Lending · Review
InactiveRain.fi Review 2026: Solana lending protocol shut down
Rain.fi was a Solana peer-to-peer lending protocol for tokens, NFTs and real-world assets. It has shut down following its acquisition by Jupiter in December 2025.
By the DappsAtlas editorial team · Updated
DappsAtlas score
—/10
Not rated
Our verdict on Rain.fi
Rain.fi is not usable today: its app and services have been wound down following Jupiter's December 2025 acquisition. Historically, its main distinction was letting users create lending pools with custom rates and conditions across tokens, NFTs and real-world assets. That design may have suited users seeking flexible peer-to-peer credit on Solana, but there is no current product to recommend. Fee details and audit scope are unclear, and users checking past balances should verify their own wallet activity.
Score breakdown
How Rain.fi scores
- Security
- n/a
- Ease of use
- n/a
- Fees
- n/a
- Features
- n/a
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is Rain.fi?
Rain.fi was a Solana-based peer-to-peer lending protocol where users could create pools with custom interest and conditions. It supported tokens, NFTs and real-world assets using shared liquidity.
Rain.fi says Jupiter acquired it in December 2025 and that its app and services have now been wound down. Its shutdown notice says funds on the protocol were returned to users' wallets; Rain.fi is not available for new activity.
How Rain.fi works
Rain.fi was a peer-to-peer lending protocol on Solana. Rather than setting one protocol-wide loan offer, users could create lending pools with custom interest rates and conditions.
The pools supported tokens, NFTs and real-world assets, with the protocol describing shared liquidity across those asset types. Rain.fi has since shut down, so this lending process is no longer available.
2 features
Key features
01
Custom lending pools
Pool creators could set custom interest rates and lending conditions.
02
Multiple asset types
The protocol supported lending against tokens, NFTs and real-world assets using shared liquidity.
Pros and cons
What we like
- Pool creators could set their own interest rates and conditions.
- The protocol supported tokens, NFTs and real-world assets.
- Its stated design brought multiple asset types into the same liquidity system.
Watch out for
- Rain.fi has shut down, so users can no longer create pools, lend or borrow through the app.
- Fees and the specific terms for historical loans are not published.
- The two listed audits are not identified by name or scope here.
- Rain's shutdown notice says funds were returned, but individual wallet balances cannot be confirmed from the notice.
Rain.fi fees
Rain.fi does not publish fee details here. Since the app and services have been wound down, there is no current transaction screen where users can check charges; fees for historical activity are not specified.
Is Rain.fi safe?
Rain.fi is shut down, so its lending services are no longer available. Its shutdown notice says funds were returned to users' wallets, but users should check their own wallet activity rather than assume a particular balance or transaction.
Two audits are listed, but their names, scope and findings are not specified here. Rain.fi's current regulatory status and any historical licensing details are also not published. Lending protocols carry smart-contract and counterparty risks; those risks do not disappear for users reviewing past activity.
4 steps
How to get started with Rain.fi
- 1
Do not attempt to create a new Rain.fi loan or lending pool; the service has shut down.
- 2
Check your wallet activity for any funds returned during the wind-down.
- 3
Review your own records for outstanding or historical loan terms, since those details are not published here.
- 4
If you believe funds are missing, contact @jup_offerbook on X, as directed by Rain.fi's shutdown notice.
Who Rain.fi is for
Rain.fi may interest people researching Solana lending protocols or checking the history of an account they used, but it is not suitable for new lending or borrowing because the service has shut down.
Rain.fi FAQs
Is Rain.fi still operating?
No. Rain.fi says its app and services have been wound down. It is no longer available for new lending or borrowing.
What happened to funds on Rain.fi?
Rain.fi's shutdown notice says funds held on the protocol have already been returned to users' wallets. Check your wallet activity; if you believe funds are missing, the notice directs questions to @jup_offerbook on X.
Who acquired Rain.fi?
Rain.fi was acquired by Jupiter in December 2025 and subsequently shut down. Its former team says it is now building Offerbook, a separate next project.
Compare
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How we checked
Sources
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