Yield Aggregator · Review
ActiveSandclock Review 2026: Yield Platform Splitting Principal
Sandclock is an Ethereum yield platform that separates principal from yield so users can direct the yield elsewhere. Its TVL is very small, so treat it as a niche, early-stage tool.
By the DappsAtlas editorial team · Updated
DappsAtlas score
—/10
Not rated
Our verdict on SandClock
Sandclock suits experienced DeFi users who like the idea of keeping principal separate from yield, for example to fund donations or DCA purchases. Its main strength is that concept, plus two listed audits. The main caveat is scale: TVL is only about $24.6K, fees are not published publicly, and the available details on live products are sparse. Treat it as an experimental niche tool and confirm current status on the official site before depositing.
Score breakdown
How SandClock scores
- Security
- n/a
- Ease of use
- n/a
- Fees
- n/a
- Features
- 6.0/10
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is SandClock?
Sandclock is a DeFi yield platform listed on DefiLlama in the Yield category since December 2022. It describes itself as a multichain platform aimed at making capital programmable by separating principal from yield.
The pitch is that users can subdivide either side to build their own strategies. Examples named in the project description include DCA vaults, corporate CSR management, zero-loss donations and subscription services. The homepage headline frames it more simply as a way to earn long-term yields and compound crypto capital.
On the numbers, DefiLlama shows about $24.6K in TVL on Ethereum, up 3.7% over seven days. That is very small, so Sandclock is best treated as a niche or early-stage product. It has a token listed as QUARTZ and two audits listed.
How SandClock works
Sandclock is a yield platform. A user deposits an asset into a vault, and the vault puts the funds into yield-generating strategies. The project's distinctive idea is to separate the original deposit (principal) from the yield it earns.
Once separated, each part can be directed independently. A user might keep the principal and send the yield to a charity, a subscription payment or a DCA purchase. The project's description lists these as examples, along with more experimental ideas such as DAOs that provide exit liquidity for NFT floor undercutters.
The project does not detail which underlying protocols the vaults use today, so the exact sources of yield and their risks are not confirmed here.
6 features
Key features
01
Principal and yield splitting
Deposits are split into a principal portion and a yield portion. Users can then handle each part separately.
02
Programmable strategies
Either the principal or the yield can be subdivided into custom strategies, which is the project's stated route to programmable capital.
03
Zero-loss donations
The description mentions using yield to fund donations or subscriptions while the depositor keeps the principal.
04
DCA vault use case
Dollar-cost-averaging vaults are cited as a use case, where yield can feed gradual purchases of other assets.
05
QUARTZ token
DefiLlama lists a QUARTZ token linked to the project.
06
Listed audits
Two audits are listed on DefiLlama, although the reports are not summarised.
Pros and cons
What we like
- Original concept of separating principal from yield, with uses such as zero-loss donations
- Two audits are listed on DefiLlama
- Flexible design allows DCA vaults and subscription-style yield flows
- Listed on DefiLlama since late 2022, so it has some track record
- Principal-preserving strategies may suit users who want to direct only the yield
Watch out for
- Very small TVL of about $24.6K on DefiLlama, which points to limited usage and thin liquidity
- Fee structure is not published
- Its homepage available is minimal, so details on current strategies and product status are hard to confirm
- Only Ethereum is listed, despite the description calling it multichain
- Smart-contract risk applies to any yield vault, and two listed audits do not remove it
- Programmable yield and principal/yield splitting are concepts that take effort for newcomers to understand
SandClock fees
Fee details are not published publicly available for this review. DefiLlama does not list a fee schedule for Sandclock.
Yield vaults commonly charge performance or management fees, and Ethereum users also pay network gas costs. Check the app and documentation on the official site for current fees before depositing.
Is SandClock safe?
DefiLlama lists two audits for Sandclock, but the project does not name the auditors or summarise findings. Audits reduce risk but do not guarantee safety. Yield vaults also carry risks from the strategies and protocols they deposit into.
The project does not mention hacks or incidents, and they do not describe custody, admin controls or regulatory status. With TVL of only about $24.6K, liquidity and activity are limited. Verify the current state of the app and documentation before depositing any funds.
6 steps
How to get started with SandClock
- 1
Read the documentation on the official site to confirm which vaults and strategies are currently live.
- 2
Review the two listed audits and note any open findings.
- 3
Set up an Ethereum-compatible wallet and fund it with a small amount of the supported asset plus ETH for gas.
- 4
Connect the wallet to the official app, checking the address carefully to avoid imitation sites.
- 5
Start with a small test deposit and check how principal and yield are shown.
- 6
Check the fees and withdrawal conditions before adding more.
Who SandClock is for
Sandclock is for advanced DeFi users interested in programmable yield, such as directing earnings to charity, subscriptions or DCA while keeping principal. It is less suited to beginners or anyone wanting a large, well-established protocol.
SandClock FAQs
What is Sandclock?
Sandclock is a DeFi yield platform. Its description says it splits principal from yield so users can subdivide either part and build their own strategies, such as DCA vaults or zero-loss donations.
Which blockchains does Sandclock support?
DefiLlama lists Sandclock on Ethereum only. The project describes itself as multichain, but the public information available here do not name other networks.
Does Sandclock have a token?
DefiLlama lists a token called QUARTZ for Sandclock. The project does not describe its supply, utility or governance role, so check the project's own documentation.
Is Sandclock audited?
DefiLlama shows two audits listed for Sandclock, but audit reports are not summarised. An audit lowers risk but does not remove it, and you should read the reports yourself.
Is Sandclock safe to use?
Not necessarily. Sandclock's idea of directing yield while keeping principal intact aims at reducing principal risk, but smart-contract, strategy and underlying-protocol risks remain. Never deposit more than you can afford to lose.
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How we checked
Sources
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