WePiggy Review 2026: How This Non-Custodial Lending Market Works

WePiggy is a crypto lending protocol. Several public descriptions, including search summaries and a company profile, describe it as a non-custodial crypto asset lending market in which users supply assets to earn interest or borrow against collateral.

One description calls it a multi-chain decentralized money market with algorithmically adjusted rates. A company profile says it is a funded company based in Canada, founded in 2020 by Ron Zheng. A separate price listing describes the WPC token as an Ethereum-based coin with a maximum supply of 8 billion.

The project's homepage could not be retrieved for this review, and public sources reviewed do not include a current list of supported assets, fee schedule, audit reports or a regulatory license. Those details are not established by the public information reviewed, and readers should confirm them directly from the project before using the protocol.

WePiggy is described as a money market. Suppliers deposit a crypto asset into a shared pool, and borrowers draw from that pool by posting other crypto assets as collateral. Interest is paid by borrowers to suppliers, so the rates on each asset reflect how much of the pool is being borrowed at a given time.

In a non-custodial protocol, the lending logic runs in smart contracts on a blockchain, and users interact through their own wallets. The protocol does not hold the funds in the way a bank or exchange would, though the contracts themselves carry the risk of bugs or misuse.

The materials describe interest rates as algorithmically adjusted. In general, rates in this type of market rise when borrowing demand is high relative to available deposits and fall when supply is plentiful. Borrowers must keep their collateral above a required ratio, and if its value drops too far, the position can be liquidated to repay the loan.

Public sources reviewed do not publish a fee schedule for WePiggy. Lending markets like this usually earn revenue from the gap between borrowing and supply interest rates, and users may also pay blockchain network fees on each transaction. Liquidation penalties may apply to borrowers whose collateral falls below the required level.

The current fee terms should be checked in the app or project documentation before depositing or borrowing, since public sources reviewed do not show them.

Public sources reviewed do not include a smart contract audit, a named audit firm or a public bug bounty. Anyone using a lending protocol should treat smart contract risk as the main concern, since a bug or exploit could affect pooled funds even when the protocol is non-custodial.

Non-custodial means users keep control of their assets through their own wallets, but it also means there is no company that can reverse a transaction or recover funds if a wallet key is lost or a wallet is compromised. Public sources reviewed do not describe any past security incidents for WePiggy.

The regulatory position is not established. One company profile places the company in Canada, but no license or registration for the protocol is shown. Lending products can be restricted or regulated differently across jurisdictions, so readers should confirm the rules where they live.

WePiggy is most relevant to crypto holders who already understand DeFi lending and want to earn interest on assets they hold or borrow against them. It is less suited to readers who need audited, fully documented products or who cannot monitor loan collateral closely.