STFIL Review 2026: Filecoin staking amid serious risks

STFIL is a Filecoin protocol for liquid staking FIL and supplying or borrowing liquidity. Reports of a police investigation and seized FIL make its current status and user risk especially uncertain.

Filecoin

By the DappsAtlas editorial team · Updated Nov 6, 2026

DappsAtlas score

2.5/10

Weak

Our verdict on STFIL

2.5/10

STFIL may interest Filecoin holders looking for liquid staking or a FIL-based liquidity market, particularly those who understand the risks of DeFi lending. Its combination of stFIL, liquidity supply, and borrowing is its main appeal. The decisive caveat is the reported police investigation and seizure of FIL connected to the case, alongside uncertainty about current operations and withdrawals. Verify that the protocol is active and that assets can be redeemed before considering any use; do not treat the non-custodial description or listed audits as proof of safety.

Score breakdown

How STFIL scores

Security: 1.5/10
Ease of use: n/a
Fees: n/a
Features: 5.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is STFIL?

STFIL is a Filecoin protocol described as offering liquid staking and liquidity markets. FIL holders could stake FIL for stFIL, while other users could supply liquidity or borrow through the market.

Reports in 2024 said STFIL’s core team was under police investigation and that authorities seized FIL connected to the case. The current status of the protocol, its interface, and withdrawals is uncertain. Do not assume deposits or redemptions are available.

The protocol’s fees, team details, and regulatory status are not established. Two audits are listed, but their scope and findings are not established either.

How STFIL works

STFIL is described as combining liquid staking with a liquidity market on Filecoin. In the staking model, a user deposits FIL and receives stFIL, a liquid representation intended to remain usable in DeFi instead of requiring the user to hold only staked FIL. The present availability of deposits and redemptions is uncertain.

The market also lets suppliers provide liquidity and earn a return, while borrowers can access liquidity. Borrowing is described as either overcollateralized or undercollateralized for a single block. These models involve smart-contract and counterparty risks, and the current terms and market operation have not been established.

4 features

Key features

Liquid staking

STFIL is described as allowing FIL holders to stake without a lockup and receive stFIL. Current staking and redemption availability is uncertain.

Liquidity supply

The protocol description says liquidity suppliers can provide assets to earn income. Rates, withdrawal terms, and current market availability are not established.

Borrowing markets

Borrowing is described as overcollateralized on an ongoing basis or undercollateralized for one-block liquidity. Specific terms are not published.

Filecoin deployment

The protocol is associated with Filecoin and described as operating on its FVM environment.

Pros and cons

What we like

Combines liquid staking with liquidity supply and borrowing in the Filecoin ecosystem.
stFIL was designed to give stakers a liquid representation of deposited FIL.
The market description includes both overcollateralized borrowing and one-block liquidity borrowing.

Watch out for

Reports say STFIL’s core team faced a police investigation and that authorities seized FIL connected to the case; the current implications for users are unclear.
STFIL’s current operating and withdrawal status is uncertain, and its homepage could not be accessed.
The non-custodial description is not enough to establish how assets are controlled or whether users can currently withdraw them.
Two audits are listed, but their names, scope, findings, and dates are not established.
Fees, team details, and regulatory status are not published here.

STFIL fees

STFIL has not published an established fee schedule for staking, liquidity supply, or borrowing. If its interface is operating, check the transaction preview and product terms for protocol fees, network costs, and any withdrawal conditions before committing funds.

Is STFIL safe?

STFIL is described as non-custodial, but that label alone does not establish who can control contracts or whether funds are currently withdrawable. Two audits are listed, but their reports, scope, and findings are not established. Smart-contract, liquidity, and counterparty risks remain.

Reports said the core team faced a police investigation and authorities seized FIL connected to the case. The present operational and withdrawal status is uncertain. STFIL’s regulatory status is not published. Do not deposit funds unless you can independently confirm the service is operating and that withdrawals work.

6 steps

How to get started with STFIL

1
First verify that STFIL’s official interface and contracts are operating and that withdrawals are available; its current status is uncertain.
2
Confirm that you are using the correct Filecoin network and inspect the contract addresses and any current security notices.
3
If the protocol is operating and you decide to proceed, review the staking, supply, or borrowing terms, including fees and withdrawal conditions.
4
Connect a wallet that holds FIL and approve only the transaction you intend to make.
5
For liquid staking, deposit FIL only after confirming the current redemption process and how stFIL is issued.
6
Track your position and retain enough FIL for network costs; do not assume that stFIL can be redeemed while the protocol’s status is uncertain.

Who STFIL is for

STFIL is most relevant to experienced Filecoin users who understand liquid-staking tokens, lending markets, and smart-contract risk. Given the reported investigation and uncertainty about withdrawals, it is not a good fit for anyone who needs reliable access to funds or cannot independently verify that the protocol is operating safely.

STFIL FAQs

What is STFIL?

STFIL is described as a Filecoin protocol for liquid staking and liquidity markets. Users could stake FIL for a liquid representation and participate as liquidity suppliers or borrowers.

How does STFIL liquid staking work?

STFIL is described as issuing stFIL for deposited FIL, allowing holders to retain a token they could use in DeFi rather than holding only locked FIL. The present availability of staking, redemptions, or other functions is uncertain.

Can users borrow through STFIL?

STFIL’s market description includes liquidity supply and borrowing. Borrowing is described as either overcollateralized or, in a one-block liquidity arrangement, undercollateralized; terms and availability should be verified before relying on either option.

Is STFIL still active, and can I withdraw?

The current operating status and withdrawal options are not established. Reports say the core team faced a police investigation and authorities seized FIL connected to the case, so users should verify the status of any assets directly before taking action.

What fees does STFIL charge?

A fee schedule is not published. Check the transaction interface and any staking or borrowing terms, if the service is operating, before approving a transaction.

Is STFIL safe to use?

Two audits are listed, but their reports and findings are not established. Smart-contract, custody, liquidity, and counterparty risks remain; anyone considering use should also check local rules for digital assets.

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