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USDFI Lending logo

Lending · Review

Inactive

USDFI Lending Review 2026: Deprecated BNB Market

USDFI Lending was a BNB Chain lending market, but its network was deprecated effective August 26, 2025, pausing deposits and new borrowing. It is not a suitable choice for opening a new lending position.

By the DappsAtlas editorial team · Updated

DappsAtlas score

2.0/10

Weak

Our verdict on USDFI Lending

2.0/10

USDFI Lending's main appeal was a BNB Chain lending market tied to the USDFI stablecoin ecosystem. The key caveat is decisive: the network was deprecated effective August 26, 2025, and deposits and new borrowing were paused. It is not appropriate for users seeking an active lending venue. Anyone with an existing position should verify its status and current instructions through official channels; asset terms, fees, and the details behind its listed audits are not published.

Score breakdown

How USDFI Lending scores

Security
n/a
Ease of use
1.0/10
Fees
n/a
Features
3.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is USDFI Lending?

USDFI Lending was a BNB Chain lending network associated with the USDFI decentralized stablecoin protocol. The broader protocol describes its stablecoin as backed by revenue from its on-chain treasury, lending, and AMM operations.

The lending network was deprecated effective August 26, 2025. Deposits and new borrowing were paused, so users should not treat the market as an active option for new positions. Details about supported assets, lending terms, and the status of existing positions are not published.

How USDFI Lending works

USDFI Lending was a decentralized lending market on BNB Chain. In a typical lending market, users supply assets to pools and borrowers take loans against collateral; lenders may earn interest while borrowers pay it. The network's specific assets, collateral rules, rates, and liquidation thresholds are not published here.

USDFI describes its broader stablecoin protocol as collateralized by revenues from its on-chain treasury, lending, and AMM operations. The lending network was deprecated effective August 26, 2025, when deposits and new borrowing were paused, so this is not a currently available route for opening a position.

3 features

Key features

01

Lending and borrowing

The network offered lending and borrowing, but deposits and new borrowing were paused when it was deprecated in August 2025.

02

BNB Chain deployment

USDFI Lending was deployed on BNB Chain. Specific supported tokens and market parameters are not published.

03

Ecosystem-backed stablecoin

USDFI describes its stablecoin protocol as collateralized by revenue from its on-chain treasury, lending, and AMM operations. How that model related to individual lending markets is not detailed.

Pros and cons

What we like

  • The protocol was deployed on BNB Chain.
  • USDFI's broader protocol describes an ecosystem-revenue collateral model.
  • Two audits are listed, although their scope and results are not specified.

Watch out for

  • The USDFI Lending Network was deprecated effective August 26, 2025; deposits and new borrowing were paused.
  • Supported lending assets, collateral requirements, interest rates, and liquidation terms are not published.
  • Fees are not published.
  • Two audits are listed, but their scope, findings, and dates are not specified.
  • The current status of existing positions and any withdrawal process is not clear.

USDFI Lending fees

USDFI Lending has not published a fee schedule, borrowing rates, or other market-specific costs. The status and terms for any existing positions are also not clear; users should check the project's official channels for current information before taking action.

Is USDFI Lending safe?

The lending network was deprecated in August 2025, and deposits and new borrowing were paused. The status of existing positions and any withdrawal instructions are not clear, so users with funds or loans should check current official notices before interacting with contracts.

Two audits are listed, but the auditors, dates, scope, and findings are not specified. Smart-contract, collateral, and liquidation risks remain relevant, and public sources do not establish the project's regulatory status.

4 steps

How to get started with USDFI Lending

  1. 1

    Treat the lending network as inactive: deposits and new borrowing were paused when it was deprecated effective August 26, 2025.

  2. 2

    Visit the official site and check for current notices about the network and existing positions.

  3. 3

    If you have an existing position, review its on-chain status and seek the project's current instructions before taking action.

  4. 4

    Do not approve a new transaction unless you understand its purpose, the assets involved, and the associated contract risks.

Who USDFI Lending is for

USDFI Lending is mainly relevant to former users checking the status of existing positions or researching the USDFI ecosystem. It is not a practical option for users looking to deposit assets or borrow, since those actions were paused when the network was deprecated.

USDFI Lending FAQs

Can I still deposit or borrow through USDFI Lending?

No. The network was deprecated effective August 26, 2025, and deposits and new borrowing were paused. Check the project's official channels for current instructions before interacting with any existing position.

Which blockchain did USDFI Lending use?

USDFI Lending was deployed on BNB Chain. Its available lending assets and market details are not published here.

What is the USDFI token?

STABLE is the token ticker associated with USDFI in the protocol listing. Public sources do not establish which assets the lending market accepted as deposits or collateral.

What were USDFI Lending's fees and interest rates?

No lending fee schedule or interest-rate information is published. Rates and fees may have depended on individual markets, but the network's specific terms are not established.

Has USDFI Lending been audited?

Two audits are listed, but their providers, dates, scope, and findings are not specified. An audit listing does not remove smart-contract or asset risks.

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How we checked

Sources

  1. 1.defillama.com/protocol/usdfi-lending

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