Real-World Assets · Alternatives
The best Zoth alternatives in 2026
Zoth is a stablecoin neobank offering RWA-backed yield vaults, cross-border payments on Base, tokenized fund tooling and an AI finance agent. If Zoth is not the right fit, these 12 reviewed Real-World Assets options are the closest matches, ranked by DappsAtlas score. Read our full Zoth review
At a glance
Zoth vs the alternatives
| dApp | Score | TVL | Chains |
|---|---|---|---|
| Score 6.3 out of 10 | — | 1 | |
| Score 7.4 out of 10 | $42.4M | 5 | |
| Score 7.0 out of 10 | $102M | 3 | |
| Score 6.8 out of 10 | $42.0M | 5 | |
| Score 7.2 out of 10 | $101M | 1 | |
| Score 7.4 out of 10 | $246M | 3 | |
| Score 7.0 out of 10 | $309M | 1 | |
| Score 8.0 out of 10 | — | — | |
| Score 7.8 out of 10 | — | — | |
| Score 7.6 out of 10 | — | — | |
| Score 7.4 out of 10 | — | 6 | |
| Score 7.4 out of 10 | — | 1 | |
| Score 7.4 out of 10 | — | 2 |
Ranked
Top Zoth alternatives
- 1
Brickken
Real-World Assets · BNB Chain, Ethereum, Base +2
Brickken is a tokenization platform that lets companies issue and manage tokens backed by real-world assets, with built-in KYC/KYB and compliance tools. It targets institutions and issuers, not casual DeFi users.
ScoreScore 7.4 out of 10TVL $42.4M+0.0% - 2
Anemoy Capital
Real-World Assets · Ethereum, Base, Celo
Anemoy is a web3-native asset manager built on Centrifuge that offers tokenized funds holding Treasuries, AAA CLOs and an S&P 500 index exposure. It suits eligible investors who want regulated-style real-world assets onchain, but access terms and fees are not clear from public pages.
ScoreScore 7.0 out of 10TVL $102M−0.3% - 3
Tangible RWA
Real-World Assets · Polygon, Arbitrum, Optimism +2
Tangible is a tokenization protocol and marketplace for real-world assets, including real estate and US Treasury-backed tokens. It shows about $42 million in TVL, but yields depend on off-chain assets and public sources leave fees and redemption terms unstated.
ScoreScore 6.8 out of 10TVL $42.0M+0.1% - 4
Lofty
Real-World Assets · Algorand
Lofty is a fractional U.S. real estate platform that sells shares of rental properties from about $50 and pays rent daily, with tokenized ownership on Algorand. Its pitch is liquidity and low entry cost, but fees and property-level risk need a careful read.
ScoreScore 7.2 out of 10TVL $101M−0.0% - 5
OpenTrade
Real-World Assets · Avalanche, Ethereum, Plume
OpenTrade is stablecoin yield infrastructure that lets fintechs and digital asset platforms offer real-world-asset-backed yield products. It targets businesses first, and its main strength is a legal and operational wrapper around RWA yield.
ScoreScore 7.4 out of 10TVL $246M−0.3% - 6
OnRe
Real-World Assets · Solana
OnRe is a Solana protocol that tokenizes exposure to reinsurance premiums as ONyc, a yield-bearing asset. It holds about $307.5 million in TVL, but key terms such as fees and redemption rules are not public.
ScoreScore 7.0 out of 10TVL $309M+1.4% - 7
Spiko
Real-World Assets
Spiko is a Paris-based, regulated platform that offers tokenized and traditional money market funds on T-bills, plus cash accounts in several currencies. It is aimed at companies and individuals who want daily yield on treasury cash.
ScoreScore 8.0 out of 10TVL — - 8
BlackRock BUIDL
Real-World Assets
BlackRock BUIDL is a tokenized money-market-style fund holding short-term U.S. Treasuries, repurchase agreements and cash, issued onchain through Securitize. It suits institutions that want dollar yield with onchain settlement, not retail DeFi users.
ScoreScore 7.8 out of 10TVL — - 9
Dinari
Real-World Assets
Dinari issues dShares, tokens backed 1:1 by US stocks and ETFs held in a custodial brokerage account, and distributes them through partner apps and an API. It suits compliance-minded platforms and eligible investors who want regulated tokenized equities.
ScoreScore 7.6 out of 10TVL — - 10
VNX
Real-World Assets · Ethereum, Polygon, Solana +3
VNX issues fully backed Swiss franc and British pound stablecoins and a tokenized gold product under a Bermuda Monetary Authority licence. It suits users who want non-USD or physical-metal exposure onchain, with fee details left to the platform.
ScoreScore 7.4 out of 10TVL — - 11
Paxos Gold
Real-World Assets · Ethereum
Pax Gold (PAXG) is an Ethereum token that represents one fine troy ounce of LBMA-standard gold held in London vaults by Paxos Trust Company. It suits people who want gold exposure on-chain, with the main caveat being reliance on a single regulated custodian.
ScoreScore 7.4 out of 10TVL — - 12
Ondo Global Markets
Real-World Assets · Solana, Robinhood Chain
Ondo Global Markets issues tokenized U.S. stocks and ETFs that non-US users can hold and move onchain. It has grown quickly, but it carries issuer, custody and regulatory risks that holders should understand.
ScoreScore 7.4 out of 10TVL —