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Blue Planet logo

Lending · Review

Blue Planet Review 2026: BNB Chain lending basics

Blue Planet is a BNB Chain DeFi app described as offering lending, borrowing and auto-compounding. Its core services are identifiable, but key details about markets, fees and audit coverage are not published.

By the DappsAtlas editorial team · Updated

DappsAtlas score

5.0/10

Mixed

Our verdict on Blue Planet

5.0/10

Blue Planet may suit BNB Chain users looking for lending, borrowing and auto-compounding in one DeFi app. Its stated feature set is straightforward, and the project names AQUA and GAMMA as part of its ecosystem. The main caveat is the lack of practical detail: supported assets, collateral rules, fees and strategy mechanics are not published in the project descriptions. Three audits are listed, but without their scope or findings it is difficult to judge how much assurance they provide. Verify the app’s terms before depositing or borrowing.

Score breakdown

How Blue Planet scores

Security
n/a
Ease of use
n/a
Fees
n/a
Features
5.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Blue Planet?

Blue Planet is associated with Planet Finance, a BNB Chain crypto finance app whose homepage describes earning, lending, borrowing and auto-compounding. A separate protocol description calls the lending service Green Planet, so the naming across its materials is not consistent.

The project names AQUA as a governance token and GAMMA as powering its ecosystem. It does not detail supported lending assets, market rates, collateral rules or how its compounding strategies work. Fees and team information are also not published.

How Blue Planet works

Blue Planet’s descriptions present it as a DeFi app for lending, borrowing and auto-compounding crypto assets. In a typical lending protocol, users supply assets to markets and borrowers take assets from them; interest rates and borrowing terms depend on the protocol’s market rules. Blue Planet does not publish enough detail here to confirm its specific rate model, collateral rules or supported markets.

The project references AQUA as a governance token and GAMMA as powering the ecosystem. The precise functions of these tokens, and how auto-compounding strategies operate, are not explained. Review the app’s terms and transaction details before committing funds.

4 features

Key features

01

Crypto lending

The project describes lending assets to earn interest, but does not specify supported markets or rates.

02

Asset borrowing

Users are told they can borrow crypto assets. Collateral requirements and borrowing limits are not published in the project details.

03

Auto-compounding

The homepage says the ecosystem can auto-compound crypto assets, but does not explain the strategy or supported assets.

04

AQUA and GAMMA

AQUA is identified as the governance token, while GAMMA is described as powering the ecosystem. Their specific roles are not detailed.

Pros and cons

What we like

  • Offers a stated combination of lending, borrowing and auto-compounding.
  • The project identifies AQUA and GAMMA as ecosystem tokens.
  • Three audits are listed, although their scope and findings are not specified.

Watch out for

  • The app’s lending markets, collateral rules and interest-rate mechanics are not described in detail.
  • Fees are not published.
  • Three audits are listed, but their names, scope and dates are not stated.
  • The relationship between the Planet, Blue Planet and Green Planet names is unclear.

Blue Planet fees

Fees are not published. Before using the app, check its market and transaction screens for any protocol charges, network costs and applicable withdrawal or borrowing fees.

Is Blue Planet safe?

The project is described as non-custodial, but this does not eliminate smart-contract or transaction risk. Three audits are listed; their providers, dates, scope and findings are not stated, so the audit coverage cannot be assessed from those listings alone. No team details or incident history are published here. Blue Planet’s regulatory status is not stated.

5 steps

How to get started with Blue Planet

  1. 1

    Check that the app is available and that using it is legal where you live.

  2. 2

    Use a wallet that supports BNB Chain and keep enough of the network’s native asset for transaction costs.

  3. 3

    Connect your wallet to the app and review the available markets and supported assets.

  4. 4

    Read the displayed lending rates, collateral requirements and fees before supplying or borrowing assets.

  5. 5

    Approve only the transactions you understand, then monitor your positions and any repayment or withdrawal conditions.

Who Blue Planet is for

Blue Planet is for crypto users exploring lending and borrowing on BNB Chain who are comfortable checking market terms themselves. It is a weaker fit for anyone who needs published fee schedules, clearly documented collateral rules or detailed audit reports before using a protocol.

Blue Planet FAQs

What is Blue Planet?

Blue Planet is presented as a crypto finance app for earning, lending, borrowing and auto-compounding assets. Its descriptions also reference AQUA governance and GAMMA.

Which chain and tokens does Blue Planet use?

The app is listed on BNB Chain. The project’s descriptions mention AQUA and GAMMA, but do not explain which assets are supported in its lending markets.

How does lending on Blue Planet work?

The project describes lending and borrowing, but does not publish market-specific interest rates, collateral rules or supported assets in the details available here. Check the app before supplying funds.

What fees does Blue Planet charge?

Fees are not published. Check the app’s transaction and market screens before approving any transaction.

Has Blue Planet been audited?

Three audits are listed, but their providers, dates, scope and findings are not specified. An audit listing does not remove smart-contract risk.

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How we checked

Sources

  1. 1.defillama.com/protocol/blue-planet

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