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Strike Review 2026: Bitcoin and Cash Services

Strike is a centralized Bitcoin app for buying, holding, sending and borrowing against BTC, alongside cash and payment services. Its broad feature set is useful, but custody, loan terms and full fees deserve careful review.

Bitcoin

By the DappsAtlas editorial team · Updated Nov 6, 2026

DappsAtlas score

7.2/10

Good

Visit Strike Crypto Metaverse

Our verdict on Strike Crypto Metaverse

7.2/10

Strike may suit people who want Bitcoin purchases, payments and custody alongside everyday cash services in one centralized app. Its main strength is the breadth of its Bitcoin-related features, including recurring buys, wallet withdrawals and Bitcoin-backed loans. The main caveats are that customers holding BTC on-platform rely on Strike’s custody, and the homepage does not lay out a complete fee schedule or loan terms. Compare the in-app terms and confirm local availability before relying on any product.

Score breakdown

How Strike Crypto Metaverse scores

Security: 6.0/10
Ease of use: 7.0/10
Fees: 6.0/10
Features: 8.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Strike Crypto Metaverse?

Strike describes itself as a Bitcoin financial company, with services for individual customers, private clients and businesses. Its individual app supports buying and selling Bitcoin, recurring purchases, holding or withdrawing BTC, and sending payments.

The platform also offers dollar loans secured by Bitcoin, direct deposit and bill pay. Strike says US customers can earn 3.6% interest on cash, paid in Bitcoin; availability and terms should be checked in the app. Its homepage says the service is available in over 100 countries, though specific products may vary by location.

How Strike Crypto Metaverse works

Strike is a centralized Bitcoin financial app rather than a decentralized exchange. Customers use an account to buy and sell Bitcoin, set recurring purchases, hold BTC with Strike or withdraw it to a personal wallet. The platform also supports Bitcoin payments; its app descriptions refer to both blockchain and Lightning transfers.

Beyond Bitcoin transactions, Strike offers cash-related services such as direct deposit, bill pay and dollar loans secured by Bitcoin. US customers are advertised a cash-interest product paid in Bitcoin. These services can have separate eligibility and terms, and the homepage does not set out the full loan or fee details.

6 features

Key features

Bitcoin buying

Users can buy and sell Bitcoin and set up recurring purchases. Strike advertises fee-free recurring buys, while describing other buy and sell fees as low.

Custody and withdrawals

Customers can hold Bitcoin with Strike or withdraw it to a personal wallet, including cold storage.

Bitcoin-backed loans

The platform offers dollar loans secured by a customer’s Bitcoin. Loan pricing and collateral terms are not stated on the homepage.

Cash services

Individual customers can use direct deposit, pay bills and, in the US, earn advertised interest on cash paid in Bitcoin.

Bitcoin payments

Strike supports Bitcoin payments and says customers can send Bitcoin worldwide. App descriptions also mention Lightning payments.

Private and business

Strike offers higher-limit concierge onboarding for private clients and treasury, payroll, invoicing and API services for businesses.

Pros and cons

What we like

Combines Bitcoin purchases, holding, withdrawals and payments in one app.
Offers recurring Bitcoin purchases that it advertises as fee-free.
Supports withdrawing Bitcoin to a personal wallet rather than requiring users to keep it on-platform.
Includes Bitcoin-backed loans and cash services alongside Bitcoin trading.
Provides separate services for private clients and businesses.

Watch out for

Strike is a centralized service, so customers who keep Bitcoin on the platform rely on its custody and operations.
The full fee schedule is not published on the homepage; “low fees” does not explain the cost of each transaction.
Loan rates, collateral requirements, and liquidation terms are not published there.
The homepage does not state which licenses apply in each country or describe account verification requirements.
The SOC 2 Type II claim covers company controls, but is not evidence of a public smart-contract or Bitcoin protocol audit.

Strike Crypto Metaverse fees

Strike advertises fee-free recurring purchases and describes buy and sell fees as low. That does not establish that every transaction or service is free, and the homepage does not publish a complete fee schedule.

Is Strike Crypto Metaverse safe?

Strike says Bitcoin is fully reserved, segregated from corporate funds and that its operations are SOC 2 Type II audited. These are company statements about its custody and controls; they do not remove the risks of relying on a centralized provider, including account restrictions, operational failures or custody losses. Customers who keep Bitcoin on Strike do not control the private keys themselves, while self-custody transfers bring their own risks.

Strike does not publish a public smart-contract audit on its homepage, and its regulatory licenses by country are not stated there. Loan terms are also important to review: Bitcoin-backed borrowing exposes collateral to price declines and possible liquidation under the applicable agreement. Check local availability and legal requirements before using financial services.

6 steps

How to get started with Strike Crypto Metaverse

1
Check whether Strike and the specific services you want are available where you live.
2
Create an account using the Strike app or website and review the account requirements shown during signup.
3
Choose a funding method supported for your location, such as connecting a bank account where available.
4
Review the quoted price and any applicable fees before buying or selling Bitcoin.
5
Decide whether to keep Bitcoin in Strike custody or withdraw it to a wallet you control.
6
Before using a loan or cash-interest feature, read its eligibility, rate, collateral and withdrawal terms in the app.

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Who Strike Crypto Metaverse is for

Strike is aimed at people who want to buy or send Bitcoin and prefer to manage those transactions alongside services such as direct deposit, bill pay or Bitcoin-backed borrowing. Its private and business offerings may also suit customers needing higher limits or business payment tools. It is less suitable for users who want a fully self-custodial service or complete fee and loan terms before opening an account.

Strike Crypto Metaverse FAQs

What can you do with Strike?

Strike offers Bitcoin purchases, recurring buys, Bitcoin holding and withdrawals, dollar loans secured by Bitcoin, direct deposit, bill pay and international payments. It also offers services for private clients and businesses.

Can you withdraw Bitcoin from Strike?

Strike says customers can keep Bitcoin on the platform or withdraw it to a personal wallet. Bitcoin held with Strike remains under the company’s custody; withdrawing it gives the user control through their own wallet.

What fees does Strike charge?

Strike advertises fee-free recurring purchases and describes its buy and sell fees as low. A complete schedule for purchases, sales, transfers and other services is not published on the homepage, so check the applicable charges in the app before confirming a transaction.

How do Strike Bitcoin-backed loans work?

Strike offers dollar loans secured by Bitcoin. The homepage does not specify interest rates, loan-to-value limits, repayment terms or when collateral may be liquidated, so review the loan terms before borrowing.

Does Strike pay interest on cash?

Strike says US customers can earn 3.6% interest on cash, paid in Bitcoin. Availability and terms may depend on location; check the app for the applicable offer and conditions.

Is Strike available in my country?

Strike is a financial service, not a decentralized exchange: customers rely on the company for account access and any Bitcoin they leave in its custody. Check that the service is available and that its financial products are legal where you live.

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