Best of · Polygon · Updated
The best CDPs on Polygon in 2026
We track 10 CDPs that run on Polygon and have reviewed 10 of them in full. Our top pick is Angle. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Angle
CDPs · Ethereum, Arbitrum, Polygon +5
Angle is an over-collateralized stablecoin protocol that mints the euro stablecoin agEUR, offers perpetuals and borrowing, and lets users earn yield. It is a niche, small-TVL protocol that suits users who want euro-denominated DeFi and accept smart-contract risk.
ScoreScore 6.7 out of 10TVL $1.61M−6.9% - 2
Decentralized Euro
CDPs · Ethereum, Polygon, Arbitrum +2
Decentralized Euro (dEURO) is a euro stablecoin minted against crypto collateral on Ethereum, with lending, savings and shareholder modules. It is a small, young protocol whose headline 10% yield depends on borrower demand.
ScoreScore 6.5 out of 10TVL $1.11M+8.8% - 3
Balanced
CDPs · Icon, Avalanche, Injective +7
Balanced is a DeFi app that began as a community-run protocol on ICON and is now a privately owned, multi-chain interface for trading, earning and borrowing. It has a long record of shipping, but the shift away from community ownership is the main thing to weigh.
ScoreScore 6.5 out of 10TVL — - 4
QiDao
CDPs · Polygon, Base, Ethereum +11
QiDao is a CDP protocol that lets users borrow stablecoins against crypto collateral without selling it, advertising 0% interest. It is multi-chain but small by TVL, and key details are not.
ScoreScore 6.0 out of 10TVL $2.10M−1.4% - 5
Parallel Protocol V2
CDPs · Ethereum, Polygon, Fantom
Parallel Protocol V2 issues two collateral-backed stablecoins, PAR (euro) and paUSD (US dollar), on Ethereum, Polygon and Fantom. It is a small protocol, so the main takeaway is to check collateral rules and liquidity before using it.
ScoreScore 5.5 out of 10TVL $426K−9.2% - 6
Preon Finance
CDPs · Arbitrum, Polygon, Base
Preon Finance is a collateralised debt position (CDP) protocol on Arbitrum, Polygon and Base that lets users borrow the STAR stablecoin against crypto at 0% interest. It is a low-TVL protocol where the main trade-off is a tight 110% collateral floor.
ScoreScore 5.5 out of 10TVL $211K−0.9% - 7
xDollar
CDPs · IoTeX, Ethereum, Arbitrum +2
xDollar is a cross-chain collateralized borrowing platform that lets users mint its XIM stablecoin from vaults. Zero interest and a stated 110% minimum collateral ratio are notable, but collateral and security details need closer scrutiny.
ScoreScore 5.5 out of 10TVL $158K−6.9% - 8
PolyQuity
CDPs · Polygon
PolyQuity is a small Polygon borrowing protocol that issues interest-free PUSD loans against MATIC collateral. It is an interesting design, but its low TVL and thin public information call for caution.
ScoreScore 5.0 out of 10TVL $93.2K+0.8% - 9
Davos Protocol
CDPs · BNB Chain, Ethereum, Polygon +5
Davos Protocol is a CDP platform where users borrow the DUSD stablecoin against liquid staking and restaking tokens. It is a niche, low-TVL product that suits experienced DeFi users who accept the risk.
ScoreScore 5.0 out of 10TVL $23.0K+0.7% - 10
3A DAO
CDPs · Linea, Polygon, Arbitrum
3A DAO is a small collateralised-lending protocol on Linea and Polygon that advertises leverage with no recurring interest. Its tiny TVL and missing audit listings call for caution.
ScoreScore 4.3 out of 10TVL $7.36K+0.6%
CDPs on Polygon: the numbers
- Tracked
- 10
- Reviewed
- 10
- Total TVL
- $5.74M
- Avg. score
- 5.7/10
DappsAtlas tracks 10 CDPs on Polygon. Every one of them has a full review. Across the 9 with TVL data, the combined value locked is $5.74M, counting value on every chain they support. QiDao is the clear leader, holding 37% of it. The five largest make up 95% of the total; the median is $211K.
By value locked, the largest CDPs on Polygon are QiDao ($2.10M), Angle ($1.61M) and Decentralized Euro ($1.11M). On DappsAtlas scores, Angle ranks first at 6.7/10, ahead of Decentralized Euro (6.5) and Balanced (6.5). The 10 rated CDPs average 5.7/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Arbitrum (7), Ethereum (6) and Optimism (5). All 7 with a confirmed status are active. Over the last seven days, combined TVL fell 2.0%. Decentralized Euro gained the most (+8.8%), while Angle dropped the most (−6.9%).
Largest by TVL
- 1
QiDao$2.10M
- 2
Angle$1.61M
- 3
Decentralized Euro$1.11M
- 4
Parallel Protocol V2$426K
- 5
Preon Finance$211K
Highest rated
- 1
- 2
- 3
Balanced6.5
- 4
- 5
Method
How we ranked them
Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest CDP on Polygon by TVL?
QiDao is the largest CDP on Polygon by total value locked, with $2.10M across all the chains it supports. It is followed by Angle ($1.61M) and Decentralized Euro ($1.11M). TVL figures come from DefiLlama and change daily.
Which CDP on Polygon has the highest DappsAtlas score?
Angle has the highest score at 6.7/10, ahead of Decentralized Euro (6.5) and Balanced (6.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many CDPs on Polygon has DappsAtlas reviewed?
DappsAtlas tracks 10 CDPs on Polygon. Of these, 10 have a full review and 9 report value locked, $5.74M in total, counting value on every chain they support.
Which CDPs on Polygon grew the most this week?
Among CDPs with at least $1M locked, Decentralized Euro had the biggest 7-day TVL gain (+8.8%) and Angle the biggest drop (−6.9%). Combined TVL moved −2.0% over the same seven days.
What is the average score for CDPs on Polygon?
The 10 rated CDPs on Polygon average 5.7 out of 10. Of these, 0 score 8 or higher and 1 score below 5.