SunCrypto Review 2026: INR Trading and Platform Risks

SunCrypto is a centralized crypto exchange aimed at users in India. It advertises INR and USDT spot markets, crypto futures, recurring SIP purchases, staking, an OTC desk and SunAlpha access to Web3 tokens through INR pairs. The homepage also promotes precious metals and US stocks, but does not explain their product structure in detail.

The platform says users can start SIPs from ₹100 and advertises futures leverage up to 150x. It also claims a $25 million proof of reserves and offers a guided USDT-to-INR conversion with an automatic 1% TDS deduction. These are platform claims; the homepage does not provide a reserve-verification method, complete fee schedule, named licensing details or a clear custody explanation.

SunCrypto operates as a centralized exchange: customers use its platform to trade assets through listed markets rather than swapping directly from a self-custody wallet. The homepage advertises INR spot markets, USDT pairs, a browser-based futures interface and INR deposits through UPI or bank transfer. It also offers an OTC desk for larger transactions and says that desk supports multichain withdrawals.

Separate features cover scheduled crypto purchases through monthly SIPs, staking selected assets for rewards, and SunAlpha access to Web3 tokens with direct INR pairs. SunCrypto also describes a guided USDT-to-INR conversion that includes a nominal percentage fee and 1% TDS deduction. The homepage does not explain how customer assets are held, how reserve figures are verified, or the detailed terms behind each product.

SunCrypto does not publish a complete fee schedule on its homepage. It advertises low trading fees and says 18% GST applies to crypto trading, but does not give the underlying spot or futures rates there. Its USDT-to-INR conversion page describes a nominal percentage fee and says 1% TDS is automatically deducted and remitted to the government. Check the relevant order or conversion screen in the app for the applicable charges before proceeding. The homepage advertises zero staking fees.

SunCrypto advertises end-to-end encryption and $25 million in proof of reserves. The homepage does not explain who verifies the reserve figure, provide audit details, or describe how customer assets are segregated and controlled. These claims should not be treated as a substitute for an independent audit or a clear custody policy.

SunCrypto's homepage does not state a specific license or regulatory registration, and it does not explain KYC requirements. Customers using a centralized exchange face platform, custody and withdrawal risks in addition to crypto price risk. Futures leverage of up to 150x can amplify losses; check the product terms and applicable local rules before trading.

SunCrypto may fit users in India who want to buy and sell crypto in INR, schedule small recurring purchases, or access several trading products through one centralized platform. It is less suited to users who require self-custody, transparent published fee and custody policies, or detailed public information about licensing and reserve verification.