Percent Finance Review 2026: Ethereum Lending

Percent Finance is an Ethereum lending protocol described as a community-owned fork of Compound. Its current markets, fees and security details are unclear.

Ethereum

By the DappsAtlas editorial team · Updated Nov 6, 2026

DappsAtlas score

—/10

Not rated

Our verdict on Percent Finance

Percent Finance may interest readers researching smaller Ethereum lending protocols or Compound forks, but key details are difficult to verify. The project is identified as a community-owned Compound fork and has the PCT ticker; however, current markets, supported assets, fees and collateral rules are not established. No audit is listed, and its homepage could not be reached. Treat it as an unverified lending option and avoid assuming that Compound’s parameters or security practices carry over.

Score breakdown

How Percent Finance scores

Security: n/a
Ease of use: n/a
Fees: n/a
Features: n/a

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Percent Finance?

Percent Finance is an Ethereum lending project described as a 100% community-owned fork of Compound. Its associated token ticker is PCT.

The project’s homepage could not be reached, and current markets, fees, team information and operating details are not established. Its listed TVL is about $76,454, with a reported 7-day change of -2.8%.

How Percent Finance works

Percent Finance is described as a Compound fork. In lending protocols of this type, users generally supply assets to shared markets, while borrowers draw from those markets against collateral. Interest rates typically respond to market supply and demand.

Percent Finance’s specific markets, supported assets, collateral rules and liquidation settings are not established. Do not assume that Compound’s current parameters or features apply to this project.

2 features

Key features

Compound fork

Percent Finance is described as a community-owned fork of Compound, a lending protocol design.

Ethereum deployment

The project is listed on Ethereum. Its currently available lending markets are not established.

Pros and cons

What we like

The project’s stated Compound-fork design gives a general indication of its lending-protocol model.
It is listed on Ethereum.
PCT is identified as the project’s token ticker.

Watch out for

The project’s homepage could not be reached, limiting access to current product details.
No audit is listed for Percent Finance.
Fees, supported assets, collateral requirements and liquidation parameters are not published here.
The protocol’s custody model and regulatory status are not established.

Percent Finance fees

Percent Finance’s fees are not published. Check the protocol interface, if available, before interacting; lending and borrowing costs can also depend on market conditions and transaction costs.

Is Percent Finance safe?

No audit is listed for Percent Finance. The project’s current contract security, custody model, regulatory status and incident history are not established. Lending protocols carry smart-contract risk, and borrowers can face liquidation if collateral requirements are not met.

4 steps

How to get started with Percent Finance

1
Confirm that the Percent Finance interface and the Ethereum deployment are current and legitimate before connecting a wallet.
2
Review the available markets, supported assets and collateral requirements in the interface; these details are not established here.
3
Check displayed rates, fees and liquidation terms before supplying assets or borrowing.
4
Only proceed with funds you can afford to risk, and verify transaction details in your wallet.

Who Percent Finance is for

Percent Finance is mainly relevant to users researching Ethereum lending protocols and Compound-style forks. It is not a strong choice for anyone who needs clearly published market terms, audits or current product documentation before making a decision.

Percent Finance FAQs

What is Percent Finance?

Percent Finance is described as a community-owned fork of Compound, a protocol design for lending and borrowing crypto assets. Current supported markets and operating details are not established.

What is the PCT token?

PCT is the token ticker associated with Percent Finance. Its role in the protocol and any token utility are not established.

Is Percent Finance safe to use?

No audit is listed for Percent Finance, and its current security practices are unclear. Treat any interaction with a lending protocol as carrying smart-contract and asset risks.

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