Payments · Review
ActiveNovaPay Solutions Review 2026: Payments and services
NovaPay Solutions is a Ukrainian financial services provider offering an app for payments, transfers, cards, and business services. It may suit people already using Nova Poshta, but check service terms and tariffs before relying on it.
By the DappsAtlas editorial team · Updated
DappsAtlas score
6.5/10
Good
Our verdict on Novapay Solutions
6.5/10NovaPay is most relevant to people and businesses in Ukraine who want payment services connected with the Nova Poshta network. Its strength is the range: transfers, bills, card products, parcel payments, and business tools sit under one provider. The main caveat is that this is a centralized financial service, not a crypto wallet, and costs and conditions differ by product. Check current tariffs, eligibility, and terms before using credit or buying bonds.
Score breakdown
How Novapay Solutions scores
- Security
- 6.0/10
- Ease of use
- 7.0/10
- Fees
- 5.0/10
- Features
- 8.0/10
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is Novapay Solutions?
NovaPay is a financial services company in the NOVA group, which also includes Nova Poshta. Its app and physical service network support payments and transfers for individuals, alongside services for businesses.
Its listed offerings include bill payments, cash transfers, card services, cash-on-delivery settlements, business accounts, acquiring, and credit products. The app also offers access to NovaPay bonds; advertised rates and product terms can change.
NovaPay is a centralized provider rather than a crypto dApp. Availability, fees, and terms depend on the specific service, so check them before sending money or taking on credit or investment risk.
How Novapay Solutions works
NovaPay combines payment and financial services in an app and through physical service points. Individuals can use it for transfers, bill payments, cash services, and card-related products. Several services connect with Nova Poshta, including cash-on-delivery payments for parcels.
Businesses can use services such as accounts, internet acquiring, invoicing, and payment integrations. These are conventional, centrally operated financial services: customers use NovaPay’s systems and terms rather than interacting with a self-custody wallet or smart contract.
6 features
Key features
01
Personal payments
The app brings together payment services for individuals, including transfers, bill payments, and card-related features.
02
Parcel payments
NovaPay lists cash-on-delivery services and payments connected with Nova Poshta deliveries.
03
Business services
The company offers business accounts, internet acquiring, invoicing, and payment modules for businesses.
04
Credit products
The listed services include credit cards, installment payments, parcel credit, and business credit.
05
Bond access
NovaPay says customers can buy its bonds in the app and advertises an annual rate of up to 18.75%.
06
Online and offline access
The company provides physical service points as well as online services, with cash withdrawal and card top-up among the listed options.
Pros and cons
What we like
- Combines several payment and transfer services in one app.
- Offers both personal and business services, including accounts and internet acquiring.
- Integrates payment services with Nova Poshta parcel and cash-on-delivery workflows.
- Lists online services as well as physical service points.
Watch out for
- NovaPay is a centralized financial service, not a self-custody crypto or onchain payment app.
- Fees vary by service, and a complete fee schedule is not detailed here; check NovaPay’s current tariffs before paying.
- The service is closely tied to Ukraine and Nova Poshta’s logistics network, which may limit its usefulness elsewhere.
- Credit, installment, and bond products carry financial risks that differ from ordinary payment services.
Novapay Solutions fees
Fees depend on the product and transaction. NovaPay advertises a 0.5% tariff for business cash-on-delivery settlements with a NovaPay account, but this does not describe the cost of every service.
Check the current tariffs on NovaPay’s site or in the app before making a payment or opening a product. The complete fees for the services listed here are not specified.
Is Novapay Solutions safe?
NovaPay is a centralized financial provider, so users rely on the company to process payments and handle account information; it does not offer the self-custody protections of a blockchain wallet. A search listing for NovaPay’s site says the company confirmed PCI DSS compliance for the fifth time, but this is not a substitute for reviewing the relevant security documentation. Smart-contract audits are not applicable to its listed payment services.
The specific regulator or license for each service is not stated here. Credit, installment, and bond products carry repayment or investment risk; read the product terms and check current regulatory information before using them.
5 steps
How to get started with Novapay Solutions
- 1
Open the official NovaPay site or app and review which services are available for your needs.
- 2
Check the relevant service terms, tariff, limits, and any verification requirements.
- 3
Choose the service you want, such as a transfer, bill payment, or business account.
- 4
Follow the app or website instructions to register and complete any required verification.
- 5
Review the transaction details and fees before confirming a payment or applying for a financial product.
Who Novapay Solutions is for
NovaPay may suit individuals who use Nova Poshta and want transfers, bill payments, or parcel-related payment services in one app. Its business accounts, acquiring, invoicing, and cash-on-delivery options may also interest merchants operating in Ukraine. It is not designed for users seeking a crypto wallet or decentralized payment service.
Novapay Solutions FAQs
What is NovaPay Solutions?
NovaPay is a centralized financial services provider, not a decentralized crypto protocol. Its listed services include transfers, bill payments, cards, business accounts, and payments connected with Nova Poshta.
What can you do with the NovaPay app?
The app offers transfers, bill and service payments, card-related services, and other features. The company also lists cash-on-delivery services, internet acquiring, and payment tools for businesses.
What are NovaPay’s fees?
Fees depend on the service. NovaPay advertises a 0.5% tariff for business cash-on-delivery settlements with a NovaPay account, but check the current tariff schedule for the service you plan to use.
Can I use NovaPay outside Ukraine?
The service is designed around Ukrainian customers and the Nova Poshta network. Check NovaPay’s terms and service availability for your location before opening an account or making a transfer.
Does NovaPay require identity verification?
NovaPay lists verification information on its site, but the specific requirements are not detailed here. Check the current verification rules in the app or service terms before signing up.
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How we checked
Sources
No public sources were recorded for this review.
Last updated . Spotted an error? Tell us and we will correct it.