Green Planet Review 2026: Small BNB Chain Lending Market

Green Planet is an incentivized, non-custodial lending protocol on BNB Chain from the Planet Finance ecosystem. Its TVL is now very small, so treat it as a niche, high-risk venue.

BNB Chain

By the DappsAtlas editorial team · Updated Nov 4, 2026

DappsAtlas score

4.8/10

Weak

Visit Green Planet

Our verdict on Green Planet

4.8/10

Green Planet suits experienced DeFi users who want a small, incentivized lending market on BNB Chain and are comfortable researching audits and token rewards themselves. Its strengths are the non-custodial model, listed audits and combined lending and auto-compounding. The main caveat is size: TVL of about $60,590 signals limited liquidity and adoption, and fees and rates are not clear from public sources. Start small, if at all.

Score breakdown

How Green Planet scores

Security: 5.0/10
Ease of use: n/a
Fees: n/a
Features: 5.5/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Green Planet?

Green Planet is a non-custodial lending protocol on BNB Chain. DefiLlama describes it as incentivized, for earning interest on deposits and borrowing assets. It is part of the Planet Finance ecosystem, which the homepage calls an interplanetary financial ecosystem governed by AQUA and powered by GAMMA.

DefiLlama has tracked it since October 2022. TVL is about $60,590, down 3.0% over seven days, which is a small footprint for a lending market. DefiLlama lists three audits and a Twitter account, planet_finance.

The available homepage is brief, so details on rates, collateral and governance are not covered here. This review is based on listing data and the homepage description only.

How Green Planet works

In a lending protocol, depositors supply assets to a shared pool and earn interest. Borrowers take assets from the pool by posting other assets as collateral. Rates typically move with how much of the pool is borrowed.

Green Planet is described as incentivized, so reward tokens are paid on top of base interest. The homepage also mentions auto-compounding, which reinvests earnings automatically. The specific rate model and collateral rules are not public.

Because the protocol is non-custodial, assets sit in smart contracts that the user interacts with through a wallet. If collateral value falls too far, positions can be liquidated.

6 features

Key features

Non-custodial lending

Users keep control of their assets through their own wallet rather than handing them to a custodian, as DefiLlama describes it.

Interest on deposits

Depositors can earn interest on supplied assets, with incentives layered on top according to DefiLlama.

Borrowing

Users can borrow assets against their deposits through the protocol.

Auto-compounding

The homepage says users can auto-compound crypto assets within the Planet ecosystem.

Dual-token ecosystem

The ecosystem is described as governed by AQUA and powered by GAMMA, with GAMMA listed as the protocol token.

Audits listed

DefiLlama lists three audits for the project, though details are not provided publicly.

Pros and cons

What we like

Non-custodial design means users hold assets through their own wallet.
Combines deposits, borrowing and auto-compounding in one ecosystem.
Three audits are listed on DefiLlama.
Has operated since at least October 2022 according to its DefiLlama listing.
Has its own token, GAMMA, with a separate governance token, AQUA, per the homepage.

Watch out for

TVL is only about $60,590, which points to a very small user base and thin liquidity.
Runs only on BNB Chain, so there is no multi-chain option.
Fee levels, interest rate models and collateral rules are not.
The audit count is listed, but the auditors and findings are not named publicly.
Homepage is minimal, so documentation quality and current activity are hard to judge.
Incentivized lending depends on token rewards, which can fall if the token price or emissions change.

Green Planet fees

Fees are not published publicly available. That includes borrow rates, supply rates, reserve factors and liquidation penalties.

Users would see current supply and borrow rates in the app before depositing or borrowing. Normal BNB Chain gas fees apply to each transaction.

Is Green Planet safe?

DefiLlama lists three audits, but the auditors, dates and findings are not public. Audits reduce but do not remove smart-contract risk. The protocol is non-custodial, so users keep their keys, but they still rely on the smart contracts and price oracles.

TVL is about $60,590, so the market is small. Small lending pools can have limited liquidity, and incentive-driven yields can drop quickly. No hacks or incidents are mentioned publicly, and regulatory status is not stated. Check the project's own documentation and recent activity before depositing.

6 steps

How to get started with Green Planet

1
Check the official site and confirm you are on the correct address before connecting a wallet.
2
Set up a BNB Chain compatible wallet and fund it with a small amount of BNB for gas.
3
Review the supply and borrow rates and the listed audit reports.
4
Start with a small deposit to learn how the interface behaves.
5
If you borrow, keep a wide safety margin above the liquidation threshold and monitor your position.
6
Check how rewards are paid and whether they are in GAMMA or another token before relying on them.

Open Green Planet

Who Green Planet is for

This is for experienced DeFi users on BNB Chain who understand lending risks such as liquidation and reward-token volatility. It is less suited to beginners or anyone who needs deep liquidity and a long, well-documented track record.

Green Planet FAQs

What is Green Planet?

Green Planet is a non-custodial lending protocol where users deposit crypto to earn interest and can borrow other assets. DefiLlama describes it as incentivized, meaning rewards are added to the base rates. It belongs to the wider Planet Finance ecosystem.

Which blockchain does Green Planet use?

DefiLlama lists Green Planet on BNB Chain only. The project does not mention other networks.

What are GAMMA and AQUA?

The Planet ecosystem is described as governed by AQUA and powered by GAMMA. DefiLlama lists GAMMA as the protocol's token. The project does not explain the exact role of each token.

Has Green Planet been audited?

DefiLlama shows three audits listed for the project. The project does not name the auditors or share their findings, so check the audit reports directly. An audit does not remove smart-contract risk.

Is Green Planet safe to use?

The project does not say how safe it is, and no incidents are mentioned. TVL of roughly $60,590 is low, and lending protocols carry smart-contract, oracle and liquidation risks. Only use funds you can afford to lose.

What interest rates does Green Planet pay?

Rates and fees are not given publicly. Users would see current supply and borrow rates inside the app before confirming a transaction.

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