AI dropped the most (−41.9%).
Largest by TVL
- 1
USD AI$158M
- 2
Tangible RWA$42.0M
- 3
Estate Protocol$13.9M
- 4
Theo Network thBill$11.8M
- 5
Ledgity Yield$2.37M
Highest rated
- 1
VNX7.4
- 2
- 3
- 4
Boson Protocol6.8
- 5
Stobox6.8
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest real-world assets dApp on Arbitrum by TVL?
USD AI is the largest real-world assets dApp on Arbitrum by total value locked, with $158M across all the chains it supports. It is followed by Tangible RWA ($42.0M) and Estate Protocol ($13.9M). TVL figures come from DefiLlama and change daily.
Which real-world assets dApp on Arbitrum has the highest DappsAtlas score?
VNX has the highest score at 7.4/10, ahead of USD AI (7.0) and Tangible RWA (6.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many real-world assets dApps on Arbitrum has DappsAtlas reviewed?
DappsAtlas tracks 13 real-world assets dApps on Arbitrum. Of these, 13 have a full review and 9 report value locked, $229M in total, counting value on every chain they support.
Which real-world assets dApps on Arbitrum grew the most this week?
Among real-world assets dApps with at least $1M locked, Ledgity Yield had the biggest 7-day TVL gain (+0.4%) and USD AI the biggest drop (−41.9%). Combined TVL moved −34.6% over the same seven days.
What is the average score for real-world assets dApps on Arbitrum?
The 11 rated real-world assets dApps on Arbitrum average 6.1 out of 10. Of these, 0 score 8 or higher and 1 score below 5.