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Best of · BNB Chain · Updated

The best Insurance dApps on BNB Chain in 2026

We track 5 Insurance dApps that run on BNB Chain and have reviewed 3 of them in full. Our top pick is Ante Finance. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Ante Finance logo

    Ante Finance

    Insurance · Ethereum, BNB Chain, Avalanche +5

    Ante Finance lets developers define onchain tests for smart contracts and stake or challenge ETH against live invariants. Its test-based approach is distinctive, but the operating terms and audit details need closer scrutiny.

    Read the Ante Finance reviewVisit Ante Finance(opens in a new tab)
    ScoreScore 5.3 out of 10
    TVL $459K+0.1%
  2. 2
    Lunos logo

    Lunos

    Insurance · Ethereum, BNB Chain, Kava

    Lunos started as an on-chain insurance protocol and now presents itself as a compliance-first chain built on Syscoin's zk-rollup stack. It is a project in transition with little public data on the new chain.

    Read the Lunos reviewVisit Lunos(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $39.8K0.0%
  3. 3
    Bridge Mutual logo

    Bridge Mutual

    Insurance · Ethereum, BNB Chain, Polygon

    Bridge Mutual is a peer-to-peer, discretionary cover platform for crypto assets and protocols, live on Ethereum, BNB Chain and Polygon. Its pool is now small, so treat it as a niche, higher-risk way to hedge rather than reliable insurance.

    Read the Bridge Mutual review
    ScoreScore 4.8 out of 10
    TVL $56.4K+0.3%
  4. 4
    Neptune Mutual logo

    Neptune Mutual

    Insurance · Ethereum, Arbitrum, BNB Chain

    Neptune Mutual is a parametric DeFi insurance protocol designed to pay cover holders when a defined incident trigger is met. Its website currently returns an application error, so current availability and the process for buying cover are unclear.

    Read the Neptune Mutual reviewVisit Neptune Mutual(opens in a new tab)
    ScoreNot rated yet
    TVL $0
  5. 5

    Helmet Insure

    Insurance · BNB Chain

    Helmet Insure is a DeFi insurance project associated with the HELMET token and BNB Chain. Its current product details and availability are unclear.

    Read the Helmet Insure review
    ScoreNot rated yet
    TVL —

Insurance dApps on BNB Chain: the numbers

Tracked
5
Reviewed
5
Total TVL
$555K
Avg. score
5.0/10

DappsAtlas tracks 5 insurance dApps on BNB Chain. Every one of them has a full review. The 3 that report TVL hold $555K between them, counting value on every chain they support. Ante Finance dominates, with 83% of that total.

Ranked by TVL, Ante Finance ($459K), Bridge Mutual ($56.4K) and Lunos ($39.8K) lead the field. The best-rated is Ante Finance with 5.3/10, followed by Lunos (5.0) and Bridge Mutual (4.8). That makes Ante Finance both the biggest and the best-rated. The 3 rated insurance dApps average 5.0/10, and none scores 8 or above yet.

Many also deploy elsewhere, most often on Ethereum (4), Polygon (2) and Arbitrum (2). In the past week, total value locked was roughly flat (+0.1%).

Largest by TVL

  1. 1Ante Finance logoAnte Finance$459K
  2. 2Bridge Mutual logoBridge Mutual$56.4K
  3. 3Lunos logoLunos$39.8K

Highest rated

  1. 1Ante Finance logoAnte Finance5.3
  2. 2Lunos logoLunos5.0
  3. 3Bridge Mutual logoBridge Mutual4.8

Method

How we ranked them

Reviewed dApps come first. Each DappsAtlas review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

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Frequently asked questions

What is the largest insurance dApp on BNB Chain by TVL?

Ante Finance is the largest insurance dApp on BNB Chain by total value locked, with $459K across all the chains it supports. It is followed by Bridge Mutual ($56.4K) and Lunos ($39.8K). TVL figures come from DefiLlama and change daily.

Which insurance dApp on BNB Chain has the highest DappsAtlas score?

Ante Finance has the highest score at 5.3/10, ahead of Lunos (5.0) and Bridge Mutual (4.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many insurance dApps on BNB Chain has DappsAtlas reviewed?

DappsAtlas tracks 5 insurance dApps on BNB Chain. Of these, 5 have a full review and 3 report value locked, $555K in total, counting value on every chain they support.

What is the average score for insurance dApps on BNB Chain?

The 3 rated insurance dApps on BNB Chain average 5.0 out of 10. Of these, 0 score 8 or higher and 1 score below 5.