Active

Helio Web3 Payments Review 2026: Merchant Checkout

Helio is a merchant-focused crypto payments platform for checkout and subscriptions, now part of MoonPay. Its payment tools are relevant to online businesses, but fees, custody and security details are not stated.

By the DappsAtlas editorial team · Updated Nov 6, 2026

DappsAtlas score

5.5/10

Mixed

Our verdict on Helio Web3 Payments

5.5/10

Helio is aimed at online merchants and creators who want to accept crypto through checkout, including one-time payments and subscriptions. Its multi-chain positioning and merchant focus are useful, and the MoonPay acquisition may give businesses a familiar payments provider to check with. The main caveat is that key operating details—including fees, custody, audits and current asset support—are not stated. Merchants should verify the current service terms and settlement process before integrating it.

Score breakdown

How Helio Web3 Payments scores

Security: n/a
Ease of use: 6.0/10
Fees: n/a
Features: 6.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Helio Web3 Payments?

Helio Web3 Payments is a merchant-facing platform for accepting cryptocurrency payments. Its described offerings include checkout tools, one-time payments and subscriptions, aimed at online businesses and creators.

Helio has been associated with Solana, Ethereum and Polygon, and was acquired by MoonPay in 2025. Current asset support, merchant fees, settlement arrangements and product availability are not stated, so businesses should confirm the terms before relying on it.

How Helio Web3 Payments works

Helio provides payment infrastructure that merchants can use to accept crypto at checkout. A customer selects a payment option and sends funds on a supported network; the merchant uses Helio's tools to manage the payment flow. The exact settlement and custody arrangements are not stated, so merchants should confirm how funds are received and handled before adopting the service.

The platform has been described as supporting both one-time payments and subscriptions, with tools for online stores and apps. It has also been associated with Solana, Ethereum and Polygon. Current supported assets, integration options and regional availability should be confirmed directly with Helio or MoonPay.

4 features

Key features

Crypto checkout

Helio lets merchants and creators accept cryptocurrency payments through checkout tools.

Recurring payments

The platform has been described as supporting one-time payments and subscriptions.

Multi-chain payments

Helio has been described as operating across Solana, Ethereum and Polygon.

No-code setup

Helio has been presented as a no-code option for building payment systems, though current integration details are not stated.

Pros and cons

What we like

Designed for merchants and creators rather than only individual crypto users.
Offers checkout tools for one-time payments and subscriptions.
Has been described as supporting Solana, Ethereum and Polygon.
Helio was acquired by MoonPay, a crypto payments company.

Watch out for

Helio does not state its processing fees or payout costs.
Its audit status and custody model are not stated, making it difficult to assess payment and settlement risks.
The current product scope and supported assets are not clearly detailed.
Helio was acquired by MoonPay, so merchants should confirm which services and terms apply under the current setup.

Helio Web3 Payments fees

Helio's processing, payout and subscription fees are not stated. Check the merchant checkout or applicable service terms for fees before integrating; do not assume the advertised low-fee positioning means there are no charges.

Is Helio Web3 Payments safe?

Helio's audit status, custody model and incident history are not stated. As with any payment processor, merchants should understand whether funds are held by a provider or sent directly to them, and should verify settlement, refund and account-access procedures before routing customer payments through the service.

Helio was acquired by MoonPay in 2025. Licensing, regional availability and merchant identity-check requirements are not stated; businesses should confirm the current legal and contractual terms before use.

5 steps

How to get started with Helio Web3 Payments

1
Check whether Helio currently supports your business location, the networks and assets you want to accept, and your required payout method.
2
Review the merchant terms, including processing and payout fees, settlement arrangements and any identity checks.
3
Choose a suitable checkout or payment integration and configure the payment options for your store or app.
4
Test the checkout flow before making it available to customers, and confirm how payment status and refunds are handled.
5
Monitor incoming payments and reconcile them against your business records.

Who Helio Web3 Payments is for

Helio may suit online merchants and creators exploring crypto checkout or recurring payments, particularly those whose customers use Solana, Ethereum or Polygon. It is less suitable for businesses that need clearly published fees, custody arrangements or security disclosures before selecting a payment processor.

Helio Web3 Payments FAQs

What is Helio Web3 Payments?

Helio is a crypto payments platform for merchants and creators. It offers checkout and payment tools, including support for one-time payments and subscriptions.

Which blockchains does Helio support?

Helio has been described as supporting payments across Solana, Ethereum and Polygon. Merchants should check the current supported networks and assets before integrating.

How does Helio work for merchants?

Helio offers tools for accepting crypto payments, including checkout options for online businesses. The exact integration methods and current product availability are not stated.

What fees does Helio charge?

Helio's fee schedule is not stated. Check the applicable merchant terms before accepting payments, including any processing or payout charges.

Is Helio part of MoonPay, and is it safe?

MoonPay acquired Helio in 2025. Helio's audit status, custody model and licensing details are not stated.

Compare

Helio Web3 Payments alternatives

All alternatives

Streamflow

Payments

Streamflow is a Solana-focused platform for on-chain token vesting, airdrops, staking and locks, aimed at token teams, DAOs and developers.

TVL $10.5M−4.7%Solana · Aptos · BNB Chain +3

Superfluid

Payments

Superfluid is a money streaming protocol that sends tokens by the second across ten chains, aimed at DAOs, builders and users of streaming apps.

TVL $5.35M−5.0%Optimism · Base · Polygon +7

Sablier Lockup

Payments

Sablier Lockup is an audited onchain protocol for token vesting, payroll, grants and airdrops, aimed at DAOs and businesses across many chains.

TVL $1.76M−4.2%Ethereum · Polygon · Arbitrum +25

LlamaPay

Payments

LlamaPay is a multi-chain protocol that streams crypto payments by the second for DAOs, teams and contractors paid in stablecoins.

TVL $2.07M+5.2%BNB Chain · Arbitrum · Ethereum +19

Lightning Network

Payments

Lightning Network is a Bitcoin layer-2 payment channel network for fast, low-fee payments, suited to micropayments and users who want non-custodial transfers.

TVL $245M−6.2%Bitcoin

Pay Protocol

Payments

Pay Protocol is a non-custodial, keyless crypto payment and wallet infrastructure for B2C businesses, running on Tron, BNB Chain and Ethereum.

TVL $1.12M−39.4%Tron · BNB Chain · Ethereum

Same category

More Payments dApps

Payments rankings

Wise

Payments

Wise is an international account and money transfer service for sending, holding and spending money in many currencies, not a crypto product.

Fungies

Payments

Fungies is a Merchant of Record platform that handles payments, checkout and VAT or sales tax for sellers of SaaS, games and digital products.

Telcoin

Payments

Telcoin is a mobile wallet, remittance service and Nebraska-chartered digital asset bank built around the TEL token and multi-currency stablecoins.

TVL $0Polygon

Sablier Flow

Payments

Sablier Flow is an onchain payment tool that streams tokens at a constant per-second rate, with senders topping up over time, for DAOs and businesses.

TVL $485K−16.3%Ethereum · Arbitrum · Base +23

PagCrypto

Payments

PagCrypto (PagFinance) lets users pay Brazilian PIX and boletos from a self-custody crypto wallet, for 1% to 2% plus a minimum fee, with KYC required.

Solana · Ethereum · Stellar +5