Lending · Review
Port Finance Review 2026: Small Solana Money Market
Port Finance is a Solana money market that aimed to offer variable-rate lending, fixed-rate lending and interest rate swaps. With about $193,000 in TVL and a bare landing page, it looks like a small, low-activity protocol.
By the DappsAtlas editorial team · Updated
DappsAtlas score
—/10
Not rated
Our verdict on Port Finance
Port Finance is a Solana lending protocol with ambitions beyond basic lending, including fixed rates and swaps. It may interest people studying Solana DeFi lending, but its roughly $193,000 TVL and sparse landing page are red flags for anyone planning to deposit meaningful funds. Confirm that the app is live, read the audit reports and start small if you proceed. Fees and rate details are not public, so check them in the app.
Score breakdown
How Port Finance scores
- Security
- 5.0/10
- Ease of use
- n/a
- Fees
- n/a
- Features
- 5.5/10
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is Port Finance?
Port Finance is a decentralized money market on Solana. DefiLlama describes it as aiming to provide a full suite of lending products, including variable-rate lending, fixed-rate lending and interest rate swaps.
DefiLlama lists about $193,146 in total value locked, down 5.6% over seven days. That is a small footprint. The protocol has a token, PORT, and two audits are listed.
Its homepage is only a landing title, so current product status and features cannot be confirmed from it. Readers should verify that the app is operating before interacting with it.
How Port Finance works
A money market pools assets from lenders. Lenders deposit tokens and earn interest. Borrowers post collateral and borrow from the pool, paying interest that is shared with lenders.
Port Finance describes itself as a decentralized money market on Solana. Its stated plan covers variable-rate lending, fixed-rate lending and interest rate swaps. Variable rates move with supply and demand, while fixed rates and swaps would let users lock in predictable costs or yields.
If a borrower's collateral falls too far in value, positions are normally liquidated to protect lenders. The project does not describe Port's specific parameters.
5 features
Key features
01
Variable rate lending
Users supply assets to a pool to earn interest, and borrowers draw from it at a variable rate. This is the core money-market model described publicly.
02
Fixed rate lending goal
The project says it aims to offer fixed-rate lending products. The project does not confirm whether this is live.
03
Interest rate swaps goal
Interest rate swaps are part of the stated product roadmap, letting users trade variable for fixed rate exposure. Availability is not confirmed publicly.
04
Solana-native
The protocol is built on Solana, which means transactions use Solana wallets and fees.
05
PORT token
DefiLlama lists a PORT token associated with the protocol. Its specific utility is not described publicly.
Pros and cons
What we like
- Clear focus: a lending market on Solana
- Stated ambition to cover variable, fixed-rate and swap products
- Two audits listed on DefiLlama
- Has a native token, PORT, listed on DefiLlama
- Fast, low-cost Solana transactions
Watch out for
- TVL of about $193,000 is very small for a lending market, which limits liquidity depth
- Homepage is only a landing title, so current product status is unclear
- Fixed-rate lending and interest rate swaps are described as aims; the project does not confirm they are live
- Fee and interest-rate details are not published publicly
- Concentrated on a single chain, Solana, so it carries Solana-specific risk
Port Finance fees
Fees are not published. For a money market, costs typically include borrow interest, a share of interest taken as a reserve factor, and Solana network fees.
Current supply and borrow rates would be visible in the protocol's app, if it is still operating. Check those figures directly before depositing or borrowing.
Is Port Finance safe?
DefiLlama lists two audits, but the auditors and findings are not named publicly. Lending protocols carry smart-contract risk, oracle risk and liquidation risk, and funds deposited are controlled by contracts rather than a custodian.
The low TVL and minimal homepage suggest limited activity. Small markets can have thin liquidity, making withdrawals or liquidations less reliable. No hacks or incidents are mentioned publicly, but that is not proof of safety.
6 steps
How to get started with Port Finance
- 1
Visit the official site and confirm the app is still live and supported.
- 2
Read the audit reports linked by the project or DefiLlama listing.
- 3
Set up a Solana wallet and fund it with SOL for network fees.
- 4
Check supply and borrow rates and the available liquidity for the asset you want.
- 5
Start with a small deposit to test the process before committing more.
- 6
Monitor your borrow health factor regularly if you borrow.
Who Port Finance is for
Port Finance suits experienced Solana DeFi users who are comfortable with small, higher-risk protocols and want to explore niche lending ideas such as fixed rates. It is a poor fit for beginners or anyone who needs deep liquidity and a clear track record.
Port Finance FAQs
What is Port Finance?
Port Finance is a decentralized money market protocol on Solana. It aims to offer variable-rate lending, fixed-rate lending and interest rate swaps.
Which blockchain does Port Finance run on?
DefiLlama lists it on Solana only. No other chains are named publicly.
Does Port Finance have a token?
Yes. DefiLlama lists a token called PORT. The project does not give its supply, utility details or price.
How much value is locked in Port Finance?
DefiLlama shows about $193,146 in TVL, down 5.6% over seven days. That is small compared with major lending protocols.
Is Port Finance audited?
DefiLlama lists two audits, but the project does not name the auditors or the findings. Audits reduce risk but do not remove it, so read the reports before depositing.
Is Port Finance still active?
Public sources only show a landing page titled Port Landing with no other text. Check the official site and the project's Twitter account for current status before using it.
Compare
Port Finance alternatives
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Jupiter Lend is the lending and borrowing product of the Jupiter platform on Solana, offering yield vaults and leveraged loops for DeFi users.
Project 0 is a Solana lending protocol offering cross-venue borrowing against a whole DeFi portfolio, aimed at experienced DeFi users.
Morpho Blue is a permissionless lending primitive with about $11.4 billion in TVL on DefiLlama, accessed mainly through curated vaults.
Aave V3 is a non-custodial DeFi lending protocol on 21 chains where users earn interest on deposits or borrow against collateral.
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Euler V2 is a modular DeFi lending protocol for lenders, borrowers and market curators, with about $268M TVL across 16 chains.
Morpho is a decentralized lending protocol with isolated markets, curated vaults and fixed-rate loans for crypto lenders, borrowers and developers.
Kamino Finance is a Solana DeFi protocol offering lending, automated liquidity vaults and leverage tools for users seeking on-chain yield.
Aave V4 is a modular, non-custodial lending protocol using a hub-and-spoke design, for users who want to earn on or borrow against crypto.
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LayerZero V2 is a cross-chain messaging protocol and bridge infrastructure for developers and asset issuers, connecting dozens of blockchains.
Jito Liquid Staking lets Solana users stake SOL for JitoSOL, a liquid token that accrues staking and MEV rewards.
Marinade is a Solana staking protocol offering native and liquid staking (mSOL) via an auction where validators bid for delegated SOL.
Across is an intent-based cross-chain bridge and swap protocol for moving tokens between Ethereum, rollups and other chains, with an API for apps.
How we checked
Sources
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