CDPs · Review

Active

Inverse Finance Frontier Review 2026: Ethereum Lending Market

Inverse Finance Frontier is a lending market on Ethereum from the Inverse Finance DAO, whose current focus is the FiRM fixed-rate market and the DOLA stablecoin. It holds roughly $5.2M in TVL.

Ethereum

By the DappsAtlas editorial team · Updated Nov 5, 2026

DappsAtlas score

6.8/10

Good

Visit Inverse Finance Frontier

Our verdict on Inverse Finance Frontier

6.8/10

Inverse Finance Frontier suits experienced DeFi users who want to understand the older Inverse lending market, or who plan to use the wider protocol, especially FiRM and sDOLA. Its strengths are a documented audit and bug bounty history and a transparent DAO. The main caveat is size: Frontier holds about $5.19M, and the homepage promotes FiRM and sDOLA instead. Read the docs and audit pages first, and size positions with liquidation risk in mind.

Score breakdown

How Inverse Finance Frontier scores

Security: 7.0/10
Ease of use: 6.5/10
Fees: 5.5/10
Features: 7.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Inverse Finance Frontier?

Inverse Finance Frontier is a lending market listed under the Inverse Finance protocol on Ethereum. It is tracked with about $5.19M in TVL, and the INV token governs the protocol.

The Inverse homepage presents the protocol as a fixed-rate DeFi borrowing platform. Its main products are FiRM, a fixed-rate market, and sDOLA, a yield-bearing stablecoin. The homepage figures for those products ($85.78M TVL for FiRM and $21.02M for sDOLA) are much larger than Frontier's tracked TVL.

The protocol describes itself as safety-focused and lists several audit firms and bug bounty programs. It also cites an 87% safety score from a third-party reviewer. The project does not publish a team roster on the homepage.

How Inverse Finance Frontier works

A lending market pools deposits from suppliers and lets borrowers take loans against collateral. If a borrower's collateral value drops too far, the position can be liquidated to repay the debt. Frontier is Inverse Finance's money market on Ethereum, tracked in the CDP category.

Inverse's current flagship, FiRM, works differently from pooled variable-rate markets. The homepage says FiRM offers fixed-rate borrowing and that collateral is held in personal escrow accounts and not loaned to others. It contrasts this with Aave, where rates are variable and collateral is loaned out.

DOLA is the protocol's stablecoin, and sDOLA is a savings version that earns yield from FiRM lending activity, according to the homepage. INV is the governance token, and the DAO votes on protocol decisions.

7 features

Key features

Ethereum lending market

The protocol is deployed on Ethereum mainnet, where Frontier is tracked with about $5.19M in TVL.

Fixed-rate borrowing via FiRM

The FiRM market lets users borrow for any duration at a fixed rate, which the homepage shows at 4.68%.

One-click leverage

The homepage describes up to 10x looping on yield-bearing positions, including borrowing against LP tokens.

Isolated collateral escrow

Personal Collateral Escrow accounts keep collateral isolated and staked, and the homepage says it is never loaned out.

sDOLA savings token

sDOLA is a yield-bearing savings version of the DOLA stablecoin, shown at 6.38% APY with $21.02M TVL.

Oracle safety design

The homepage says oracle design aims to make price manipulation and flash loan attacks financially unfeasible.

DAO governance and transparency

The DAO, forum, voting, treasury and analytics pages are linked from the homepage, and INV is the project token.

Pros and cons

What we like

Long-running DAO-governed protocol with an INV token, a forum and public voting.
The homepage lists audits and bug bounties from firms including yAudit, Code4rena, Sherlock and Peckshield.
Collateral in FiRM is described as isolated and never loaned out.
Fixed-rate borrowing in FiRM avoids unpredictable variable interest.
Transparency pages cover treasury, DOLA, DBR and key metrics.

Watch out for

The Frontier TVL of about $5.19M is small next to the $85.78M the homepage shows for FiRM, so the protocol's attention sits elsewhere.
TVL fell 5.7% over seven days in the tracked data.
DefiLlama lists no audits for this entry, so users must check the project's audit page for what covers which product.
Ethereum-only deployment means mainnet gas costs apply to every action.
Fee and interest-rate details specific to Frontier are not published on the homepage.
Lending and borrowing carry liquidation, oracle and smart-contract risk, and the DAO governs protocol changes.

Inverse Finance Frontier fees

Frontier-specific fees are not published on the homepage. Users would see borrow rates and supply rates inside the app itself, and further detail would be in the docs.

For FiRM, the homepage shows a 4.68% fixed rate, and sDOLA shows a 6.38% APY. These are advertised figures that can change, and they apply to other Inverse products. Ethereum gas costs are an extra expense on each transaction.

Is Inverse Finance Frontier safe?

The homepage lists audits and bug bounty programs with Nomoi, yAudit, Code4rena, ImmuneFi, Sherlock, Peckshield and others. It also cites a DeFi Safety score of 87%. DefiLlama shows zero audits for this entry, so check which contracts each report covers.

Users keep custody of their wallets, but deposited funds sit in smart contracts exposed to bugs, oracle failures and governance decisions. Borrowers face liquidation. The project does not state any regulatory licence on the homepage. Check that DeFi lending is legal where you live and only risk what you can afford to lose.

6 steps

How to get started with Inverse Finance Frontier

1
Read the Inverse Finance docs and the risk and audit pages to see how each market works.
2
Check that using DeFi lending is permitted where you live.
3
Set up a self-custody Ethereum wallet and fund it with ETH for gas.
4
Open the Inverse app and pick the market that fits your goal. The homepage steers new users toward FiRM or sDOLA.
5
Start with a small amount, and check collateral requirements and liquidation thresholds before borrowing.
6
Monitor your positions and follow governance updates through the forum.

Open Inverse Finance Frontier

Who Inverse Finance Frontier is for

Intermediate DeFi users comfortable with Ethereum wallets, collateralised borrowing and liquidation risk. It also suits people tracking the Inverse DAO who want to understand how Frontier relates to FiRM, DOLA and INV.

Inverse Finance Frontier FAQs

What is Inverse Finance Frontier?

Frontier is a listing for part of Inverse Finance, a DeFi protocol on Ethereum built around the DOLA stablecoin and the INV token. The protocol's homepage now centres on FiRM, a fixed-rate borrowing market, and sDOLA, a yield-bearing version of DOLA.

How much value is locked in Frontier?

The tracked data shows about $5.19M in TVL, down 5.7% over seven days. The homepage separately shows $85.78M TVL for FiRM and $21.02M for sDOLA, which are different products.

What is FiRM and how does it relate to Frontier?

FiRM is Inverse's fixed-rate borrowing market. The homepage advertises borrowing for any duration at fixed rates and shows a 4.68% fixed rate, with up to 10x looping on yield-bearing collateral.

Has Inverse Finance been audited?

The homepage lists audits and bug bounty programs involving Nomoi, yAudit, Code4rena, ImmuneFi, Sherlock and Peckshield, and cites a DeFi Safety score of 87%. DefiLlama lists no audits for this entry, so check the audit page to see which contracts each report covers.

What is the INV token?

The project's token is INV, and the DAO uses it for governance. The homepage also references DOLA and DBR in its transparency section.

Is it risky to use?

Yes. Borrowers can be liquidated if collateral value falls, and smart-contract, oracle and governance risks apply. Only use funds you can afford to lose and read the docs first.

Compare

Inverse Finance Frontier alternatives

All alternatives

crvUSD

CDPs

crvUSD is Curve Finance's overcollateralized, USD-pegged CDP stablecoin on Ethereum, minted against crypto collateral by DeFi borrowers.

TVL $112M−13.2%Ethereum

Liquity V2

CDPs

Liquity V2 is an immutable Ethereum borrowing protocol where users set their own interest rate and mint the BOLD stablecoin against ETH, wstETH or rETH.

TVL $86.7M+0.6%Ethereum

Frankencoin

CDPs

Frankencoin is an over-collateralized, oracle-free Swiss franc stablecoin (ZCHF) on Ethereum for borrowing, saving and payments.

TVL $59.3M+2.1%Ethereum

Liquity V1

CDPs

Liquity V1 is an immutable Ethereum protocol offering 0% interest LUSD loans against ETH collateral, for DeFi users comfortable with liquidation risk.

TVL $155M−0.8%Ethereum

Sky Lending

CDPs

Sky Lending is the borrowing and savings side of the Sky ecosystem on Ethereum, built on the USDS stablecoin, the upgraded version of DAI.

TVL $4.67B−8.4%Ethereum

Angle

CDPs

Angle is an over-collateralized stablecoin protocol that mints agEUR and offers perpetuals, yield deposits and borrowing for DeFi users.

TVL $1.61M−6.9%Ethereum · Arbitrum · Polygon +5

Same category

More CDPs

CDPs rankings

Sky

CDPs

Sky is the rebranded MakerDAO, a DeFi protocol issuing the USDS and DAI stablecoins, governed by SKY token holders, for DeFi users and stablecoin holders.

Liquity

CDPs

Liquity is an Ethereum borrowing protocol where ETH holders mint USD stablecoins (LUSD, BOLD) against their collateral, with the LQTY token for incentives.

Ethereum

Reservoir Protocol

CDPs

Reservoir Protocol issues the rUSD stablecoin and yield assets srUSD and trUSD across 17 chains, for DeFi users seeking stable yield.

TVL $69.6M−2.3%Monad · Ethereum · Plasma +14

River Omni-CDP

CDPs

River Omni-CDP is a multi-chain CDP protocol that issues the satUSD stablecoin against cross-chain collateral without bridging, for experienced DeFi users.

TVL $74.3M−3.9%BNB Chain · BSquared · Ethereum +9