Real-World Assets · Alternatives
The best Lofty alternatives in 2026
Lofty is a fractional U.S. real estate platform on Algorand that sells rental property shares from about $50 and pays rent daily. If Lofty is not the right fit, these 12 reviewed Real-World Assets options are the closest matches, ranked by DappsAtlas score. Read our full Lofty review
At a glance
Lofty vs the alternatives
| dApp | Score | TVL | Chains |
|---|---|---|---|
| Score 7.2 out of 10 | $101M | 1 | |
| Score 7.4 out of 10 | $246M | 3 | |
| Score 7.0 out of 10 | $309M | 1 | |
| Score 7.0 out of 10 | $158M | 1 | |
| Score 6.5 out of 10 | $198M | 2 | |
| Score 6.0 out of 10 | $4.15M | 2 | |
| Score 6.8 out of 10 | $10.4M | 1 | |
| Score 8.0 out of 10 | — | — | |
| Score 7.8 out of 10 | — | — | |
| Score 7.6 out of 10 | — | — | |
| Score 7.4 out of 10 | $42.4M | 5 | |
| Score 7.4 out of 10 | — | 6 | |
| Score 7.4 out of 10 | — | 1 |
Ranked
Top Lofty alternatives
- 1
OpenTrade
Real-World Assets · Avalanche, Ethereum, Plume
OpenTrade is stablecoin yield infrastructure that lets fintechs and digital asset platforms offer real-world-asset-backed yield products. It targets businesses first, and its main strength is a legal and operational wrapper around RWA yield.
ScoreScore 7.4 out of 10TVL $246M−0.3% - 2
OnRe
Real-World Assets · Solana
OnRe is a Solana protocol that tokenizes exposure to reinsurance premiums as ONyc, a yield-bearing asset. It holds about $307.5 million in TVL, but key terms such as fees and redemption rules are not public.
ScoreScore 7.0 out of 10TVL $309M+1.4% - 3
USD AI
Real-World Assets · Arbitrum
USD.AI is an Arbitrum-based protocol that funds GPU loans for AI compute operators and offers a yield-bearing synthetic dollar, USDai, backed by those real-world assets. Its yield depends on GPU credit performance, and its TVL dropped sharply in the latest week.
ScoreScore 7.0 out of 10TVL $158M−41.9% - 4
R25
Real-World Assets · Pharos, Sui
R25 is vault infrastructure that lets curators run RWA, staking, and DeFi yield strategies on Pharos and Sui, with about $196.6M deposited. The scale is notable, but the track record is short and fee details are not published.
ScoreScore 6.5 out of 10TVL $198M+0.3% - 5
Meld Gold
Real-World Assets · Algorand, XRP Ledger
Meld Gold issues tokenised gold and silver on Algorand and XRPL, with each token tied to one gram of metal held in vaults. Its main draw is simple exposure to precious metals, but fees and audit details are not clear.
ScoreScore 6.0 out of 10TVL $4.15M+0.9% - 6
Uranium.io
Real-World Assets · Etherlink
Uranium.io issues xU3O8, a token that represents fractional ownership of physical uranium ore concentrate held in custody. It offers a simple way to get uranium exposure on-chain, but it relies on custodians and is being rebranded as Metals.io.
ScoreScore 6.8 out of 10TVL $10.4M+36.1% - 7
Spiko
Real-World Assets
Spiko is a Paris-based, regulated platform that offers tokenized and traditional money market funds on T-bills, plus cash accounts in several currencies. It is aimed at companies and individuals who want daily yield on treasury cash.
ScoreScore 8.0 out of 10TVL — - 8
BlackRock BUIDL
Real-World Assets
BlackRock BUIDL is a tokenized money-market-style fund holding short-term U.S. Treasuries, repurchase agreements and cash, issued onchain through Securitize. It suits institutions that want dollar yield with onchain settlement, not retail DeFi users.
ScoreScore 7.8 out of 10TVL — - 9
Dinari
Real-World Assets
Dinari issues dShares, tokens backed 1:1 by US stocks and ETFs held in a custodial brokerage account, and distributes them through partner apps and an API. It suits compliance-minded platforms and eligible investors who want regulated tokenized equities.
ScoreScore 7.6 out of 10TVL — - 10
Brickken
Real-World Assets · BNB Chain, Ethereum, Base +2
Brickken is a tokenization platform that lets companies issue and manage tokens backed by real-world assets, with built-in KYC/KYB and compliance tools. It targets institutions and issuers, not casual DeFi users.
ScoreScore 7.4 out of 10TVL $42.4M+0.0% - 11
VNX
Real-World Assets · Ethereum, Polygon, Solana +3
VNX issues fully backed Swiss franc and British pound stablecoins and a tokenized gold product under a Bermuda Monetary Authority licence. It suits users who want non-USD or physical-metal exposure onchain, with fee details left to the platform.
ScoreScore 7.4 out of 10TVL — - 12
Paxos Gold
Real-World Assets · Ethereum
Pax Gold (PAXG) is an Ethereum token that represents one fine troy ounce of LBMA-standard gold held in London vaults by Paxos Trust Company. It suits people who want gold exposure on-chain, with the main caveat being reliance on a single regulated custodian.
ScoreScore 7.4 out of 10TVL —