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Planet Farm Review 2026: BNB Chain Yield and Lending

Planet Farm, from Planet Finance, is a BNB Chain yield platform with vaults, liquidity pools, swaps and lending, governed by the AQUA token. It is a small protocol with two listed audits, so treat it as a higher-risk yield venue.

BNB Chain

By the DappsAtlas editorial team · Updated Nov 4, 2026

DappsAtlas score

5.8/10

Mixed

Visit Planet Farm

Our verdict on Planet Farm

5.8/10

Planet Farm suits experienced BNB Chain users who want a small yield platform with vaults, pools, swaps and lending under one roof. Its main strengths are the breadth of products and the two listed audits. The main caveat is its small size, about $1.8M in TVL, along with unpublished fee details and reward token risk. Treat it as a higher-risk venue and size positions accordingly.

Score breakdown

How Planet Farm scores

Security: 5.5/10
Ease of use: 6.0/10
Fees: n/a
Features: 6.5/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Planet Farm?

Planet Farm is the yield product of Planet Finance, a DeFi platform on BNB Chain. DefiLlama describes it as a place to stake in vaults, earn interest in liquidity pools and swap tokens, with the goal of helping users move away from the legacy financial system.

The homepage calls it an interplanetary financial ecosystem governed by AQUA and powered by GAMMA, offering earn, lend, borrow and auto-compound features. DefiLlama lists about $1.8M in total value locked, down 2.9% over seven days, and two audits.

the public information available are limited, so this review covers what the project says it does and the general risks of small yield platforms rather than detailed performance data.

How Planet Farm works

Planet Farm is a yield platform. Users deposit crypto into vaults or liquidity pools, and the protocol puts that capital to work to earn interest and rewards. Auto-compounding vaults reinvest those earnings automatically so users do not have to claim and redeposit by hand.

Liquidity pools let traders swap tokens, with depositors earning a share of trading fees. The homepage also mentions lending and borrowing, where users can supply assets for interest or borrow against collateral.

The AQUA token handles governance, and GAMMA is described as powering the ecosystem. Rewards are typically paid in the protocol's own tokens, so returns depend on token prices as well as the quoted APY.

5 features

Key features

Staking vaults

Users stake assets in vaults that aim to earn interest on deposited crypto, with auto-compounding mentioned on the homepage.

Liquidity pools

The project describes yielding interest through liquidity pools, where depositors supply tokens that others trade against.

Token swaps

The platform lets users swap tokens within the same ecosystem.

Lending and borrowing

The homepage meta text says users can lend and borrow crypto assets on the platform.

AQUA and GAMMA tokens

AQUA is the governance token, with GAMMA described as powering the ecosystem.

Pros and cons

What we like

Combines vaults, pools, swaps and lending in one ecosystem
Auto-compounding reduces manual reward management
Two audits are listed on DefiLlama
Runs on BNB Chain, where transaction fees are generally low
Has its own governance token, AQUA, giving holders a say in the protocol

Watch out for

Only about $1.8M in TVL, small for a multi-product DeFi platform
Runs on BNB Chain only, so there is no multi-chain option
Details on the audits are not public, only that two are listed
Homepage is sparse, so product details are hard to verify from public sources
Token and vault yields depend on AQUA and GAMMA token economics, which can be volatile
TVL slipped 2.9% over the past 7 days

Planet Farm fees

Fee levels are not published publicly reviewed. Typical vault products charge performance or withdrawal fees, and swaps charge a trading fee, but the exact rates for Planet Farm are unknown.

Users should check each vault or pool in the app for fee details before depositing, and budget for BNB Chain gas costs on every transaction.

Is Planet Farm safe?

DefiLlama lists two audits, but the auditors and findings are not given publicly. Audits reduce but do not remove smart contract risk, and a protocol with about $1.8M TVL has less usage history than larger rivals. No incidents are mentioned publicly reviewed.

Deposits sit in smart contracts rather than with a custodian, so users keep wallet control but carry contract, oracle and token price risk. Yield platforms that pay rewards in their own tokens can see returns drop sharply if the token falls. Check the audit reports and community channels before depositing, and never invest more than you can afford to lose.

6 steps

How to get started with Planet Farm

1
Set up a BNB Chain compatible wallet and fund it with BNB for gas.
2
Open the official Planet Finance app and connect the wallet.
3
Review the vaults and pools, including APY, fees and the tokens involved.
4
Read the audit information and the token mechanics for AQUA and GAMMA.
5
Start with a small deposit to confirm how deposits and withdrawals work.
6
Monitor positions regularly and withdraw if conditions or yields change.

Open Planet Farm

Who Planet Farm is for

Planet Farm is for DeFi users already comfortable with BNB Chain wallets who want to try auto-compounding vaults and pools and accept the risks of a smaller protocol. It is not suited to beginners or anyone who needs a long, proven track record.

Planet Farm FAQs

What is Planet Farm?

Planet Farm is a DeFi platform from Planet Finance on BNB Chain. It lets users stake in vaults, earn interest in liquidity pools and swap tokens. Its homepage also mentions lending, borrowing and auto-compounding.

What is the AQUA token?

AQUA is the governance token listed for the project. The homepage describes the ecosystem as governed by AQUA and powered by GAMMA. Exact token utility and emissions are not detailed publicly reviewed.

Which blockchain does Planet Farm use?

DefiLlama lists BNB Chain as the only chain for Planet Farm. Users need a BNB Chain compatible wallet and BNB for gas fees.

Is Planet Farm audited?

DefiLlama lists two audits, but the project does not name the auditors or findings. An audit lowers some smart contract risk but does not remove it, so only deposit what you can afford to lose.

What yields does Planet Farm offer?

Yields are not stated publicly reviewed. Rates on vaults and pools change with market activity and token rewards, so check the live figures in the app before depositing.

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