Lending · Review
ActiveJupiter Lend Review 2026: Solana Lending and Borrowing
Jupiter Lend is the lending and borrowing product of the Jupiter platform on Solana, with about $1.03 billion in TVL. DefiLlama lists no audits, so users should read the documentation carefully before depositing.
By the DappsAtlas editorial team · Updated
DappsAtlas score
7.0/10
Good
Our verdict on Jupiter Lend
7.0/10Jupiter Lend suits Solana users who already use Jupiter and want lending, borrowing or vault yield in the same app. Its main strength is scale, with about $1.03 billion in TVL, and integration with a widely used platform. The main caveat is that DefiLlama lists no audits and public sources give no rates or risk parameters. Treat Multiply Loops with extra caution because leverage can lead to liquidation.
Score breakdown
How Jupiter Lend scores
- Security
- 5.5/10
- Ease of use
- 7.5/10
- Fees
- n/a
- Features
- 7.5/10
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is Jupiter Lend?
Jupiter Lend is the lending and borrowing product from Jupiter, the Solana platform that bills itself as the home of onchain finance. DefiLlama lists it in the Lending category on Solana, with listing dating from 19 August 2025.
Its total value locked is about $1.03 billion, up roughly 1% over the past week. That makes it one of the larger lending venues in the data, though TVL measures deposits, not safety.
The homepage promotes Lend Vaults for simple yield and Multiply Loops for yield maximization, alongside Jupiter's swap, perps, prediction, staking and bridge products. Jupiter's ecosystem token is JUP.
How Jupiter Lend works
Jupiter Lend is a lending market. Users deposit crypto to earn yield, and others borrow against collateral they post. Smart contracts on Solana handle the accounting, so no company holds deposits in a traditional account.
The homepage describes two entry points. Lend Vaults are the simple route to earning yield. Multiply Loops are a more advanced option aimed at maximizing yield, which in most lending protocols means borrowing and re-depositing repeatedly to increase exposure.
Borrowers who post collateral usually face liquidation if its value falls too far relative to the loan. The project does not give Jupiter Lend's specific parameters, so users should read them in the app.
6 features
Key features
01
Lending and borrowing
Users supply crypto to lend and can borrow against it, as DefiLlama describes the platform.
02
Lend Vaults
The homepage presents Lend Vaults as a way to earn yield simply by depositing assets.
03
Multiply Loops
The homepage describes Multiply Loops as a way to maximize yield, which in lending markets usually means looped leveraged positions.
04
Jupiter ecosystem access
Lend sits alongside swaps, perps, prediction markets, staking, a bridge aggregator in beta, and a wallet.
05
Offerbook beta
The navigation includes an Offerbook (Beta) next to Earn and Lend, though the project does not explain how it works.
06
Portfolio management
Jupiter lists a portfolio manager in its navigation for tracking positions across its products.
Pros and cons
What we like
- About $1.03 billion in TVL shows significant deposits.
- Part of the established Jupiter platform, with swaps, perps, staking and a wallet in one place.
- Offers both a simple vault option and a leveraged loop option for different users.
- Runs on Solana, where transactions are generally quick and low-cost.
- DefiLlama's data and the homepage describe the product clearly.
Watch out for
- DefiLlama lists no audits for the protocol, and the project does not describe any audit reports.
- Runs only on Solana, so users need a Solana wallet and SOL for fees.
- Multiply loops use leverage, which can lead to liquidation if prices move against a position.
- Specific borrow rates, collateral lists and liquidation parameters are not public, so users must check them in the app.
- It sits inside a large multi-product platform that also promotes high-leverage perps, which may be confusing for beginners.
Jupiter Lend fees
Fees are not published. Borrow rates, supply yields and any liquidation penalties are not stated, and they usually vary with market utilization.
Users would see current rates and terms in the Earn and Lend section of the Jupiter app before opening a position. Solana network fees apply to each transaction.
Is Jupiter Lend safe?
DefiLlama lists zero audits for Jupiter Lend. Public sources include no audit reports, bug bounty or incident history, so smart-contract risk cannot be assessed from them. Users should check Jupiter's documentation for audit details.
Lending carries standard DeFi risks: contract bugs, oracle failures, liquidations and market volatility. Multiply Loops add leverage risk. Deposits are held in smart contracts rather than by a custodian, so there is no deposit insurance. The regulatory status is not stated publicly, and users should check the rules where they live. Only deposit what you can afford to lose.
6 steps
How to get started with Jupiter Lend
- 1
Set up a Solana wallet and fund it with SOL for network fees.
- 2
Open the official Jupiter site and go to the Earn or Lend section.
- 3
Connect your wallet and review the available vaults, rates and collateral requirements.
- 4
Read Jupiter's documentation on risks, liquidations and any audits before depositing.
- 5
Start with a small deposit to learn how supplying and withdrawing work.
- 6
If you borrow, keep a safe margin above the liquidation threshold and monitor your position.
Who Jupiter Lend is for
Jupiter Lend is for Solana DeFi users who want to earn yield on idle crypto or borrow against holdings, and who are comfortable with smart-contract and liquidation risk. It is less suited to beginners who have not learned how collateral and leverage work.
Jupiter Lend FAQs
What is Jupiter Lend?
Jupiter Lend is the lending and borrowing product within Jupiter, a Solana DeFi platform. DefiLlama describes it as Jupiter's DeFi platform for lending and borrowing crypto.
Which blockchain does Jupiter Lend run on?
DefiLlama lists Jupiter Lend on Solana only. Public sources mention no other chains for the lending product, though Jupiter's separate bridge feature covers 50+ chains.
How do I earn yield on Jupiter Lend?
Public sources say Jupiter Lend Vaults are for earning yield and Jupiter Multiply Loops are for maximizing yield. Actual rates are not published publicly, so users should check the Earn and Lend pages in the app.
Has Jupiter Lend been audited?
DefiLlama shows zero audits listed for Jupiter Lend. This does not prove that none exist, but the project does not confirm any, so check Jupiter's official documentation before depositing.
Does Jupiter Lend have a token?
DefiLlama shows a JUP token for the Jupiter ecosystem. The project does not say whether you need to hold it to use lending.
How big is Jupiter Lend?
DefiLlama lists Jupiter Lend since 19 August 2025 and shows TVL of about $1.03 billion, up about 1% over 7 days. That is a large figure, but TVL alone says nothing about safety.
Compare
Jupiter Lend alternatives
Save, formerly Solend, is a Solana lending and borrowing protocol where users earn interest on deposits or borrow against collateral.
Kamino Lend is a peer-to-pool lending market on Solana where users earn interest on deposits or borrow against crypto collateral.
Project 0 is a Solana lending protocol offering cross-venue borrowing against a whole DeFi portfolio, aimed at experienced DeFi users.
Morpho Blue is a permissionless lending primitive with about $11.4 billion in TVL on DefiLlama, accessed mainly through curated vaults.
Aave V3 is a non-custodial DeFi lending protocol on 21 chains where users earn interest on deposits or borrow against collateral.
Dolomite is a multi-chain DeFi money market for lending, borrowing and leveraged strategies across 1,000+ assets, with its own DOLO token.
Same category
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SparkLend is a stablecoin lending market on Ethereum and Gnosis with governance-set rates, backed by Sky's Liquidity Layer, for borrowers and savers.
Compound V3 is a lending protocol on Ethereum and nine other chains where users supply a base asset for yield or borrow it against collateral.
Euler V2 is a modular DeFi lending protocol for lenders, borrowers and market curators, with about $268M TVL across 16 chains.
Morpho is a decentralized lending protocol with isolated markets, curated vaults and fixed-rate loans for crypto lenders, borrowers and developers.
Kamino Finance is a Solana DeFi protocol offering lending, automated liquidity vaults and leverage tools for users seeking on-chain yield.
Aave V4 is a modular, non-custodial lending protocol using a hub-and-spoke design, for users who want to earn on or borrow against crypto.
Same chain
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Lido is a liquid staking protocol where users stake ETH and receive stETH, a reward-earning token usable across DeFi, governed by LDO holders.
OKX is a major centralized crypto exchange for spot and derivatives trading, earn products and a Web3 wallet, with its own OKB token.
LayerZero V2 is a cross-chain messaging protocol and bridge infrastructure for developers and asset issuers, connecting dozens of blockchains.
Jito Liquid Staking lets Solana users stake SOL for JitoSOL, a liquid token that accrues staking and MEV rewards.
Marinade is a Solana staking protocol offering native and liquid staking (mSOL) via an auction where validators bid for delegated SOL.
Across is an intent-based cross-chain bridge and swap protocol for moving tokens between Ethereum, rollups and other chains, with an API for apps.
How we checked
Sources
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