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Affine DeFi Review 2026: Restaking and Yield Risks

Affine DeFi offers stETH-based liquid restaking through ultraETH and ultraETHs, alongside cross-chain yield baskets for USDC, ETH, and MATIC. Its broad product descriptions are useful, but users need to check the app and linked risk materials for key details such as network support, fees, and strategy exposure.

By the DappsAtlas editorial team · Updated Nov 6, 2026

DappsAtlas score

5.5/10

Mixed

Visit Affine

Our verdict on Affine

5.5/10

Affine DeFi may suit users who already understand liquid restaking and yield strategies and want to compare stETH restaking with cross-chain baskets. Its main strength is offering several approaches, from lending yield to recursive staking, under one product suite. The main caveat is that the homepage leaves important operating details unclear: supported networks, fees, withdrawal terms, strategy mechanics, and audit findings. Treat the up-to-10x strategy description as a significant risk signal, not a promised return.

Score breakdown

How Affine scores

Security: n/a
Ease of use: 5.0/10
Fees: n/a
Features: 6.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is Affine?

Affine DeFi offers two product lines: Affine Restake and Affine Earn. Affine Restake is based on stETH and is presented through ultraETH and ultraETHs. The project says it delegates to operators, onboards AVSs, and shares airdrops.

Affine Earn offers yield baskets for USDC, ETH, and MATIC across chains. Its homepage describes strategies ranging from Aave or Compound lending yield to recursive staking positions with up to 10x boosted exposure. Supported networks, specific strategy terms, fees, and team details are not published on the homepage.

How Affine works

Affine’s restaking product is built around stETH and is presented through ultraETH and ultraETHs. The homepage says Affine delegates to operators, onboards AVSs, and shares airdrops. Liquid restaking generally gives users a token representing their position, but Affine’s homepage does not explain the exact redemption mechanics, operator selection, or how rewards are calculated.

Affine Earn is described as a set of cross-chain yield baskets for USDC, ETH, and MATIC. The stated strategies range from lending through Aave or Compound to recursive staking positions, some with up to 10x boosted exposure. The exact networks, allocation rules, rebalancing process, and leverage mechanics are not explained on the homepage, so users should verify the details in the app before depositing.

4 features

Key features

Liquid restaking

Affine presents ultraETH and ultraETHs as stETH-based liquid restaking tokens, with delegation to operators and participation in AVSs.

Airdrop sharing

The homepage says Affine aims to share airdrops associated with its restaking products, but does not specify eligibility or amounts.

Cross-chain yield baskets

Affine Earn lists USDC, ETH, and MATIC yield baskets across chains, with strategies ranging from Aave or Compound yield to recursive staking.

Leveraged strategies

Some Affine Earn strategies are described as using up to 10x boosted recursive staking, which can increase both exposure and downside risk.

Pros and cons

What we like

Offers both stETH-based liquid restaking and yield baskets in one product suite.
Names USDC, ETH, and MATIC as assets for Affine Earn.
Describes a range of Earn strategies, from lending protocols to recursive staking.
Links to a research paper and an audit report.

Watch out for

Supported networks, deposit and withdrawal conditions, and basket allocations are not specified on the homepage.
The homepage links an audit report but does not summarize its scope, findings, or date.
Recursive staking strategies can add leverage and liquidation risk; the stated maximum is up to 10x.
Restaking adds smart-contract, operator, and AVS risks, while cross-chain baskets may also involve bridge and protocol risks.
Fees, the team, and regulatory status are not published on the homepage.

Affine fees

Fees are not published on the homepage. Check the Affine app and the relevant product terms for any deposit, withdrawal, performance, or strategy charges before using a product.

Is Affine safe?

Affine’s homepage links an audit report, but does not state its scope, findings, or date. Users should read the report and confirm that it covers the contracts and versions they intend to use. The homepage also refers to a risk engine, but does not explain its methodology.

Restaking can involve smart-contract, operator, and AVS risks. Affine Earn’s cross-chain strategies may add bridge and underlying-protocol risks, while recursive strategies can bring leverage and liquidation exposure. Affine’s licensing and regulatory status are not published on the homepage.

6 steps

How to get started with Affine

1
Read Affine’s product and risk materials, including the linked audit report.
2
Open the Affine app and check which products, assets, and networks are currently available.
3
Choose between Affine Restake and Affine Earn based on the product’s stated strategy and risks.
4
Review the product terms, including fees, withdrawal conditions, and any leverage or cross-chain exposure.
5
Connect a compatible wallet if the app supports your chosen product and network.
6
Deposit only after confirming the asset, network, and strategy details in the app.

Open Affine

Who Affine is for

Affine may be relevant to crypto users who understand stETH, restaking, lending protocols, and the added risks of cross-chain or leveraged strategies. It is a poor fit for anyone who needs clearly published fees, withdrawal rules, network support, or a detailed audit summary before committing funds.

Affine FAQs

What are ultraETH and ultraETHs?

Affine describes ultraETH and ultraETHs as liquid restaking tokens based on stETH. The homepage says the products delegate to operators, seek to onboard AVSs, and share airdrops, but does not explain the tokens’ precise mechanics or terms.

What does Affine Earn do?

Affine Earn is described as offering cross-chain yield baskets based on USDC, ETH, and MATIC. Its listed strategies range from Aave or Compound yield to recursive staking positions, with some strategies described as using up to 10x leverage.

Which networks does Affine support?

The homepage does not list supported networks for each product. Check the app before depositing to confirm which chains and assets are currently available.

What fees does Affine charge?

Fees are not published on the homepage. Check the app and product terms for any deposit, withdrawal, performance, or other charges before committing funds.

Has Affine been audited?

The homepage links an audit report, but does not provide its scope, findings, or date. That link alone is not enough to establish the security of the current contracts or strategies.

What are the risks of using Affine?

Restaking and leveraged yield strategies can expose users to contract, operator, protocol, and liquidation risks. Only use the service if it is legal where you live, and review the product terms and risks before depositing.

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