CDPs · Review
ActiveFluid Protocol Review 2026: Fuel Borrowing
Fluid Protocol is described as a Fuel-based borrowing protocol offering 0% interest loans against collateral. Its governance forum is available, but key borrowing and safety details are not clear.
By the DappsAtlas editorial team · Updated
DappsAtlas score
—/10
Not rated
Our verdict on Fluid Protocol
Fluid Protocol’s stated offer—borrowing against collateral at 0% interest—may interest Fuel users seeking a decentralized loan. The governance forum provides a place to follow proposals, but it does not explain the practical borrowing process. Supported collateral, loan limits, fees, liquidation rules, and audit details are not published there. Treat the headline interest rate as only one part of the cost and risk, and verify the loan terms before committing collateral.
Score breakdown
How Fluid Protocol scores
- Security
- n/a
- Ease of use
- n/a
- Fees
- n/a
- Features
- n/a
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is Fluid Protocol?
Fluid Protocol is described as a decentralized borrowing protocol on Fuel. Its stated offer is 0% interest loans backed by collateral, but public sources do not identify supported assets or explain loan terms.
The official site is a governance forum for community discussions and proposals. It does not provide enough detail to assess how users open loans, what costs apply, or how liquidations work.
How Fluid Protocol works
Fluid Protocol is described as a decentralized borrowing protocol that lets users draw loans against collateral, with 0% interest. The project does not publish which collateral assets are supported or explain its loan terms on its governance site.
In a typical collateralized borrowing protocol, deposited assets secure a loan, and a position may be liquidated if its collateral falls below required levels. Fluid Protocol’s specific collateral ratios and liquidation process are not published, so users should confirm these details before borrowing.
3 features
Key features
01
0% interest loans
Fluid Protocol is described as allowing users to borrow against collateral without interest.
02
Collateral borrowing
The protocol description refers to multiple assets being usable as collateral, but does not name them.
03
Governance forum
The project’s official site is a forum for community discussion and governance proposals.
Pros and cons
What we like
- The protocol is explicitly described as offering 0% interest loans.
- The borrowing model uses collateral rather than describing unsecured loans.
- A governance forum is available for community discussion and proposals.
Watch out for
- The governance site does not explain how to open or manage a loan.
- Supported collateral assets, loan limits, and liquidation rules are not published.
- Fees and the process for repaying loans are not stated.
- Two audits are listed, but their names, scope, and findings are not published here.
Fluid Protocol fees
Fluid Protocol has not published its fees or other borrowing costs in the information available on its governance site. Check the protocol’s current interface and governance forum for any charges before opening a loan.
Is Fluid Protocol safe?
Two audits are listed, but their names, scope, and results are not published here. Do not treat the audit count alone as evidence that the contracts are safe. Details about custody, contract controls, liquidation safeguards, and incident history are also not published. Check that online borrowing and related activities are legal where you live.
4 steps
How to get started with Fluid Protocol
- 1
Read the project’s governance discussions to understand current proposals and protocol changes.
- 2
Find the current borrowing interface and confirm that it is an official Fluid Protocol product.
- 3
Check which collateral assets are supported and review loan limits, repayment terms, and liquidation rules.
- 4
Confirm all costs and understand the risks before connecting a wallet or depositing collateral.
Who Fluid Protocol is for
Fluid Protocol may be worth researching for Fuel users considering collateralized borrowing, particularly those who want to follow governance proposals. It is not a good fit for anyone who needs clearly documented collateral choices, fees, or liquidation rules before deciding.
Fluid Protocol FAQs
What is Fluid Protocol?
Fluid Protocol is described as a decentralized borrowing protocol on Fuel. It lets users draw loans against collateral, with 0% interest stated in its description.
Does Fluid Protocol charge interest or fees?
The protocol description says loans have 0% interest, but it does not publish details about other costs. Check the protocol’s current terms before borrowing.
Is Fluid Protocol audited and safe to use?
Two audits are listed, but their details are not published here. Smart-contract and collateral risks remain, and anyone considering a loan should check current documentation and applicable local rules.
Compare
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How we checked
Sources
Last updated . Spotted an error? Tell us and we will correct it.