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DappsAtlas index · 14,224 dApps

DappsAtlas

Best of · Polygon · Updated

The best Insurance dApps on Polygon in 2026

We track 5 Insurance dApps that run on Polygon and have reviewed 5 of them in full. Our top pick is Ensuro. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Ensuro logo

    Ensuro

    Insurance · Ethereum, Polygon

    Ensuro is a blockchain-based (re)insurance capital provider that lets investors supply capital to insurance risk and lets companies buy embedded coverage. It is a niche, real-world-risk product with small TVL and limited published detail.

    Read the Ensuro reviewVisit Ensuro(opens in a new tab)
    ScoreScore 6.5 out of 10
    TVL $2.40M+7.4%
  2. 2
    Ante Finance logo

    Ante Finance

    Insurance · Ethereum, BNB Chain, Avalanche +5

    Ante Finance lets developers define onchain tests for smart contracts and stake or challenge ETH against live invariants. Its test-based approach is distinctive, but the operating terms and audit details need closer scrutiny.

    Read the Ante Finance reviewVisit Ante Finance(opens in a new tab)
    ScoreScore 5.3 out of 10
    TVL $459K+0.1%
  3. 3
    Tidal Finance logo

    Tidal Finance

    Insurance · Polygon

    Tidal Finance is a DeFi insurance marketplace on Polygon where underwriters build cover pools and users buy protection. It has a clear concept, but TVL is very small and key details are unpublished.

    Read the Tidal Finance reviewVisit Tidal Finance(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $24.7K0.0%
  4. 4
    Bridge Mutual logo

    Bridge Mutual

    Insurance · Ethereum, BNB Chain, Polygon

    Bridge Mutual is a peer-to-peer, discretionary cover platform for crypto assets and protocols, live on Ethereum, BNB Chain and Polygon. Its pool is now small, so treat it as a niche, higher-risk way to hedge rather than reliable insurance.

    Read the Bridge Mutual review
    ScoreScore 4.8 out of 10
    TVL $56.4K+0.3%
  5. 5
    Risk Harbor logo

    Risk Harbor

    Insurance · Arbitrum, Ethereum, Optimism +6

    Risk Harbor is a DeFi risk marketplace that uses automated invariant detection to protect liquidity providers and stakers from smart contract failures. Its footprint is now tiny, so treat it with caution.

    Read the Risk Harbor reviewVisit Risk Harbor(opens in a new tab)
    ScoreScore 4.8 out of 10
    TVL $14.9K−0.0%

Insurance dApps on Polygon: the numbers

Tracked
5
Reviewed
5
Total TVL
$2.95M
Avg. score
5.3/10

There are 5 insurance dApps on Polygon in the DappsAtlas index. Every one of them has a full review. Together they hold $2.95M in total value locked, counting value on every chain they support. Ensuro dominates, with 81% of that total.

By value locked, the largest insurance dApps on Polygon are Ensuro ($2.40M), Ante Finance ($459K) and Bridge Mutual ($56.4K). The best-rated is Ensuro with 6.5/10, followed by Ante Finance (5.3) and Tidal Finance (5.0). That makes Ensuro both the biggest and the best-rated. The 5 rated insurance dApps average 5.3/10, and none scores 8 or above yet.

Beyond Polygon, these insurance dApps most often also run on Ethereum (4), BNB Chain (2) and Avalanche (2). All 3 with a confirmed status are active. In the past week, total value locked rose 6.0%. Ensuro gained the most (+7.4%).

Largest by TVL

  1. 1Ensuro logoEnsuro$2.40M
  2. 2Ante Finance logoAnte Finance$459K
  3. 3Bridge Mutual logoBridge Mutual$56.4K
  4. 4Tidal Finance logoTidal Finance$24.7K
  5. 5Risk Harbor logoRisk Harbor$14.9K

Highest rated

  1. 1Ensuro logoEnsuro6.5
  2. 2Ante Finance logoAnte Finance5.3
  3. 3Tidal Finance logoTidal Finance5.0
  4. 4Bridge Mutual logoBridge Mutual4.8
  5. 5Risk Harbor logoRisk Harbor4.8

Method

How we ranked them

Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

Guides

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Frequently asked questions

What is the largest insurance dApp on Polygon by TVL?

Ensuro is the largest insurance dApp on Polygon by total value locked, with $2.40M across all the chains it supports. It is followed by Ante Finance ($459K) and Bridge Mutual ($56.4K). TVL figures come from DefiLlama and change daily.

Which insurance dApp on Polygon has the highest DappsAtlas score?

Ensuro has the highest score at 6.5/10, ahead of Ante Finance (5.3) and Tidal Finance (5.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many insurance dApps on Polygon has DappsAtlas reviewed?

DappsAtlas tracks 5 insurance dApps on Polygon. Of these, 5 have a full review and 5 report value locked, $2.95M in total, counting value on every chain they support.

Which insurance dApps on Polygon grew the most this week?

Among insurance dApps with at least $1M locked, Ensuro had the biggest 7-day TVL gain (+7.4%). Combined TVL moved +6.0% over the same seven days.

What is the average score for insurance dApps on Polygon?

The 5 rated insurance dApps on Polygon average 5.3 out of 10. Of these, 0 score 8 or higher and 2 score below 5.