Yield Aggregator · Review
ActiveSuperform Review 2026: Yield Aggregator With 800+ Options
Superform is a yield aggregator and self-described onchain wealth app that routes deposits into more than 800 earning opportunities across ten chains. It suits users who want choice and automation, but fees and per-vault risks need checking first.
By the DappsAtlas editorial team · Updated
DappsAtlas score
7.4/10
Good
Our verdict on Superform
7.4/10Superform suits DeFi users who want automated yield through SuperVaults, or a broad menu of more than 800 earning options across ten chains, in one app. Its main strength is choice plus a portfolio view. The main caveat is that fees and audit details are not clear from public sources, and returns carry the risks of the underlying protocols. TVL also fell 19.2% in a week. Start small and read the vault details first.
Score breakdown
How Superform scores
- Security
- 6.8/10
- Ease of use
- 7.5/10
- Fees
- n/a
- Features
- 8.0/10
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is Superform?
Superform describes itself as the onchain wealth app. Its homepage calls it the first user-owned neobank, offering ways to save, swap, send and earn while users keep control of their assets. DefiLlama lists it as a yield aggregator, live since April 2024.
The main product is SuperVaults, which automatically optimize earnings. Users can also deposit directly into more than 800 earning opportunities. The app also has Swap, Market, Rewards and Activity sections, and filters for crypto, stocks and cash.
DefiLlama shows about $13.25 million in TVL across ten chains, with a 19.2% drop over seven days. The UP token handles utility and governance, and a staking vault advertised 28.04% APY at the time of the data.
How Superform works
Superform is a yield aggregator. Users deposit crypto into vaults, and the vaults put that money into lending markets and other earning strategies run by other protocols. The returns come from those underlying sources.
SuperVaults automate the choice of where funds go, aiming to optimize earnings without manual work. Users who prefer control can deposit directly into any of the 800+ opportunities listed and build their own portfolio.
The homepage says users keep full control of their assets, but how custody and withdrawals work in detail is covered in FAQs that are not reproduced. Treat each vault as exposure to the protocol behind it.
6 features
Key features
01
SuperVaults
Vaults that automatically optimize earnings, so users do not need to move funds between protocols by hand.
02
800+ earning options
Users can build a custom portfolio by depositing directly into over 800 earning opportunities.
03
Multi-chain access
The app is available on ten chains, including Ethereum, Base, Arbitrum and Polygon.
04
Neobank-style app
The homepage shows Portfolio, Earn, Swap, Market, Rewards and Activity sections, positioning the app as more than a vault list.
05
UP staking and governance
UP serves as the utility and governance token. A staking vault advertises 28.04% APY paid in more UP.
06
Asset filters
The homepage lets users filter by All, Crypto, Stocks and Cash, suggesting several asset types.
Pros and cons
What we like
- Wide choice of more than 800 earning opportunities.
- SuperVaults automate yield optimization for users who do not want to manage positions.
- Available on ten chains, including Ethereum, Base, Arbitrum and Optimism.
- Includes a portfolio view and activity tracking in one app.
- Two audits are listed on DefiLlama.
- UP token adds governance and staking for users who want a stake in the protocol.
Watch out for
- Specific fee levels are not published in the material reviewed, so cost comparisons are hard.
- Reported TVL fell 19.2% over seven days, which signals volatile deposits.
- The advertised 28.04% APY on UP staking depends on the token and can change.
- Yield comes from third-party protocols, so users take on smart-contract risk from each underlying vault.
- The neobank framing and wide asset menu (crypto, stocks, cash) may confuse newcomers who just want a simple yield product.
- Audit details beyond a count of two are not visible publicly.
Superform fees
Fees are not stated publicly reviewed. Users should look at each SuperVault or vault page in the app, where any performance, management or deposit fees would normally be shown.
On top of any Superform charges, expect network gas costs and possible swap or bridge costs when moving funds across chains. The 28.04% APY on UP staking is a displayed rate, not a guaranteed return.
Is Superform safe?
DefiLlama lists two audits for Superform, but the project does not give auditor names or findings. The homepage includes a transparency section and an FAQ on how SuperVaults are secured, though the answers are not in the material reviewed. No hacks or incidents are mentioned publicly.
As an aggregator, Superform exposes users to smart-contract risk in its own contracts and in each underlying protocol, plus bridge and cross-chain risk when funds move between networks. Yields are variable and not guaranteed. Check regulatory rules in your region, particularly for the stock and cash products.
6 steps
How to get started with Superform
- 1
Open the Superform app and review the Earn page and the Transparency information.
- 2
Connect a self-custody wallet and choose a supported chain.
- 3
Read the FAQs on withdrawals, custody and SuperVault security.
- 4
Pick a SuperVault or a specific earning opportunity and check its fees, underlying protocol and audits.
- 5
Deposit a small amount first and confirm you can withdraw it.
- 6
Track positions on the Portfolio and Activity pages.
Who Superform is for
Superform is for DeFi users who want to earn on crypto without manually moving funds between protocols, and for more active users who want to build a custom portfolio across many vaults. It also fits holders of the UP token who want to stake and vote. Complete beginners should read the FAQs first, since yields vary and risk sits in each underlying protocol.
Superform FAQs
What is Superform?
Superform is an onchain wealth app listed as a yield aggregator. It lets users deposit into SuperVaults that optimize earnings automatically, or pick from more than 800 earning opportunities directly.
Which blockchains does Superform support?
Public sources list Ethereum, Base, Arbitrum, Polygon, Optimism, Linea, BNB Chain, Avalanche, Fantom and Blast. Which assets and vaults are available on each chain is shown inside the app.
What is the UP token?
UP is the native utility and governance token of Superform. The homepage says staking it earns more UP and lets holders take part in governance, with a displayed rate of 28.04% APY at the time of the data.
Can I withdraw my funds at any time?
Superform lists an FAQ on withdrawals, but the answer is not included publicly reviewed. Withdrawal terms usually depend on the underlying vault, so check the details for each product before depositing.
Is Superform safe?
Public sources say two audits are listed on DefiLlama, but they do not name the auditors or the scope. No DeFi protocol is risk-free, so read the audit reports and start with a small amount.
How does Superform generate yield?
Yield is generated by the underlying protocols that SuperVaults and other opportunities deposit into. The homepage has a section on how interest is generated, but its text is not public reviewed.
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How we checked
Sources
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